-
Help with the ball and chain's savings
Hi all, my better half has decided to begin saving some money. She plans to put £500-£700 away every month and is looking to put it away for a max period of 12 months. Ideal she would like have have instant access to it but would not be taken cash out on a regular basis, may be once or twice max. She does not have any…
-
5% allowance on long term investments?
I have an amount of monies invested to provide a monthly income for me and my family. This money is in long term investment and I cannot draw the capital without big penalties. I have been told by an IFA that I can claim a "tax allowance" of 5% of the capital invested per annum and not declare it as income so avoiding a…
-
Now Yorkshire BS e-saver rate cut
According to Moneyfacts, the interest rate on Yorkshire Building Society's e-saver will be cut to 5.00% Gross/AER from Monday. It's not good news for us savers at the moment. :mad:
-
Current Accounts/Regular Savers.
I'm new to this forum, can't believe I didn't find it sooner! Anyhow, to kick off. At the moment my main current account is with HSBC (paying 0.1%), and I'm considering to switch over to the Alliance's 5% account and put all wages in through that account. The main drawback is that I can't then have the HSBC Regular Saver…
-
One Bank/Building Society or Several?
Strange question really - but at what stage do people think it is wise to start spreading money around between different places. I have slowly accumulated about £40k+ and having constantly opened and closed accounts with just about everyone I have settled on the Chelsea BS and am pleased with their range of accounts. But -…
-
How do you pay money into Tesco Savings
at the cash register? Do you need to use a form or do you just need your card and your pin? I have money burning a hole, I don't want to spend it, and I've forgotten all the details :confused:
-
Savings Advice Needed Please
I am currentlt in debt on 0% CC's. I pay tax @ 40%. My current savings are: £700 Abbey current a/c @ 2.5% £1200 Abbey e-save @5.1% £3000 Abbey isa @5.35% £3000 Abbey isi (in 16 year old sons name ) @ 5.35% £3000 Abbey e-save (in 11 year olds name with R85) @ 5.1% I use Abbey so I can tranfer between accounts. I am getting…
-
Chelsea BS
As of last week the Chelsea have increased the maximum investment in their 5.25% sort-of instant access Rainy Day Savings Account from £25k to £100k. Very nice too - it would also be nice if they sent out instant notification to investors and not rely on them seeing the change in-branch or, like me, on their web-site - and…
-
maximum balance
hi, if i leave £25,000 in the A+L online saver account, (£25,000 being the maximun it allows) what happens when the interest is paid as it takes you over the £25,000? thanks
-
savings in the uk
I have a problem in that I work in the UK but live in France. My one and only address is in France, my husband has a company penion from the UK company that he used to work for: So our money we earn and tax we pay is from the UK But can we get a savings account opened with a french address. No! Of course the interest is…
-
Too Many Eggs in One Basket?
I manage Mother's money. While I have no financial qualifications I think I'm getting the hang of this (although this may be a delusion). Mother is a cantankerous old soul and will not let me have the help of an IFA. I've tried to engage one directly but as it is not my money and Mother won't cooperate the IFA didn't think…
-
First Direct offering £25 again
There was an add in the Times today offering £500 fee free overdraft and £25 if you open an account as a new customer. The reference number is HC215 Good luck
-
Cable and Wireless Claim?
Anyone else had the lett about a settlement in court for $7m plus interest for anyone who's had shares in C&W from Aug 99 to Dec 02? Got the letter this morning and a claim form to return, what's it for? Anyone help?
-
offshore savings accounts for Expat
Ex-pat living in France. Can anyone help me to find the best sterling interest rate with internet access. Thanks very much
-
PRU's Additional Voluntary Contribution Plan
Hi, My wife has approx. £20,000 invested in a PRU's Additional Voluntary Contribution plan for teachers, to help her with her pension. She is not due to retire for sometime yet, and was looking for some advice on what to do. Should she carry on saving to this plan or switch to a better savings option and reinvest the lump…
-
certificate of deposit 10% returns!
Has anyone come across these. The best returns tend to be with growing countries such as Dominic Republic which offer dollar accounts. Most of this info seems to be available from websites or intermediaries promoting these services. I'm well aware that there are many sharks out there, thats why I'd like to know if anyone…
-
Are Interest rates on the slide?
In the last few days we have seen the rate for the A&L on live saver fall and then only this morning I get a letter from Marks and Spencer to tell me the rate of my ISA is to drop by .25%. Are these institutions anticipating a fall of interest rates and trying to squeeze a little extra before the Bank of England makes it…
-
Better alternatives to a Halifax WebSaver
Hello there, I am currently putting away approximately 1500 a month from my salary (halifax current account) into a halifax websaver. Can anybosy suggest any other accounts which may be better than the websaver account? I am hoping to be able to save this amount for about the next 2-3 years.
-
New to shares - help please
Hello all, Am new to buying shares and would be interested in buying some at the end of this month. Not sure where to start really so hence I'm looking for advice. Things like where the best place to buy is/charges/how long do I have to keep them for/tax implications etc. Any help much appreciated :) Thanks. PS - I know…
-
transco shares
i have 332 transco shares, re. latest changes, any advise looks like i have 3 alternatives and must elect 1, any advise please, thanks
