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best place for £10k risk free
I have £10K to put away for two of my daughters. I do not want there to be any risk involved. Does anyone know the best place for me to put this. I tried to open a bond with Northern Rock in November but after them losing my application and it being resent they informed me that I cannot open an account for my children as…
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PER Transfer
I currently have a tracker PEP with HSBC which attracts a fee of 1%. I am told that I can transfer the PEP to a number of other firms where the annual fee will only be 1/2%. Any good recomendations? Thanks.
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HSBC regular saver due to mature next month
My HSBC 8% regular saver account is due to mature next month and I noticed that I still have a direct debit set up to transfer £250 for next month. The bank have told me that this account gets closed on the 12 month anniversary rather than kept open for another 12 months, but they did say I could open a new one. However, I…
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need advice about cashing in or selling an endowment
hi this is my first time here. I need advice with my endowment policy. How do I go about selling it or cashing it in? There are less than 3 yrs to pay on it and reluctantly I need to get to the money. Thanks Jo :confused:
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List of when companies pay dividends required
I require a list of companies when they pay their dividends I think the The Times newspaper gives out a guide about now. I find this helps me to pick shares that I would like to buy and sell, any online guide would help aswell.
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Moving my ISA
Hi, Appologies if this is already on here somewhere but i need some advice re moving my existing isa i currently have it with the hallifax (open for around 3 years) but the interest on offer is not as good as the Alliance and Leicester’s Direct ISA which i would like to move to. How do i go about doing this?? Is it…
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Investing for Nursing Home care
My 80 year old mother in law is quite ill and she is about to be discharged from hospital into a nursing home. She has a small income but not sufficient to pay for all of the nursing home charges, so her house now needs to be sold to make up the shortfall of around £150/week. The house is probably worth about £200k and we…
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Advice needed about some shares
Hello everyone I have been a lurker for a while now but decided it's time i posted as you are all so helpful and such nice people. I have been sorting out my financial situation and realised that I had some shares that i had forgotten about :j They are Psion bought about 5 years ago woth only £50 now (I lost about £450 :o…
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Help
I did not know where to post this but ive put it here anyway. I am 14 years old and a reguler buyer off the internet. I recently came across www.bluecorner.co.uk This is where they that children have what is like a debit card (so it can buy stuff off the internet + shops) but is a top up card so you cant go in the red etc.…
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Investment of daughters Inheritance
Hi Folks, got a bit of a decision to make in the next few months - hope someone can give a bit of advice/info! My step daughter has been left approx £100k inheritance. I want to stash this away until she is 18 or so (she is coming up 10 now). But we will also need a smaller amount say £20k, in an easy to access account,…
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how do i qualify for £200 cashback from egg?
Not sure if this is the right thread but egg offer upto £200 cashback per year running from april to march now I have only just got my egg account and am wondering if I would be able to get my spending up on that card to qualify to get the cashback. It pays 1%. Can any one teach a dumb blonde simple maths cos I just cant…
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Endowment as a savings plan
Hi I do not know if anyone can offer advise. I have had an 25 year endowment policy for since July1998 that has index linked options for the first 15 years, which i have taken out every year so far. My question is that it started by costing me 86.00 a month is is costing me £115.26 per month at the momment and will…
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Investments that don't pay an income
Hi, I have some buy to let property and some savings. Whilst having a discussion with my accountant yesterday he told me that to avoid moving into the higher rate taxpayer band I should consider putting my savings into an investment where it pays capital and not an income(?) He couldn't recommend any as he said I needed to…
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Does anyone know...
About the following?? :confused:
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Shares ISA question
Hello, I've had a few different questions so bare with me please. I was just wondering. If you put money in to a Shares ISA this year, and then put more money in after april, do you have to pay 2 lots of annual charges for as long as you've got money in both. Or is it just one annual charge and you can keep putting more…
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Decent plan for £20K savings.
My mother has been given £20K by her late father. She wants a simple savings scheme. I suggested: -2 mini cash ISAs (one now, one April) -high rate savings account (as close to 5% as possible) -10% reg saver if possible (7.5% effective rate on £3K) She doesn't want "the hassle" (her words) of having all the various things…
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question regarding small savings
If I want to save £1,000 is it better to put it into one account (perhaps ISA) or two seperate accounts?
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Instant Access Savings Article Discussion Area
This thread is specifically to discuss the content of the Instant Access Savings Article To discuss or ask a question about the article: click reply
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Question about Investments .
Not sure what I am trying to say but ,here goes . How do I understand how well my investment is doing ? Probably sounds daft but ,I don't understand the graphs . I am particularly referring to this . http://www.trustnet.com/life/funds/chart.asp?unit=NUGUA What does the red line indicate please? What does Unit and Sector…
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Broker for nominee account & Isa
Hello I've currently got a nominee account & isa with TD Waterhouse. I've always been charged a six monthly fee for the isa ( laziness - couldn't be bothered to change ) but now they've started an 'inactivety fee ' of £ 10 + Vat for the nominee account too. If they don't remove/refund it ( prob not ) I need to find a new…
