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Riskgrade accurate?
Hi How accurate is Riskgrade in judging the risk of a Fund. Just looking at HL mm funds as an example, specifically the special situations and balanced, with Riskgrades of 31 & 39 respectively. Just I would have though the balanced would have been lower risk, as HL says themselves the Spec Sit is designed to be more risky…
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Executors account
Can anyone tell me if money held in an executors account that is making interest is liable to tax or is it taxed at sorce. We need to know whether to hold back any money after it is divided up to pay income tax.
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£150K + shares to invest
Good afternoon everyone, I have recently come into approx £150K cash & £100K of various shares. I've looked back through the forums & have read various previous similar questions. My gut feeling is that my situation is such that I probably need to go to an IFA to have a good overall look at my finances, but any other…
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Icesave - paying money in.
I requested a deposit transfer via the Icesave account (from my nominated account) on 3rd May. I also sent money to Icesave from another bank on 8th May. I have just noticed that the monies from the non nominated bank have cleared and available and yet the money from the nominated account has still not cleared. I have just…
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Best Easy Access Savings Account
Its a minefield out there! We have £20k sitting in our current account, earning pitiful interest as a result of our recent house sale. HOWEVER we will be needing this money within the next few months, bit by bit to fund an extension on our house. Can anyone recommend an account which offers a good interest rate to savers,…
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Transferring Money from ING to IceSave
I have both account and would like to transfer money for ING directly to IceSave. I have tried adding IceSave as a nominated account in ING, but with the sort code 203253 and account number 80469947, it should Barclay's PLC as the bank, not IceSave. I would have to lose 8 days of interest if I sent the money from ING to my…
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Premium Bonds-how do you know if you've won?
I've had some premium bonds since 1964. I've been to the N S & I website and put in my bondholder numbers, but it says I've won nothing in the last month's draw. Does anyone know how to find out if I've won anything in the last 43 years please? Surely, by the law of averages, there should be a prize for me…
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Borrow or cash in Cash/S&S ISAs?
Hi all I have a dilemma which I'm wrestling with. I intend to do some building work on my house and it will be EXPENSIVE. I plan to do the work next year and am saving like mad. Even so, I won't be able to save enough and there will be a shortfall between what is in my easy access saving accounts and what is required. I…
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help wanted - Portman and Financial Ombudsman
Hi there. I would appreciate some advice on an issue I have with the Portman Building Society. In brief, I had a Portman account, the book showed £25.02 balance so I closed it and got back a cheque for £100.18. There had been a s/o for £75 gone in 2 years ago and the book had not been updated. In my letter to Portman I…
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Researching Companies
Hello, Can somebody please suggest some sources of information such as websites, magazines etc to use to research companies with a view to buying shares in them. I have exhausted the information on the company's website and financial times articles about it. I am particularly interested in finding out stats on the…
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A&L Issue 2 ISA - question re switching
I wondered whether anyone could advise me regarding switching from this ISA. The interest rate is currently 5%, and I was thinking of switching to the Kent Alliance ISA, most recently 5.71%. Do you think it is worth holding out for a few days before switching to see if KA will raise their interest rates, or if any other…
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best online portfolio facility ?
i use the aol brilliant facility for managing & monitoring my share portfolio ... but now want to set one up for .... unit trusts..isa's ..etc .. any recommendations on the best / easiest to use ?? thanks
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Investec High5 account?
This always seems to paying top rates of interest: http://www.investec.com/UnitedKingdom/PrivateBank/BankingandTreasuryServices/Personal/Products/High5/ Is this a good product? Does anyone have one/know what the catches are? (apart from the £25k min balance)
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an investment that needs paid back
My mother has just retired and plans to go travelling. She has sold her house and plans to use this money for her travels. She would like to leave £15,000 with me as security that she has money left on her return. How would I best invest this for a period of approx 2 years and be able to return her money to her?
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I need advice on the best savings accounts
forgive me if this is covered else where, have looked on the main site, but have found information different to the best buys, so thought i would check on peoples knowledge. I am looking for a regular save, instant save and fixed rate account. My seraches have found the following; 1. Best regular saver: 7% Yorkshire…
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Egg savings account
Has anyone else had problems applying for an Egg savings account? I have applied twice now and even though I get to the end of the process and get a message up saying 'Thanks your application has been received', when I check with Egg they say they can see the form was done but that it wasn't submitted:confused:
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tax on off-shore trust investments
hi what is the tax treatment of dividends from investment trusts that are domiciled in zero-income-tax places such as the isle of man? are they still subject to uk income tax at 10% and 32.5%? or does the divident come gross?
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10k for four months approx
We have 10k waiting around for approx 4 months (could be three) for us to sort out problems and then have it built. :j We have remortgaged (just caught the capped for 5 years before it was pulled) Looks as though opening new a/c on icesave or icici looks best option. At present in Lloyds current account. Would these be a…
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Online Savings...
Are there any savings accounts that you can pay money from Paypal into? :) Thanks, sf x
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Initial offering period of a new fund query.
Hi, I have never invested in a fund from the day it started, but am thinking of doing so this coming week when Newstar launch their new global property fund. Anyway, If you invest on day 1... and they continue to offer the funds to the public over a 2 week period at launch price, what is happening with your money during…
