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Help me invest
Hiya, I am stuck. My partner and I are due to get a payment soon of about 15k. It is important that we make this money work for us, and if possible I would happy to put it in an account where at least some of it is tied up so we can't get our hands on it. How is it best to invest this to get it earning the most for us? At…
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Barclays 10% Regular Saver changes
I spotted that they have slightly amended (see below*) the terms and conditions from the original. You must now make your Standing Order dates fall on the same day of the month as the original opening payment - thus limiting the maximum interest to 5.4166% (10% 'gross' times 6.5 months divided by 12 months) of all…
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What best to do with £17,000
Hello A friend of mine (not me unfortunately) is about to sell her house and will walk away with £17,000. She is not keen to go straight back into the property market and is wondering what best to do with the money. It would need to be a relatively short term investment of maybe 6 months to 2 years, with no risk. What…
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Want To Save £100/month For 10 Years...
i want to save £100/month for 10 years, low risk. What are my options? Any recommendations?
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children's account with coventry...confused
after reading about a rate of 7.25% for children's savings (family benefit) being paid into the Coventry account for one year i opened an account which i believed to be in my child's name. Coventry replied back that because the child benefit was in my name then the R85 should be made out in my name.i dont understand why i…
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sHARES
Hello i have 505 virgin shares and have been sent the offer for share holders now NTL have come on board, please feel free to comment 1. Sell the shares back to them for 3.72 each 2. Take NTL shares on the basis of 0.23245 for each virgin share 3. Take NTL share on the basis of 0.18596 for each share plus 67p. My question…
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Checking IFA advice before investing
Hi, Been lurking and reading for ages. Lots of very helpful and knowledgable people here. I have recently closed my manufacturing business for various reasons the main one of which was competition from China. I owned half the business and we stopped whilst still (just) profitable. I'm 51 and have my share of the business…
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Invesment Shares or Other
I would like to make a small investment into companies or a company which i can make regular payments montly or yearly into the market in india. Is there a reputable company i can use or is there another route someone can advise that would give a good return and is safe to do. Any help would be great.
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Overdraft money into ISA?
Hi all.. I'm new to MoneySavingExpert and I'm looking to reduce my students debts (woe is me). I've got an HBoS student overdraft which can potentially go to £2,100.. basically, I got the impression from Martin's Student Banking article (http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1093692301,68353, ) that…
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Best high interest savings account or investment for 82 year old
My father (82 yrs old) has just taken his life savings out of a With Profits (that's a laugh!) Bond with Abbey. He had 40k invested but now has only 36k left. What is the best savings or investment account for him to put his money into now. He needs to have a monthly income from his savings and obviously doesn't want to…
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NS and I - Guarantted Bonds
:mad: Hello, I will like to know further details how this Guaranteed bonds work? I can't understand the terminologies given on the National Savings and investment website. http://www.nsandi.com/press-room/press-releases/pr2004209.jsp Can somebody explain me the meaning of this press release by National Savings and…
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Mother has £140,000 to invest
Hi My mum came into an inheritance of £140K about a year ago. It's just been sitting in an HSBC saver account and an ISA for the past year. What do you think would be a good way to invest it? She is going to be needing access to some of the money in 3-4 years as she wants to help my sister purchase a house in years to…
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How Much Do You Save For Your Kids Each Month?
Just wondering if most people save money for their kids each month. If so how much? what do you put the money into? what do you intend it to be for? eg university, house etc
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HSBC Regular Saver-1 Question
Hi all, I have a HSBC regular saver-1 (mark 1), I have been putting £100 a month in to it and it now has £1100 in it. I am trying to find out what happens after 12 months, do they leave it and carry on or do they pull it out and put the funds (inc interest) in to my current account? I can not find anything about it on…
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Monthly interest decreasing on an increasing balance?
Hi, I have a first direct eSavings account, interest rate 4.75% AER (as far as I'm aware the rate has been the same all the time I have held the account). I started with £4000 in the account and I haven't made any withdrawals or deposits, it just sits there earning interest. I'm puzzled as the monthly interest amounts…
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ICICI bank and linked account
set up ICICI bank no problems at all, but and its a big but...... every time I request money from my linked account it gets credited to ICICI but does not leave the linked account. Then about 5 days or so later it shows being returned on the ICIC statement. I've emailed the account manager numerous times but they just tell…
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Investment for £500
What would be the best investment for around £500, upto 5 years investment period time, in which I would not need to withdraw it, I have no debts (no mortgage etc)? One consideration at the moment is in the stock market, I would prefere a low risk, I was thinking maybe a FTSE tracker account?
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ICICI identification documents
I am in the process of opening an ICICI account. Can anyone tell me whether ALL documents have to be certified or just copies of things you don't want to send originals for e.g. passports. From their email it sounds like ALL documents need to be certified but this is unusual if you are sending the originals. Thanks in…
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AA 5 year guaranteed equity bond
Hi just received info about this investment and see it is top of the list on the site. Just a question...what happens to the half of the money in the 1 year fixed rate account at the end of the year. I understand I could withdraw it but what if I want to keep it invested? Any ideas? Thanks.
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£550pm to invest or save ??
Hi, I currently own a property which I rent out. It generates £550 per month. I have maxed my Cash Isa for this tax year. I have seen a Halifax Financial Adviser and he has told me to take a Stock and Shares Maxi Isa out and put £333 per month into that so the tax man cannot get my money. I was going to pay overpayments of…
