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Delay a maturing trust?
I hope somebody can advise on the following problem. My friend’s daughter has money in trust that was left to her by her grandmother. She is currently on benefits and has a baby daughter. The trust is due to 'pay out'. If the beneficiary takes the money she will lose her benefits and will need to spend her inheritance on…
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Lump sum investment??
I have £25,000 to invest and would be grateful for advice on the best way to do this. I have no particular need to access the money in the near future. Due to retire in 8yrs and have £75,000 mortage on a property worth £150,000 mortgage has 14 years let to run. Also have a buy to let property with £40k equity. Am I better…
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Investments for Children
2yr son currently has Halifax Save 4 it account, childrens mutual monthly savings plan £25 paid per month (due to mature at 21) and Nationwide Childrens Trust Fund (£250 government voucher & £25 per month (due to mature at 18). Has received lump sum of £700 and would like to keep it seperate from the above accounts and…
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12% premier regular saver? why is it neveer mentioned any good?
Of course you need a min of £500 going into the premier account and then £250 to this saver, but I keep hearing criticism about it? Isnt it better than Yorkshire BS 7% and lloyds 8%?
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Nationwide Bonus Saver
Hi, does anyone know if you are able to withdraw once without it affecting your bonus? Thanks
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Stroud & Swindon BS launch 6.25% 1 year E-bond
Stroud & Swindon Building Society have launched a new E-bond paying a fixed rate of 6.25%, which matures 3rd June 2008. The minimum deposit is £5,000 and the maximum £500,000. Funds must be deposited by June 1st 2007. More details, here.
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Nortern Rock increased rate Silver Saver Online 6% (merged)
On their website NR announce 6% from 9-6-07 this leaves Halifax trailing a full 1% behind with their websaver.
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interest paid on cheque withdrawals/deposits
why do most building societies win both ways ie if u withdraw from a savings account by cheque, you stop earning interest day of withdrawal even though the funds remain in the building society for several days, and when you pay a cheque into most building societies they dont pay interest until the 3rd working day following…
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Halifax variable rate websaver 6.26% 1yr
The 6.26% 1 year fixed rate fixed term looks interesting. I guess if bank rate went to 5.75% Halifax would bump the one year up a bit. My worry would be inflation rising over the fixed rate year. Would this 6.26% need to be balanced with an account that's linked to Bank rates or some index linked certificates? Thanks,…
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Joint account deposit guarantee
Hi With the recent rate rise in ICICI, I am tempted to exceed the safe limit of GBP 35000 deposits there. What I have with them is a joint account with my wife, my question is does the protection amount per account holder, or per account, or in other words, can I go upto GBP 70000 in case it is a joint account and still be…
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Advice on savings a/c please
Please could anyone direct me to a "normal" old fashioned savings account with reasonable interest. Don't want on-line account, just one where you put an odd couple of hundred in and take odd bits out when you need them. Everything seems to be linked to everything else. Mum getting on a bit and can't get on with all the…
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Has anybody got an A&L Direct Isa Issue 2 Account?
I opened this account in February 2006. Can anybody confirm whether the current Annual Gross interest rate is 5.70% or 5.0% ( as accounts opened from 09/01/06 to 11/04/06 get a bonus of 0.70% but payable to 30/04/07).:confused:
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Ive got $5000+ what should i do?
Hi , i ive been player poker and now have $5000 dollars in my poker account. The dollar - pound exchange rate is ****. Should i wait till the dollar gets stronger? will it? If it did it would need to improve by at least 5% for it to cover the 5% interest i would be making by having it in my account. Currently i would be…
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Chelsea Building Society 1year fix 6.20% gross
not spectacular, people might say wait and c if any 6.50 1 year fixes are offered, or wait till next rate meeting :rotfl: as saying goes tomorrow never comes as theirs always a tomorrow might suit someone whos wanting to fix now for a year http://www.moneyextra.com/news/news-bonding-with-030105.html
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Furness BS Reg saver Min Subs 4 Locals
furness BS have sent me app form for reg saver with covering letter saying min monthly payment for non locals is 50.00 a month, literature merely refers to maximum of 200.00 a month is there anybody local to furness BS who knows what the min monthly payment is for locals ? is there a non local member of furness who has a…
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what to do with my savings?
Hi, I have a 3 figure amount in savings. Its currently sat in my ING account. Ive maxed out all my ISA allowances for this year. Im sure there is a savings account which offers better interest than ING. Whats the best? I dont want to lock my money away, I still want to access it if I need to (although I dont think I will).…
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Nationwide to increase savings rates...
Nationwide have today announced that they will be increasing their savings rates, following the BOE base rate rise to 5.50% on 10th May. Nationwide will reveal details of their new savings rates later this month. The new rates will come into effect from 1st June 2007. **Despite today's announcement by Nationwide, they may…
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Recession Worries in ICELAND - ICESAVE CUSTOMERS BEWARE
See the article here http://www.bloomberg.com/apps/news?pid=10000085&sid=aFGy8DlDdzhg&refer=europe I'm more then a little concerned about this, Martin has implied in the past that banks "are like bridges" and that they very rarely fail. Can the resident MSE/Mods on the forum give us an update on how safe they feel…
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200k To Save / Invest .......
Hi, A quick question from a new user ! I have 200k that I’m looking to invest for a period of up to 5 years. I have paid off my mortgage already, and have no other outstanding loads, etc. Would anybody have any thoughts on where I should be looking to invest / save? I’m a standard tax payer (now). Bonds maybe ? Icesave ?…
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ICICI HiSave interest rates hiked to 6.05%
News flash on thisismoney http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=420200&in_page_id=7
