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Cahoot rate rise and new bands.
I have just received an email from Cahoot outlining an increase in their interest rate on my savings account by 0.25% to 5.5% on 21st May. This is probably of no real interest as the rate is no longer competitive but....... From 21 May 2007 they will be paying savings rates of 6.05% AER on balances from £250,000*** and…
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Ice Save - New Account help plz
i opened an account yesterday and said i would transfer money through the direct debit thing on the signup screen....... it then mentioned paying money in via chaps/bacs..... which i ignored. i thought i opened the account with my initial deposit via direct debit? or do i initiate a direct debit once the account is open?…
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NS&I Index-Linked Savings rates
http://www.nsandi.com/products/ilsc/rates.jsp shows the tax-free rate as:- Index-Linking + 1.35% Taking inflation as 4.5%, that makes the total return 5.85%. So far so good. But where it shows 'equivalent gross rates', it shows them as Basic: Index-Linking + 1.69%, Higher: Index-Linking + 2.25% Taking that at face value,…
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£50000 lump sum to invest for 12 months
:confused: I have £50000 to invest (from property development) for 12 months,where can I get the highest interest. I would like to be able to take out the money without notice to buy the next property when I need it.Any suggestions welcome.Thanks
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best online savings account
Hi I need to online savings account,not a isa to invest £2000 in that pays daily interest,and gives a decent return,any help appreciated thanks
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Recent interest rate history
A useful BBC article which identifies interest rate highs and lows since 1994. "the data of peaks and troughs in recent history -- the average move up or down between the extremes of the cycle is 1.40. Feb 94 5.25 Dec 95 6.50 June 96 5.75 June 98 7.50 June 99 5.0 Feb 00 6.0 July 03 3.5 August 04 4.75 August 05 4.50 May…
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Halifax save4it and childrens reg saver
My GF set up a Halifax save4it acccount for our daughter today, and put in a lump sum of £600. She also set up a childrens regular saver as we save £10 a week for her. I told her to set up a regular saver for £100 PM as then we could drip feed the save4it money (5.5%) to the reg saver(10%) as I read in martins article. But…
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Investment / savings advice for £50,ooo please?
Hi folks Any advice from you investment gurus would be much appreciated. Gave up full time work a year ago and now working part time for minimum wage - approx 21 hrs a week - while taking care of elderly mother. I am 56 in July and have pensions due to start when I am 60 - along with 2 Legal & Endowment policies maturing…
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Replacement Certificates?
I've recently been trying to get hold of some replacement certificates for some that I've misplaced over the years, for which the registrars want about £30 each time. I personally feel that this is a bit steep (how much admin can there be?) for something that is essentially mine anyway, and was wondering if there is a…
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Best thing to do with redundancy money?
At the end of May I will get my redundancy money. I want to keep a little back and so will have £15,000 to 'do' something with. I'm afraid my knowledge of savings/investments is nil and I'd like to throw it open to all you lovely people for some suggestions. I won't have anything extra to add to it each month. Help?…
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IFA Commission rates question
Hi there, in the process of lookig for an ifa (croydon area), can any one give me an idea of what a fair commission rate is to pay, for example i have been quoted from one 3% and 0.5% pa on collective investments (e.g unit trusts), or is it just a case of finding a good one and not minding paying them good commission…
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Bank of Scotland high interest a/c
The BOS no longer offers the £100 sign up "bonus" that Martin mentioned in his latest email. They don't tell you about it until AFTER you have signed up for the account though - sharp practice.
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The difference between bonds...
Hey everyone, hope you're all well. I was just wondering if someone could please explain to me what these different bonds mean. Single premium bonds Guaranteed income bonds National savings bonds Thanks very much for any help. Cheers.
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Shares in Avitech Lifesciences Inc (USA)
I already own 2500 shares in Avitech (code - avlf) which I have held for nearly 1 year. They are 'S' regulated shares which means they can't be sold for 1 year after purchase. They are currently traded in Europe on the Frankfurt S/Exch (code - RQE) - latest price 7.7 euro (approx $10) - Bloomberg.com I have been approached…
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Help needed for proof of address!
Since 15th Apr I have been trying to open a hisave Savings account with one major problem......They need a proof of address. They list bank statements, utility bills etc but there lies the snag My Bank accounts (Nationwide,Halifax and A&L) are all on line My Phone contract is online The house is not mine so neither are the…
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What savings Account??
Can anyone recommend a good savings account? We are saving for our wedding and will also need a deposit and rent up front for when we move out, just before the wedding. We have about 18 months of saving to do but want to be flexible with what we can save.
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Halifax Web Saver
Hi, I was wondering if anyone could please offer me some advice regarding my Halifax Web Saver. I currently have 'healthy' sum of money which has been in a Web Saver account for the past 7-8 months. - Interest is paid annually. It turns out I now need to withdraw this money to use as a deposit on a house - will I loose my…
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Best instant access account with passbook?
The wife would like to open an instant access account on the high street that comes with a passbook. Skipton always had the best rates - anyone know what the best rate is and where?
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Investment portfolio montoring website
Does anyone know of a good website that will allow me to create a portfolio for myself that shows how my investments in the following Legal & General funds are doing?: Global Equity 70:30 index fund Property Fund UK Smaller Companies Fund UK Recovery Fund I tried MoneyExtra, but when I did a search for these funds I…
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Icesave transfer
When you transfer money into it using bacs, is the money taken on the stated date then you have the 4 days of limbo. eg. Tried today was only allowed to choose the 17th May on the date selection then you have the 4 days limbo.
