-
£20K to invest
Can anyone suggest a reasonable investment for around £20K? Am a 1st year student, so no tax for the next few years. Thanks
-
£270,000 best short term account.
We are in the process of buying an investment property but were unable to exchange due to unforeseen problems. We are hoping to still go ahead with the purchase which will probably be before September this year. We have put our facility of £270,000 in Nationwide esavings. I have noted that Coventry of 5.10%…
-
Children's savings opinion
My mother wants to save for my neice and nephew (Her grandchildren Age 2 + 3) in an account where their parents cannot touch the money and the children have no access until they are 18 (due to a bad experience with previously saved money being spent). She has about £500 each for them in a lump sum and wants to continue to…
-
My plans for a £5k inheritance - advice?
Hi. I've recently inherited £5k and just wanted some advice on what to do with it. I'm not looking to access it any time soon, and plan not to touch the money in the ISA unless it's an emergency. After reading the Starting Saving guide, here's what I'm thinking: * £3k into NS&I mini-cash ISA * £1k into a standard savings…
-
Britannia Guaranteed Return Capital Bond
Whilst popping into the Britannia to pay some money into my grandsons trust fund today i got talked into a review for myself. There was not a lot i was interested in, as far as i could see their products are very mediocre and i could see no point in going any further until she showed me the Guaranteed Return Capital Bond…
-
To save or not to save?
Hi All, Need a bit of advice! I'm currently paying off credit card debts :o and trying to cut back on spending etc. However, I know that I need to pay my sofa in Sep, and I have car insurance, service and MOT in December aswell as Christmas. Currently I save £75 a month to cover stuff like this, but my dilemma is: a) up my…
-
Bank,building society or what?
Hi im a single person 54 invalid with 240.00 coming in per week.My mothers just died and iv got 22500.00 cheque gift from her property, Now what do i do to avoid tax.I want cash lump sum so do i put it in the Bank,Building society. Isa or what i just dont now.I just want a lump sum.Or do you now where i can cash the cheque…
-
Standard Life Reductions
Does anyone have information on the reductions imposed by Standard Life on their WP Bonds? I bought a WP Std Life WP Bond in Nov 2000 for £20,000. Today it's worth just over £23,000 but there is a reduction of £4,800 if I withdraw it. I can't get any indication from Std Life as to when it is likely to be removed.
-
Fed Interest Rates
I saw the following about Fed Interest Rates do you think UK will follow? http://www.housepricecrash.co.uk/for...howtopic=29713
-
ING and withdrawal accounts?
hi, just a quick question for anyone on here who has an ING account,or anyone who may know the answer. my wife has an ING savings account and her normal bank account is attached to this for any withdrawals. i know on the ING site it says the withdrawal account has to be in the same name as the account holder,i was…
-
How good is your building society?
This Investors' Association survey enables you to see how good your local building society has been towards savers over a five year period. We assess the average rate paid on all savings accounts & compare it to the bank base rate to give a clear indication of those societies that succeed in passing on a "mutual dividend"…
-
when you claim back tax on savings ....
does this include current accounts too? thanks in advance
-
Income Bonds ?
Hello, Soon ,I will have £25-30k from a 6 month bond due to mature .I would like to use this to raise a monthly income . I have been advised about the Portman Income Bond but I wondered what other ones were out there . Thankyou
-
trust
Can anybody tell me is £500+vat the going rate for setting up a personal injury trust As i need one to put my £25,000 away Any help would be welcomed
-
broker - not got paper certificate - how to sell ?
If I hold X shares in a UK plc and I don't have a share certificate and they are not held in uncertificated form, what do I need to prove to a broker to be able to sell them - I am on the co books but they never sent me a cert and now want to charge me a relative packet for the privilege - what evidence will a broker want…
-
Subway Franchise
Hi Anyone know if this is a good Franchise to buy into I am thinking about it...
-
Balance between Savings & Investments ?
I have been inspired by the various threads on this forum to find out more and more about 'investing' rather than just 'saving'. Although I readily admit that I have the balance between the two wrong I should be interested to hear the views of others. Last year, for the first time, I invested £4k in an equities/funds ISA…
-
Investment Summary
Although there is alot of information on MSE about savings, I feel there is a lack of information about investments. How about we start a sticky thread of types of investments and when they are appropriate based on costs, risks and likely returns. A fairly breif summary will do for each. The FAQ section doesnt really help…
-
Savings Newb Looking for Advice
I'm a student and having been living away from home for some time but am going to be moving back in with parents for the final year of my degree, which they have insisted be rent free. OH and I are considering starting saving for a deposit on a house (he will be living with his parents) but are really totally clueless…
-
Regular Saver Issue
hi i am trying to follow martins guide to regular savings accounts but have ran into a problem. i have opend my regular savers account with portman building society instead of halifax which is fine (better interest rate is all). i have also opened the 5.something percent basic savings account with icici bank as…
