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OAP with more than £200K
ISAs are too small, what do you do with this sort of money ? this is what I guess will be left after CGT and fees, from the sale of a second home/development , seeing bank manager, NATWEST , on 27th June, any helpful suggestions incase he tries to tell me 2 % is a great return ??????????
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Which Share Site - for Alerting changes by Email/SMS
I currently use Cahoots Sharetrade to trade shares, although I find their site very hard going and the alert system is terrible as alerts you even when price not down! Does anyone know a good cheap site to trade shares, and has a great alert system which sms's your mobile and emails you if a change in the share you are…
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Royal & Sun Alliance With Profits Bond.....
Would appreciate some advice regarding a with profits bond my father took out with Royal & Sun Alliance (now Resolution/Phoenix?). Invested £30k July 98 in 10 year with profits bond. He is allowed to withdraw up to 5% pa without penalty and has so far withdrawn circa £6k. Current value of units is £28,700 with every £50 he…
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Bradford and Bingley e.savings account
Has anyone opened one of these accounts? If so, how long does it take to transfer money? Hopefully not as long as A&L, and hopefully as quick as ING!
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Savings artcle in today's Sunday Express
Jenne Mannion has an article on savings where it states that Covenrty BS have an instant access savings account paying 5.25% AER. What it doesn't say is that it is a Family Saver Account and no available to us childless couples!
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Advice - Investing lump sum
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Zurich Guaranteed Account 8
Does anybody know of a broker or IFA who is offering cashback on this Zurich-branded structured product from Dunbar Bank. I thought Jeff Ludgate/Moneyworld might be (they did on a previous issue), but they're not. I see the provider itself is offering a less-than-whopping 0.33% bonus deposit on early subscriptions received…
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National Grid Shares?
I have a very small amount of shares in National Grid ( 86 to be exact) Today I received a very large envelope with so much information I cannot understand a word lol! Please would someone be so kind and look at the link below, and give me their opinion as what to do, sell or whatever other option they are offering. I…
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Savings (Convert from £ to € in a UK ISA)
Hi, I am new to all this savings malarky, but I have a question which could cost me or save me a few pounds. I need to convert about GBP£7k into Euro as I am moving to Dublin :beer: and need to take my money with me. What is the cheapest way of moving this amount of money from my UK ISA to an Irish savings account?
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Info for Cahoot 5.65% intro savings a/c holders
To those of you that took advantage of the awesome 5.65% rate offered by Cahoot on their savings account launched last June: I sent a secure message to Cahoot yesterday enquiring into what the interest rate will be after the 1 year bonus expires. The account offering this rate was available between 24 June 2004 - 1…
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Premium Bonds introduce 2nd £1m Prize!
The UK's 23 million Premium Bond holders will have two chances to win a £1m monthly jackpot from August. See http://news.bbc.co.uk/1/hi/business/4099556.stm unfortunately this ups the average return to only 3.25% (up from 3.2% previously)
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iraqi dinar investing article !
http://money.cnn.com/2004/08/10/pf/expert/ask_expert/ i saw a lot of people asking and enquiring about investing in iraq check this out and see what you think
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HELP...advice on investing child's inheritance
My 16 year old son has just inherited a tidy sum. It needs to go into a trust until he is 18 (14 months away) and I would appreciate any advice on the best place to store it until he is of age.
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childrens bonus bonds vs interest savings accounts help?
:confused: Could do with your valued thoughts on this one. Family members have been buying units each year in nsi childrens bonus bonds for my daughter. After completing a review and sorting out my finances thought I would do a review for her. I have opened a halifax regular saver for her and a save4it account on monday…
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Egg 6 month offer finnished, which one shall i pick next?
I have £11k which has been in the egg online saving account and has just finnished its 6 month offer. Need to swap to a different savings account as the interest rate has been cut. Which one of the following do you recommend? Bradford & Bingley eSavings pays 5.25% AER (5.13% monthly interest), minumum balance £1,000.…
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I am worried about the taxman.
I have opened a regular savings account with halifax for my daughter. I understand that the monthly payments have to be by standing order. We all know that children's accounts do not have the facility of setting up a standing order to transfer money out to another bank. At the moment my daughter's money is in a children's…
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New to savings - the best way to save?
Hi all, We are just about to clear the last of our debts, and will soon be able to save about £800 to £1000.00 per month. What would be the best way to save this money? I work part-time but I am under the tax bracket and my partner works full time, self employed. Should we get an ISA in joint names (if so, what is the…
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How do I sell shares?
Mother has 250 Alliance & Leicester shares which were given to her for some technical reason by A+L a few years ago. Having shown her a chart of their performance against various funds over that time she is convinced to sell. How do we do this? I know there are various on-line dealers - but don't they work in electronic…
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vulnerable investor
ok, so i've hard a cash windfall of £50,000. The Question now is what to do with it. I've read the various articles about the savings fountain and consequently will invest the first £3,000 into mini Isa. But what about the remainder? I know this question will appear on this site often but as a financial newbie i would…
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Halifax regular savings account
Hi Has anyone tried to change the monthly amount online? If so how do you do it as I can't figure it out. Thanks Karen
