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Monthly Income whilst maintaining capital
I realise that this topic has probably come up over different forums plenty of times before but I was thinking it might be useful to start a new thread with current thinking about how best to preserve capital whilst taking a monthly income. It is quite a relevant area as there are many groups that are in such a situation;…
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New ING rates
ING are moving up to 5.00% on the standard savings account and holding on Web Saver after last weeks sneeky cut. http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=420200&in_page_id=7
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children of different ages - how to make it fair?
OK, here is my situation. I have 3 children, aged 18m, 3y and 9y. Up to now, I have not been in a position to put anything away in savings for them at all. I have now returned to work with a good salary, and we are considering saving in the region of £200-£300 a month combined, plus occaisional lump sums as and when they…
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money to invest £30k
Direct question as to where best to put some £30K. Will be looking into other investements but want a god isa for me and our lass that we can transfer a little money over from previous isa but only £1000 between us really. Interested in accounts taht are tracking base rate as there's only one way theyre going!! Want easy…
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Interest Calculation wrong. What can I do?
I have had a Direct Saver Account with Alliance since January. I caculate the interest I should be getting and for January and Febuary my calculations matched theres. Aprils interest was a different story. It was wrong. Not by much, but still wrong. I have contacted them a couple of times. The first person i spoke to was…
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Citibank - 18 Month Market Linked Deposit
Hi I have been looking at using Citibank to invest some money, the product to do this is their "18 Month Market Linked Deposit" which is detailed at the following URL... http://www.citibank.co.uk/personal/banking/citigold/mldindex.htm I am interested, but this would be the first time I have exposed my money to the stock…
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Has anyone successfully moved from the old HSBC Online Saver to the new one.....
... with a minimum loss of interest? If so, a step-by-step guide would be most appreciated.
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Long-Term childrens savings
Does anybody know of a childrens savings account that can be paid into regullarly, but not accessed by the child until they are 21 or 25? The CTF is great, but, I read somewhere that they get this at 18 and can do what they like with it! I wont be paying much into that, I would rather pay more into an account they can't…
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risk level changed
Hi My risk level was changed from medium to cautious medium on my ISA investor last October, without me knowing. I am now uping my regular payment into this and want to change some to medium and some to medium-adventurous do you think i lost out a lot with the cautious medium or was it a good thing with the market?
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isa or high interest account
Hi all, want to pick your brains. Easy question- which account is best to open with an initial £1500 then saving £250 each month. Is it either a mini ISA account paying approx 6% or Lloyds high interest account paying 8% gross.:confused:
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Savings Dilema - Should I or shouldn't I?
Hey all, first post here :) Just looking for some advice. My savings activity at the moment is as follows: Company BAYE share plan - I use £30 per month to purchase shares in my company, and for each share I buy the company provides a matching one free as long as I saty for three years. Halifax ISA Saver Direct - Save…
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İCESAVE account and compensation re online fraud?
Maybe İ'm being paranoid but recently opened an İcesave account in which to deposit a considerable sum ( far ın excess of the approx 30k you are covered for if things go pear shaped) .Anyway İ've become nervous as İ noticed that unlike my 2 other internet accounts ( nationwide and bank of scotland ....who guarantee that if…
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Investing in wine!!
A friend of mine has been asking me my thoughts on investing, looked at a few sites that offer an investment service, and the growth seems very good, just wondered what the general opinion on here was.
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Sainsbury's Bank Internet Saver 5.75% w.e.f. May 17th
According to thisismoney Sainsbury's Bank are increasing their Internet Saver rate to 5.75% w.e.f. May 17th.
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BOE Base rate 5.5%: Has your savings rate risen?
5Article generally updated as/when changes are announced: http://www.thisismoney.co.uk/saving-...0&in_page_id=7[IMG]chrome://targetalert/content/skin/new.png[/IMG] Three changes as of writing - the quick movers: Post office: rise to 5.75% effective June 4th Icesave: 5.70% to 5.95% effective May 18th (Article incorrectly…
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Icesave rate increased to 5.95% w.e.f. May 18th
According to Moneyfacts: Icesave's rate increases from 5.70% to 5.95% from May 18th. Thisismoney's Has your savings rate increased? article wrongly states that Icesave's rate will increase to 5.90%. EDIT: The Icesave website now confirms the rate increase to 5.95%, here.
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scottish power/iberdrola
i believe this takeover went ahead at end april - i opted for all cash proceeds - received dividend cheque for 12p/share almost 2 weeks ago - still waiting for actual takeover amount for my shares which i think should have been sent beginning of may - has anyone received payment from iberdrola for their shares yet
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Savings Accounts Guaranteed to Increase Rates (May '07)
Yep, back again! Please note: this list is for accounts with a guaranteed rate rise only. The list excludes accounts with guarantees below the base rate and accounts where there is a bonus rate of less than a year. All interest rates are Annual Equivalent (AER), not gross. Easy Access Accounts Account Name: Current % AER…
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Halifax Gauranteed Growth Bond
http://www.halifax.co.uk/investments/guaranteedgrowthbond.asp Am considering putting ~£10k into it, but it seems a bit good to be true, is there any catch I'm not aware of? Does anyone know what will happen to the money after the first year? Will it stay in the account and not accumulate any money or will it be transferred…
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BOE raises Base rate to 5.5%
Hooray - not everyone is mortgaged and in debt upto the hilt!!
