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NS&I increase Premium Bond prize fund...
NS&I are increasing the amount it pays out from the Premium Bond prize fund by 0.20%, from 3.6% to 3.8% from July 2007. This will boost the value of prizes from £104 million to £112 million. The extra money will mean there will be more prizes of £500 and over. However, the number of £100 prizes will be cut dramatically,…
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How to save
I am due to get £60k for my flat that I have just sold. We will be using the money to buy a new house within the next year. Have been reading the moneytips about how to save this. My husband and I were going to invest £3000 each in the mini cash ISAs as neither of us have one. Then we thought about saving money in a…
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Northern Rock silver saver account question
does anyone know the current monthly interest rate on this account after basic tax please ?? - thanks
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Premium bonds reduced payout
Well - actually the total is increasing in July but the amount in £50 and £100 is decreasing by a lot. A small increase in the number of £50 and a big reduction in number of £100. They are giving more big prizes. I value these on the £50 and £100 prizes (assume I won't get anything else)so my expected return will reduce.…
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opening a UK savings account from the US
My husband and I are UK citizens but live in the US. We will be moving back to the UK in October, and will be looking to buy a house. His parents are giving us some money towards it and will be transferrring it to his Natwest bank account in June. We'd like to put it into a savings account until we get back to get a bit of…
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Help with savings
Hi my son who is doing an Apprenticeship so does not have to pay tax, put £1,000 into a savings bond (Abbeys) last year, the term for the year is now up and he only got £45 in interest. He also has about £300 in a ISA again through Abbey. anyone any idea were the best place to put this money is at present is it better to…
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Bank considered half-point rate hike
another base rate rise with savings rates increasing again looks likely by august it would appear :j http://money.guardian.co.uk/businessnews/article/0,,2086153,00.html
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A&L savings rate changes due on June 2 (merged)
Browsing through their press releases here: http://www.alliance-leicester-group.co.uk/html/media/non-indexed/release.asp?txtTable=pressreleases&txtCode=PR2105071 I noticed at the bottom that "Changes will also be made to Alliance & Leicester’s savings accounts on 2 June and an announcement regarding this will be made in…
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Managed fund selection advice!
I set up an Isa with Fidelity a couple of weeks ago (through cavendish). I am pleased with the selection so far and I have currently made back all the fee's and am £38 up. Current holdings are: JPM Emerging Markets £250 JPM Natural resources £500 Jupiter Ecology £250 Jupiter UK Growth £500 Just wondered what sort of…
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which savings account?
i have opened a current account in which my wages will go into. i want to ma e a saving of £200 per month. can i ask you which savings account should i go for with a better interest inreturn? i do not have a ISA account. any ideas? thanks chris
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Is this the best way??
Hi After doing some research on the site I have decided to put my money in the following accounts. £3000.00 Direct ISA – NS&I 6.05% £3000.00 previous year ISA to Northern Rock 6.01% issue 50 £500.00 per month Yorkshire 7.00% regular saving £5000.00 ICIC 6.05% It would be much appreciated that some of the experts here can…
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Any Increases By Cheltenham & Gloucester?
Following the Increase by Bank Of England by 0.25%, has anyone on here heard of a Rate Increase for Savers by Cheltenham & Gloucester yet?
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Quick question - Clearance times .
Just transferredsome money today at 9.30 am. Takes 3 business days to appear in account so ,will it appear on Friday or ,Tuesday (seeing it isa bank holiday Monday) thank you
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SharePlan ShareScheme Invitation - Queries
I’ve been offered the option of purchasing Partnership shares through work and I'm at loggerheads (with myself) over what action i should take. I think I know the answer - but it’s strange - If I write it here on MSE it seems to make more sense (plus I might get some valuable responses from other MSE'rs) Basically, Im…
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Problem Accessing Abbey Esaver Account!
I have not seen anything about Abbey esaver on this forum which surprises me as I have been locked out of my account since Monday. Apparently Abbey did some maintenance over the weekend and now no one can access their esaver account through the internet or cash machines and the account is not useable over the counter at…
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Renewable/sustainable energy legislation
Hello, Does anybody know of any upcoming global/national legislation with regard to the use of renewable enrgy? I am considering investing in some renewable energy companies and want to know about the impact of current/future legislation on the industry and and the economy in general. What is the future of this sector? Any…
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A+L Premier a/c overdraft??
Hello, I have a premier account with alliance and leicester. Ive noticed that your first 12 months overdraft are interest free. Is this from the first 12 months that you open the account,. because ive had the account 2 years but have never had an overdraft, would i get it 12 months interest free, or not, thanks
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Isa Vs Mortgage
I'm trying to learn more about using my money. I've got a 10 year fixed rate 4.79 offset mortgage of about £180K. How do I decide whether to overpay my mortgage or input to an ISA. I can save (or overpay) about £300 a month. Is it as simple as saying the mortgage costs me 4.79% whereas an isa is about 5.8% so the ISA wins?…
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Long term saving for children
Hello I'm new here, and not very good at saving money, so please be gentle with me ;) ! I'd like to save a small amount, every month, for my two young children, which I would then give to them, eg when they get married. What would be the best way of saving for this? Thanks for any help.
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career advice needed (cefa/cemap)
Hi, Excellent forum you have here! Well, I am writing to hopefully receive some advice from you guys that are experienced and in the 'know'. I am 26 years old and for the past 3 years I have worked part-time as an office cleaner whilst I studied on some sciencey courses with the Open University- mainly just short courses…
