-
Savings Stamps (Waste of Money?)
It appears that the post office is to sell £5 savings stamps over the Post Office counter. No interest is payable and they won't lick the stamp for you. You have to save £100 before you can do anything with them. Is this a poor scheme for savers or an interest free loan to the Post Office ? What happens if your dog eats…
-
Savings for Babies
Hi all Just had another baby and want to put his child benefit plus a few more quid regularly into savings for when he is 18. At the moment for son number 1 I have a Scarborough fixed bond account thing but with me not needing the money for another 18 years I suppose I should look into unit trusts or something. I know this…
-
Fixed rate bonds and % rise.
Hello. I'm thinking of getting a fixed rate bond for 1-2 yrs. Is it best to get one straight away or wait until the interest rises has finalised? Do interest rate rises affect fixed rate products or just variable? e.g Could the provider issue a new fixed rate bond due to the interest rate rise? Thanks.
-
Which bank is offers the best AER for savings?
My gf is trying to encourage me to save (for a better future) but I just want to contribute some part of my wage into a separate current savings account... Which bank or online bank offers a better rate than 3.04% AER at smile? http://www.smile.co.uk I currently earn 15k per annum All replies much appreciated.
-
Get Your Ideas patented
If you...like my brother, are the kind of person who regularly walks through life pondering on how the world manages to 'overcomplicate' the simple and most obvious things, so obvious in fact its a wonder no-one else thinks of it... the answer is, they probably have... or they will do soon... (this 1 should appeal to you..…
-
Nationwide - coy about savings rates..
Quick off the mark putting up mortgage rate, but coy about savings rates: "Nationwide Building Society today announces that it will increase both its savings and mortgage rates from 1 September. Savings rates will be increased by up to 0.25%. Full details of the new savings rates will be announced in due course."…
-
First Bank Direct £25 Offer
Following the Jeremy Vine programme I have tried to enter the site of First Bank Direct to open an account all I get is a message saying Connection refused when attempting to contact nwserver.firstdirect.com Do you think this could be anything to do with the fact that Martin has made people aware of the chance to make £25…
-
Where to open US Dollar Account
Hello, First post. Great forum! I have a US dollar savings account and would like a better rate of interest. Due to the current exchange rate I don't want to change the money into pounds. Anybody have a tip for a good account?
-
ING increases rate to 5%
Title says it all
-
5.95% gross ISA
This is the best one I have found: http://www.newcastle.co.uk/ Fixed rate mini cash isa: http://online.newcastle.co.uk/invest/index.htm Anyone know any better?
-
Lump sum to invest
I have a large lump sum to invest. Does anyone have any sound advice as to what is best way to invest this please?
-
Can anyone explain this please R85??
My wife has now retired last week though 56,when can she claim Interest paid Gross on her savings using the R85 form. We are flummoxed by it all.
-
Private Placement
Hi, I've been offered a chance to buy some shares in a company as a private placement. The idea is that I get them at less than list price and then sell them after listing for a small profit. Does anybody know much about this sort of deal or has any advice or wisdom? Thanks Gbear
-
Financial security
How much money do we need to be financially secure? i am only 19 but worry a lot about my cash situation i am currently 1000 overdrawn in my current account, owe 1000 on a credit card and have a loan for approx 1300. but i also have 800 in an egg savings account, 100 in a halifax websaver with cashcard and 4140 in a…
-
Leeds & Holbeck: Online Saver 5.3%
L & H Online Saver Not quite as good as Cahoot's 5.5% (yet) but if you've exceeded Cahoot's £50k limit for the 5.5% (over £50k is 5%), this may well be a good home for the rest. The interest rate tracks the BOE base rate plus 0.55% till March 2005, so may well beat Cahoot if the base rate goes up another quarter point.
-
Sharedealing
Would anyone know the cheapest place for telephone/online sharedealing. I just want to make 1 trade of 250 Alliance & Leicester shares (approx value £2150). Thanks
-
MONEY MAKING- THEN MONEY SAVING
Big Money making is a combination of things. Firstly- Money Saving- I believe, should come 2nd in peoples priorites.. not 1st. I believe People tend to fall into 2 categories: 1) The Careful- (eg- the coupon saver) - are often the least wealthy of us (unless theyr'e rich- but 'mean' with their money) 2) the 'Risk taker'…
-
% rise announcements - online savings accounts
Abbey announce impending new rates for eSaver a/c (effective Sept 1+) : £1+ 4.60% (+ 0.50% for 1st 6 months of opening the a/c) £50,000+ 4.70% (ditto) 100,000+ 4.80% (ditto) 200,000+ 4.90% (ditto) It's not enough for those of us who already hold the a/c (so nil introductory bonus), but at least they have passed on the full…
-
Unborn baby? Time to start saving! Advice please.
Hi, Some friends will soon be having their first child. I would like to give the baby some money that they can't touch until they are 18 or a similar age, something to encourage them to start saving. What would be the best way to do this? A childs saving account? Premium bonds? Shares? ISA? Any advice would be greatfully…
-
Where to put 10,000
We have 10,000 to put into an account, it will be part of a deposit for a house, and intend to save 500.00 a month too. We want to be able to access it, where it the best place to put it at the moment?
