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solicitors keeping house money..do they keep the interest?
HI everyone, i hope someone can help us. I am one of 6 who will receive money from my great aunts estate. Her house sold a week ago, as in the new people moved in and the money is now at the solicitors. We all thought we would get the payment fairly soon, but now the solicitor is saying that some shares she had need to be…
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Market research – share tipping service.
Dear All, I’m conducting market research on behalf of a private individual who is thinking of setting up a new company. Over the last 2 years he’s created a model that predicts shares on the LSE (what to buy, when, how much, when to sell, where to set limits, etc) which achieves decent returns. We’re not talking about the…
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Investment Advisor (FSA CF 21)
Hello Does anyone know the procress to become an investment advisor - a sort of private banker or wealth manager. In particular, what is a suitable career path and what qualifications does a person need. I have little experience in this area but its an area I wish to enter. thanks.
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Quick, where shall I put this 40K for a few months?
Question's in the title. I have a websaver with the Halifax which is 5% groass AER, and a plus saver with A&L but I can't find interest rates for that. My ISA allowance for his year is full, ... and I might need the money in a few weeks time as a deposit on a house (IF I decide to buy). Otherwise it's a trip to a financial…
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Help-Current Account without hidden charges
Hello! I want to open a new current account, but since I am new in UK, I do not know which bank/building society to trust / not to trust. I have been looking around at various current accounts and financial websites.....but am thoroughly confused. So I thought its better to ask you guys who know in-and-out of the banking…
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Looking for website that allows free practice of trading shares.
Hi there When Martin was on Radio 2 last Friday he referred to a website that allows people who want to learn to trade shares for free. The site is purely for practice and requires no investment but you can trade real shares in real time. I was driving at the time and was unable to make note of the website and can't for…
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ERNIE - What Does Random Mean?
Hi This is one for the statistions out there. Terms & Conditions - 1 April 2007 13. If a £1 Bond unit is drawn more than once in a draw it will be allocated the highest prize for which it is drawn. I am suprised that a number can actually be drawn twice, but if it is surely not to pay out on it is not random anymore. The…
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selling shares traded on NYSE Arca
I currently own some shares (in certificate form) which I would like to sell, they are traded on the NYSE Arca. I have only dealt in UK listed shares previously and have no experience of this market, I wondered if anyone could recommend a broker/ share dealing site that I could sell these through, preferably cheaply as…
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Nationwide Accounts
I don't know if this has already been posted, but I had an E-mail supposedly from Nationwide today, a copy of it is below. Please all be aware of the dodgy emails like this one. Dear Nationwide Bank Customer: It has come to our attention that your account billing updates are out of order. If you could please take 5-10…
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Furness BS Regular Savings account rate increased - 6.20%
Furness Building Society will increase the rate paid on their Regular Savings account, by the full 0.25%, from 5.95% to 6.20%, w.e.f. 1st June 2007. This account has a 5 year term and requires monthly deposits between £50 - £200. The new rate is shown on Moneyfacts, here.
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Monmouthshire BS regular Saver Plus rate increased - 6.50%
According to Moneyfacts, Monmouthshire BS will increase their Saver Plus regular savings account rate by the full 0.25%, from 6.25% to 6.50% (w.e.f. 1st June 2007). This account has the following terms and conditions: - You must deposit between £20 up to £1,000 per month. - Like regular savings accounts from Scarborough,…
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Charity Savings Account
Hello, bit of an odd one and I was wondering if anyone could help out, I run a Community transport Project and we are looking for a better rate for our minibus savings fund, were not after anything special, just something which will give us a good rate for our hard earned savings. We were thinking on the lines of maybe a…
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Tax on Interest
I read on the Direct.gov website that the interest is taxed on income. __________________ Who needs to pay tax on income from savings? Whether you need to pay tax at all depends on how much taxable income you have. __________________ I assume that as I don't pay income tax because my wages (and the interest) are below the…
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Best Savings Option
Hi everyone My Daughter who is an 18 year old student has a couple of thousand pounds to invest. I was thinking about a high interest instant access savings account or an ISA. What are your thoughts?? If the interest rate is exceptional, she is not concerned about having instant access but we want something without any…
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Has Martin got it Wrong?!?!
Hi all, I have been looking at Martins Money Fountain with the view to try and get a better savings rate. So I have been in touch with Icesave about paying direct debits into monthly top-up accounts (drip-feed). They tell me, that I can only have two direct debits paid into two accounts and they MUST be 'Current Accounts'…
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Smile bank
I wonder if anyone who has an account with Smile has noticed how quickly they put their interest rate down when the BOE rate was falling yet seem very reluctant to raise rates now they are on the way up? AFAIAA the last time they moved their rate was in Jan 2006 when they reduced the rate from 3.30% AER to 3.04%AER , at…
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Investment SCAMS
I'd like to start a thread of online scams. Not just regular HYIP's that come and go daily, but those long term investments that pay upto 20% a month, but dissappear after some time. Post here, who scammed you online and for how much: https://www.feederfund.com £900 - Got £400 back, waiting for rest for over a year.…
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Advice please on closing Ing direct a/c
I have a web saver and 2 direct accounts,and i want to take all my money out of Ing,as it is so awkward transferring in and out of the web saver,and takes days to get to the web account!! Would the last day of the month,when interest is added, be a good idea,then leave £1 in the direct account and when the following month…
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How does a bonus work?
I currently have an e-saver paying 5.1% + 0.5% bonus gross for the first 6 months. If the rate was 5.6% gross, I wouldn't bother switching to Icesave, just to earn an extra £3.50 per year on every £1000. But as the rate after 1 year is 5.1%, then I would want to switch to Icesave. The problem is, if I switch after 6…
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Stocks and Shares for a beginner.
Hi From the outset I am a complete novice within the field of stocks and shares however it is a field that I would like to enter. I am however unsure about what is the best way of purchasing some stocks and shares ie via a broker or via a Stocks and Shares ISA. I have done some general reading into this area but I would…
