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£60,000 for 3 years?
Hi everyone question for you all! I have just sold my second home and now have £60k to do something with for 3 years. I have a mortgage fixed untill 3 years from now so cant do anything there and have no debts whatsoever. I'm not totally risk averse but want to find something to do with my money that will get me good…
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Savings Advice - Would you change anything?
Hiya All Was looking for advice on my savings > I have the following ISA up-to date (5.80 AER) £23,000 ICICIBank (6.05% AER) £500 IceSave (5.95% AER) £24,000 Bradford Bin. PA (5.55% AER) £12,000 (old acc, looking to close and move) A&L Reg Saver (12% AER) £250 (just started) Selftrade (Mini SS ISA) £2,000 What would you…
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Money and divorce
Hi I'm about to separate .and my settlement will be the house (mortgage free) and about £20,000 I'm about to change my job from a part time one to a full time one to support myself financially...however the outgoings of the house will leave me only about £200 free each month from my wages therefore I need the £20,000 lump…
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Northern Rock shares help needed
My husband worked for NR until April this year and just weeks before he left he was awarded employee shares worth about 2k. He has the letter confirming that he was awarded them but doesn't have the reference number so we can sell them. He's rang them about 20 times since he left and we've written to them asking for it and…
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Dunfermline BS savings rates increased 8th june
most by 0.15/0.20% gross :( http://www.dunfermline.com/ManagedPage.aspx?id=91&context=2:15,740,743 anyone with dunfermline monthly saver issue 1 ( closed issue) rate went up 0.15% :( to 6.25% gross
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HALIFAX Steer clear with bargepole!!!
I opened a new Halifax acc, following Martin's recommendation, in February. Supposedly they transfer all your banking to them without any hassle.... JOKE .... I have had nothing but hassle. DD's that were supposed to have been transferred have not been. DD's that I specifically asked not to be transferred have been…
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Savings Account, Advice Needed!
I have an Investment Account with the Post Office at the moment which suits me fine apart from now that they've closed all of my local Post Offices! So now I'm looking for is a building society account where I can pay in small amounts easily here and there, probably £20 - £50 at at time, to save up for holidays etc. but…
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£80,000 to save/invest - HELP!
We have just agreed the sale of our house and fingers crossed if it all goes through we will have £80,000 left. What should we do with it?! I'm really not up on savings and investments. Any advice would be very welcome.
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Long term investments for children
Hello, Its my nephew's first birthday in a few weeks and I want to set up some kind of investment for him. I'm ideally looking for something locked in for the long-term (say 15-20 years) but which allows the possibility of adding in lump sums over the years. Does anyone have any ideas / recommendations on this? Thanks…
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Share Purchase - Company Going X DIV
Hello Im looking to add/increase my share portfolio and have approx £5k available. Im interested in 1 particular company who are due to go X DIV beginning August Are there any advantages/disadvantages to me purchasing the shares before/during they go X DIV?
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Novel idea from RBS
I was on the London tube at the weekend and saw a poster from Royal Bank of Scotland advertising a buy to let hotel room scheme that was SIPP OK. Anyone know anything about it?
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Sainsburys 6% Internet Saver
After upping their rate on 17 May 2007 to 5.75%, Sainsburys have hiked it up over the weekend to 6% gross, even higher than Icesave. I have 3 of these accounts and can recommend them for being easy to set up, easy to use and with good customer service. No minimum balance, instant access and I believe you can have up to 20…
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Child Regular Saving
Hello Please can someone offer me some advice - I have tried to research this but my head is spinning with all the options. I have 2 little girls, one is 3 and one has only just been born (06/06). I have been saving for my oldest since she was born - £50 a month. I have a direct debit going into ING direct; now and again…
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Oh's Experian file search for my savings - why?
I understand the reasoning behind searching a partner's file if you are applying for credit, but I have just opened 3 new savings accounts (Egg Isa, Yorkshire Reg Saver & ICICI HiSave) and my OH's file has searches recorded on it with regard to these accounts which I opened in my name only. The accounts weren't meant to be…
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Guaranteed Investment Account - is it worth it?
I'm new to the savings world and would like some advice on the Lloyds - Guaranteed Investment Account. http://www.lloydstsb.com/savings/guaranteed_inv_account.asp Less than 3% a year is rubbish, so what are the chances that this would be a gamble worth taking and it could do better? I can do without some money for 5 years,…
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Buying in to alternative power
I want to invest in green energy and was reading somewhere that the Société Géné-rale’s energy protected fund is a good one to go for. I am well aware that the recent hype in the green energy business could all blow up like the dot com bubble but with the depletion of the world's oil stock sooner or later an alternative…
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investing for new grandchild
I live in UK, grandson lives in Australia, What can I do to invest £1000 for him for when he is 18.
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Problem with my savings plans
I've got £15,000 to divvy up. I've put 3k in the NS+I ISA. The plan was to move the rest to the ICICI hi-save account and then transfer £500 a month to the YBS 7% regular savings account. Just been reading about ICICI though and it seems I can only transfer between ICICI and the designated linked current account I've used…
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£80,000 to invest for approx 6 months
Hi, I'm looking to invest £80,000 in the next few weeks and am baffled at where best to put the monry. I wouldlike a good interest rate, daily if possible and no penalties when I remove the money from the account for a house purchase. Does anyone have any advice on where best to place the money? :confused:
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Advice Needed
Hi all, I've followed the advice of this site for about 18 months now from starting in real problems and going through the whole debt free wannabe's and have finally come out of the other side :j . So...I've managed to save about 1k, which I know isn't alot compared to these figures I see flying around but it's a start. I…
