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chelsea BS savers ......
within article on the benefits mutual building societies have over banks in todays mail on sunday ( financial mail section) it stated that both yorkshire BS and chelsea BS both "denied" on friday that they have been in merger talks. whilst the important word is "denied" a number of savers in the past have been "denied" a…
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what to do with £170,000 ?
mother in law is about to sell her house and rent a house she intends to buy when the owner decides to sell... they have 1 year to decide (the seller that is) anyhow, what should she do with the £170,000 from the sale of her preoperty, but it has to be dispersed amongst family ? what is the maximum tax free gift and does…
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How much should i save?
Hello, What is the recommended amount of savings that I should aim to keep to one side, for emergencies. I have heard people say 3 months outgoings in an iinstant access savings account is best? Any views?
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Cahoot Savings Account - can I open again?
Hi all, Last year I opened a Cahoot savings account via Quidco, happily willing to try them as I needed a savings stash. However, they were pretty pitiful and I closed the account 6 weeks later due to bad service. Freefivers cashback site are offering £15 at the mo to open a savings account with Cahoot so I am willing to…
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Parental Issues
My parents forced me to put half my paycheck into a joint savings account for as long as I've had a job. They set it so that I could not withdraw money, in order to prevent me from getting money out of it, which seemed fair enough at the time. A year later, I turn 18 and tell my parents I want to go start a new savings…
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Bank's calculation of interest
Hi guys, I wonder if anyone knows the answer to this question re: how banks calculate interest. Example - Mr A has £2,500 sitting in an ISA earning 5.5% interest, paid annually. He should recieve £137.50, which is 2500 x 0.055. But the interest on the account is calculated daily (despite being paid annually) - so assuming…
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which saving account
Hi all I have 55k saved for a deposit on a house and wanted to know what savings account would be best to invest it in. I am getting 4.33 gross at the mo, paid every month. The account needs to be easy access in case i find our dream home. Thanks
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Investment
I am in the process of selling land which should make around 220K. I wish to invest this for an income but wouldn't have a clue how to go about it. Can anyone help me on this and tell me what I could expect in return. I would be most grateful for any ideas.
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any increases Halifax or Abbey?
I have tried looking at their websites and they are as much use as a chocolate teapot, could anyone please tell me if they have increased their rates since the last BOE increase, Thank you in advance. FRUGAL
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Eurotunnel shares
I have some shares that I bought at the first launch. Worthless except for unlimited crossings at £1 a time. The restructuring apparently takes away this concession so I did not tender my shares. So what do I do now? I can still tender them but might it be better to keep them and see if they give way on the concession…
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rate tarts get clicking ..............
http://money.guardian.co.uk/saving/depositaccounts/story/0,,2088233,00.html note the disadvantage "As is often the case with table-topping accounts, there are a few catches with the new Birmingham Midshires deal. If you make a withdrawal, you lose interest for the whole of the month in which the withdrawal took place. That…
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Where should I invest?
I am looking for somewhere to put money in a stocks & shares ISA and this is the area that I'm less confident in so would appreciate some advice. I currently have 15% going into a pension and no desire to increase that. No debt except mortgage fixed at 4.64% and no desire to overpay due to low rate. Jointly we have about…
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northern rock share dividend payment
can anybody remember how much this forthcoming dividend is going to be please ( in my mind i got figure of 100.00 ish) and is it end of may that its being paid. thanks in advance
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Share dealing
Not sure what forum to put this in. What is the cheapest way to sell a small amount of shares. ie less than £100 worth?
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Breaking news! Birmingham Midshires 1 year fixed rate bond is 6.35% gross/AER!!!!!!!
Effective from tomorrow, Saturday 26th May. Thought some of you may like to know. :money: Happy saving :D Goldfinger.
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Newcastle Buidling Soc 10% offer
What does anyone think of the Newcastle Build Soc offer of 105AER for current customers..saving betweem £50-£250 pm for 12ths no withdrawls? Good offer or is there better out there?? http://online.newcastle.co.uk/invest/RegSaver/Index.htm
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£100,000 to invest to generate income and maintain value in real terms.
I'm looking for the safest investment possible that would not tie up the money for more than 1 year but would be prepared to consider 3 to 5 years if necessary. Is there such an investment? Thanks.
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Employee Share Scheme - leaving company, worthwhile holding onto shares?
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divide it up, or keep in one place?
I am about to complete on the sale of my house. I then intend to go travelling for a year. Where shall I put my money whilst I am away? Shall I divide it up to minimise risk of bank collapse? I have already maxed out my ISA for this year and I'm not into high risk investments. Sum I am talking about equates to £250,000…
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Ipswich BS launch another excellent account
Just to let everyone know, Ipswich BS have recently launched another excellent regular saver intended for those who are saving to buy a home. I'm sure many people could fall into that category. It is a regular saver that is guaranteed to track 1% above the BOE base rate for 3 years. It is currently paying 6.5% You must…
