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launch of the 1 - Year HiSAVE Term Deposit product.
Dear HiSAVER, From the 18th of May 2007, your HiSAVE Savings Account rate was increased to 6.05% AER and 5.89% Gross. We are now pleased to announce the launch of the 1 - Year HiSAVE Term Deposit product. This Term Deposit is a 1 year fixed rate deposit offering a rate of 6.30% AER/Gross. We have also increased our 6 month…
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Is there brass from t'muck, happens?
With all the push for recycling, outsourcing of council's waste management, district heating from incinerators etc. what are the options for investment in this area? I'm thinking of solid income from utilities; I'm already exposed to growth opportunities in alternative energy funds.
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Interest on savings to pay mortgage??
Hi We are down sizing and buying 2 smaller properties (1 to live in and 1 to renovate and sell) We have £110 draw down on our mortgage for the first house which we will be using to part fund the second house. On completion of the first house we have the spare £110. Should we let the mortgag company keep it. therefore our…
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Crest Transfer of Share Holdings
Hello, I've got some share certificates on paper I'd like to transfer into an online account. If I make a crest transfer, can I transfer part of my holding or do I have to transfer all of it? thanks
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Best short term investment??Help needed?
Hi, I am borrowing 1bout 15k on my CCs, with 0% interest, I can pay off £700/month, but shall I pay minimum every month - about £100 and put £600away in a high interest account? I would put it away every month for about 2 years? I already have an ISA, so whic should be best? what highest interest accounts are there…
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Worth a Lot, but Are Hedge Funds Worth It?
Interesting article on the New York Times about the proliferation of hedge funds and their charging structures (which I know is a subject of great interest here.) "The reason hedge funds are a license to print money is their fee structure. A typical fund charges a 2 percent management fee, which means that it keeps 2 cents…
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Vector Hospitality REIT
It frightens me to start this thread after the one I started on Hargreaves Lansdown but here goes..... I know very little about Vector Hospitality apart from the fact that the hotel portfolio is worth in the region of £2.6 billion so the shares issued will place this company at the top end of the FTSE 250. Quotes from…
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ybs regular saver
whats the most efficent way of drawing out cash from this account? and how long does it take to appear in your current account? thanks in advance.
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lloyds tsb
hi ya guys and girls, i need to withdraw 2 grand from my 8% regular saver can this be done in 1 go? thanks in advance.
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Oh no, not another, 'What should I do with my money' thread!!
Sorry, I know there have been loads but I can't find one similar to my circumstances. I have £220,000 profit from the sale of my house. I am currently living and working overseas and after my sale have no property in the UK. I can stay here (outside the EU) for at least 4 more years and it could be longer if I want it, I…
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saving
I want to open a straight forward savings account that is not linked to a current account which doesn't seem to exist with decent interest rates.
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A&L Regular Saver - Less interest than expected
Hi Everyone, I have opened a year ago a premier direct account and premier Regular saver account with A&L. I made 250 quid regular payment into the saving account and haven't missed any of them. On June the 1st the account is going to muture and yet they sent me a letter with an estimated forecast of 3129.81. My Account is…
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Leeds Or Skipton Bs Fixed Rate Bond?
I'd like to invest £500 in one or the other of the above building societies (Prefer to be able to visit branch if necessary, feel more secure that way!!). Trouble is, I can't decide which one to go for.....I already have a branch access account with the Skipton, so would it be wise to invest further money there? At least I…
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Share intelligence
Does anyone know of a good website that will give honest information of whether you should be holding or selling your shares in particular companies. I have some shares in FTSE 100 companies that I want to unload but would be gutted if in 3 or 4 months time some of them had shot up by more 10% which could have been…
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Deceased Interest
My wife has recently passed away and she had a H/Fax regular saver account. I just got a statement in and it appears that she has recieved interest net of tax even though she was a non tax payer. I remember reading somewhere that upon death an account changes status to net interest. However I was wondering since she was…
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Short term investment
In a few weeks time we will have £360,000 to invest from the sale of our home, whilst waiting for our new flat to be built - we hope this will be by February next year!! Any ideas on where to put the money to produce a monthly income to pay for rent on flat in meantime?? we are both retired but pay tax and have used up our…
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Multiple 'Pot' Accounts
Hi, I have an account with Ing, I really like it because I can have separate accounts (pots) within 1 account,So I have 1 for Gen Saving,1 for Birthday and a few more, thing is, there interest rate isn't that great. Is there a high interest acct that I can do this with, I currently have an Icesave account and don't think I…
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Where to put £31k?
Hello everyone, I'm new so please be gentle! Apologies in advance if I do/done something I shouldn't have e.g. started a new thread! I've just had a policy mature and I've got £31,000 to put somewhere, probably for about 3 years until my son is 21. I would prefer an instant access savings account-ICICI seems to offer the…
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A&L's whopping 12% reg. saver
After reading through most of the small print for this regular saver offer, I'm still unsure of the viability of this offer... As some of you may be aware, it requires one to sign up for a 'Premier Current Account' and deposit £500 monthly (without fail). This is then linked to the 'Premier Regular Saver' which pays 12% on…
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saving ££
Hi Im 26 and not till recently have I ever thought about saving... Im not looking to purchase anything specific, i think its just good to have some backup funds... I get paid 1220 a month of which 500 goes towards, rent, bills, lunch, petrol, cigs etc... How much should I be saving? To put things into perspective how…