-
Best saving rates around
Hi, I am looking to set up a saving accounts with about £7K, does anybody know who is offering the best rates at the moment? Cheers and thanks, :D
-
baby saving account.... please help!
hi there.. i am due in february but am looking to take out a savings account for when my baby is born, but as i am marrying a soldier, we will be moving countries quite often.....does anyone know a savings scheme that will benefit this? hope you can help! thanks Kim and Andy
-
Kids account-Grandparents donation-legal question
My father-in-law is,sadly,in a bad way and has been told he has little time left ( anything between 3 and 12 months ). :-[ He wants to give his two grandaughters around £6000 each to set up accounts. We set up A+L first saver accounts and everything was looking fine. However,a solicitor has 'suggested' that the gifts be…
-
aviva scrip dividend scheme
Just had some blurb from aviva concerning the shares I hold, not many, just the freebees when norwich union gave them out. Should I continue to recieve dividends into my bank, recieve more shares instead? Any ideas on the pros and cons of both? Plus what would the tax implications be? I am just an ordinary bloke, with no…
-
Halifax 'Monthly Saver' @ 5.30% = less than online
For the 2nd time running, Halifax plc is increasing by only 0.20% interest on its long-standing Monthly Saver a/c (not to be confused with the excellent Regular Saver), & offers only 5.30% effective Sept 1. Halifax seems uncompetitive with Derbyshire Bdg Soc's regular monthly a/c offering 5.85%. Instant access online a/c's…
-
What is this called?
When my friend was young (she is now 28), her parents gave a small amount of money (about £1) to a guy (company rep) that used to collect from their house every week. She got a lump sum at 18 - she didn't give the exact figures, but did say it was around 8k! Now with my limited mathamatic abilities :-/ I worked out that 18…
-
Early withdrawal of childrens bonds
16 months ago I placed with Natwest a childrens bond for each of my sons at a value of £1000 fixed at 3.75% for 5 years(it seemed a reasonable rate at the time) but now the rates are rising would I be advised to close early, pay any penalty and place the funds elsewhere - and if yes where's the best place to put the boys…
-
Possibly repeatedly asked question
Not entirely sure how often this has been asked because I haven't been here before, but, I have a cheque for £5000, and basically don't know where to put it. I have an ISA which I have filled for this year, and a Barclays current account, but I have no idea where to put this money. I know it isn't a lot which limits…
-
£80k to Invest - suggestions please......
Over 12 months ago I sold my house and currently have just over £80k to invest. At the time, I put the money into a High Interest Savings account with HSBC. I am happy with the interest I get, but I am sure that I could be getting more from elsewhere - but where? Can anybody suggest where it could go? I want to be able to…
-
Mini ISA question
If I open a mini ISA today I know that I cannot open a maxi ISA till next tax year. My question is : if i come into extra money and wish to open a maxi ISA can I close the mini ISA that I have just opened and make way for a maxi ISA? I hope the above makes sense. ::) TIA
-
Cahoot Closes 5.5% Acc.
Cahoot will withdraw its market-leading easy-access savings account, which pays 5.5%, on September 2. The internet account guarantees the 5.5% rate for 12 months on balances of up to £50,000. The offer is closing earlier than expected because of high demand.
-
Setting up a 'new' direct debit with ING
As you will know, this is done by a cheque (for a nominal amount) posted to ING, and they then use the printed details to set up a direct debit from that account. However this won't happen unless you notify them you are sending your cheque beforehand! I did this with a second bank account and nothing had ocurred. But the…
-
Egg shares..
About 4 years ago , I bought some egg shares- about £200 worth. They are now worth about £135 ( as a guess). What i want to know is should i sell up and get out. They have never reached their original cost and I am worried that i will just lose money if i hang on to them any longer. What do the others think? Any views much…
-
Re: £20k to invest but where?
money laundering applies to tax evasion as much as it does to drugs and terrorism.
-
Best Value Savings for a Child
Hi everyone Bear with me, this is the first time I have posted on the site :) My daughter is looking for the best savings account for her little one who was a year old last month. Can anyone help. She was wondering if ISA's were the way or perhaps there is something better. Obviously she is looking for the best long-term…
-
staff xmas club - whats the best savings a/c
Please help, we've run a staff xmas club for a couple of years now and on average we get £3.50 per year interest. I'm looking for an account that can have varied amounts paid in monthly and be withdrawn in total at the beginning of december. Usually we pay in about £500 per month and do sometimes have to make early…
-
Miss sold a savings plan...
Hi I would like some advice if poss... Back in 1987 I was a raw recruit in the RAF - we were literally marched into a room and told we needed to 'save young man' - 'handily' there was a rep from Abbey Life there who promptly signed me up for a 35 year savings plan called Wealthmaster. Of course 8 yrs later I looked at my…
-
Child's saving account - Is there a limit ?
My father-in-law wishes to give around £6000 to my daughter. We have just opened an Alliance & Leicester first saver account,following advice from Martin :) , but we were wondering if there are limits as to how much can be paid into the account before the powers that be take an interest (sic). Will this amount be taxable…
-
Guaranteed Equity Bond
Hello. I currently have my money in savings accounts and I'm prepared to go up a step in the risk ladder with the chance of a better return. GEB seems to be the next step. I'm currently looking at a few now and would like any feedback. I'm thinking of investing £500-£1000. I know we can't predict the future but I'm sure I…
-
investment group
Hi, some time ago i saw on these pages a notice that an investment group of "MONEY SAVER" devotees was starting in the West Midland town of Dudley,I live near Kidderminster, so,is there a group near me or is the nearest Dudley, could some one contact me please.