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Savings & investments

Archives for June 2005

best isa?
hi people im still new to money saving and i am on the case to get going, sadly i am not greatly in the know of money and need to learn! i currently have a abbey mini cash isa and was wondering id there are other isas about that are better. i dotn have access to a computer all day so i dont know what im doing! sorrry i…
interest rates to fall !! best investment?
I have about £35 k in cahoot account paying 5.65 Aer, this is coming to an end in july, but with interest rates almost certainly coming down in the near future,where can i put this & get a gauranteed return, say some fixed rate 1 yr bond or such like. thanks in advance..
Can I use different ISA provider each year
I currently have a Jupiter maxi ISA although have not used any allocation for several years. Can I use a different provider this year or if I want to do this do I have to transfer existing years savings to the new provider ? Hope this question makes sense :confused:
Student saver - which saving/current account??????
Hi I currently have 4 student bank accounts which I opened last year to get the freebies.
£30k to invest long term
I have come into some £30k cash which I'd like to invest (I wouldn't need to dip in for at least 5 years). Have got my ISA, got a very small manageable mortgage, get a smallish pension (my age is 50, single female) but not too worried as house has plenty collateral and would probably downsize in 10 years anyway and…
Can it be bad for you to have too many savings accounts?
I hope that questiona makes sense. Can it have an adverse effect of your "credit score"?
Transferring in a share certificate - who to?
I've just been to HSBC to enquire about selling the shares I own, just over £2k's worth. They wanted charge me 1.85%, which I thought was quite steep, around £40, so I thought I would check with you guys first. I have a paper certificate which I understand I can transfer in to an online dealer. Will any online dearler do…
Long term high interest savings, low monthly deposit
Hi everyone, I can't find a discussion on MSE relating to this topic. If anyone knows of one, please let me know! Otherwise, any suggestions? I'd like to save a small amount per month (say £30-£50) in (obviously) as high an interest savings account, or equivalent, as possible. I don't mind tying my money up for 5 or 10…
Halifax 10% saving account
First post - please be gentle! I read Martin's article about the £1200 you can save in the Halifax account. In it, he says something about having an 'average of £600' in it - what does that mean? If you pay in £100 per month, after 12 months it adds up to £1200. So why the reference to an average of £600? Sorry if I'm…
Anyone had trouble with the new Kids Halifax 10% Saver?
I applied on-line to open 2 kids regular savers for my daughters with the Halifax. They both have a Save4it account as well. When I applied, I received an email saying it would take approx 14 days to set up. This seems a long time for applying on-line don't you think? The first deposit was to come from their Save4it…
ENERGIS Shares
Hi. I have some of the above and I wrote to the registrar last year for an update. To date they have not replied. Anybody have any info on them ? cheers
AA Internet savings account rate drop
Just noticed on the AA website that their internet only saver shows a rate of just 5.11% instead of the 5.31% it showed when i opened one last week to put my A&L cash into. Haven't even put the cash in yet, Oh well looks like i'm closing that straight away then. What's the best saver now then guys? Brighty
Traded Endowment- IFA
I have a Britannic Portfolio Investment Bond. It's only for £1,000 but even after 6 years I've been told I won't get the full amount if I cash-in. Anyone know how to go about trading-in, or what the first port of call would be? :confused:
Need to open a new account
Hey everyone! My partner and i are hoping to move out soon so i think that we need to open a new account to put some money by each month to be able to buy all the bits and bobs that we will need. I really dont know anything about any kind of banking or saving accounts so really just want a straight forward, easy to use…
E:18/07/05 Fidelity offering £25 for re-registration again
_Edit_ Paperwork has now arrived in the post, and I see they only pay up the £25 if the value of holdings re-registered is at least £5,000 :( ****** Until 18th July Fidelity is offering £25 if you re-register with their Funds Network an investment / investments currently held with another company. NB this does not involve…
Transco Shares
Hi everybody peeps, I have a few (38) Transco shares. The shareholders are being advised of the their options, which needs a response. The general proposal is a proposed return of cash to shareholders of 65p per existing ordinary share by way of one B share for each existing share and 43 shares for 49 Share captipal…
Long term child savings
What would be the best place to save a £3000 lump sum for an 11 year old child, to mature when he leaves school? Ideally something where the money is locked away and no-one can spend it. I hope to open (in my control only) a regular savings account, probably that new Halifax 10% one and seek similar products in future…
Airtours Shares???
I have heard that if you own just Airtours share then you are eligible for certain freebies.... 1. Free upgrade where available 2. 10% holiday discount This would be excellent value if you like their holidays and is true. Can anyone shed any light? Thanks
£15k where do I put it
I'll soon be getting a £15000 windfall. I want to put it into somewhere with no risk, where I can get to some of it if need be. Some of the interest rates on savings accounts look prett dismal. Any advice appreciated.
FSA Compensation Thoughts
I note that the Savings & Investments for Saga are 'provided by' Birmingham Midshires who offer Savings in their own name of course. They in turn are a 'division of' Halifax plc who again obviously offer savings in their own right. Just a (very) daft question but if BM collapsed one day (and I know it ain't gonna happen)…

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