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Do I have a ppi claim?
Hi in the nineties I took advice from a financial adviser who at the time was based in an office with a local estate agent He got me a mortgage through Barclays which I’m and have been more than happy with. He informed me that to get this motgage I had to take other additions like critical insurance;life insurance and a…
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Business PPI
Hi If a business has closed but know they had PPI is there anything that can be done the bank is saying no because the business is finished they could not pay out Thank you
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DHL Import Duty and VAT
I shipped some personal belongings back from USA, 6 weeks ago, and I have presented with a bill from DHL? Much too my surprise I thought it was a scam.... The bill from DHL insists I owe them hefty amount for import duty/ VAT of said items. This doesn't seem quite right, especially as the bill has been sent in several…
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Premium Debit - Mortgage
Hi I wonder if anyone can help advise me on what Premium Debits were that appear on an old mortgage statement. Each month Britannia Building Society debited my mortgage account with a £24 'Premium Debit' and a £2 'Premium Debit Tax'. I can't find any information online regarding 'Mortgage Premium Debits and am at a loss…
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Name spelling mistake on MPPI?
Hello, I was trying to reclaim PPI with a company to do with a Mortgage but I now understand from forum searches that this is a different thing - MPPI, not PPI. I therefore am unlikely to win. However, they have misspelled my first name on the paperwork to a different version of my first name. In legal terms, would this…
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Credit Protection Insurance loan reclaim
I have a Midland Bank loan agreement from 1997. The same document sets out the terms of a credit protection insurance loan. This looks like a loan to pay for PPI in one lump sum. Do I need bank statements to make a claim as the PPI was paid in one lump sum and subsequent payments would be loan repayments? HSBC say they…
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PPI Commission
Morning Should commission paid to a PPI claim company be gross or for the taxed amp t I receive. I have received an invoice which appears to show the invoice on the gross figure. I would appreciate advice before I speak with them. Thank you
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Ppi
Hi, I was in a bad place around 6-7 years ago, in fact we lost our home and we were in a trust deed. I wrote then to everyone that I thought I might have had PPIs with, a couple paid out one £10k this money went to my trustee which went towards the people that I owed money to. Black Horse wrote and said that they did not…
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Requesting details of loans RBS
I’m a bit stumped. I was mis sold PPI on a RBS loan years ago and contacted RBS via Which to see if I could have it refunded. I couldn’t find any loans details but over the telephone the bank said due to the number of years ago I took the loan I would need to contact them in writing at the Westcliffe-On-Sea address and…
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Consumer Refund Service
Howdy! I've just received a letter from them . "Dear occupier" Free ppl check. From Stephanie Mitchell Claim Start Manager. There is a list of16 Banks / credit cards etc . I can list my previous addresses as well . TBH , it looks like a phishing expedition which I'll probably pass . It lists Mbna , whom gave me plevin but…
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General credit card ppi query
Recently discovered I had ppi on a Barclaycard credit card. Account has been closed for years. I have claimed and they have upheld my claim but offered me a very low amount based on their records. I’m tempted to appeal because I know at one stage I was spending a lot on the card. I’m trying to work out what I’m likely to…
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Lloyds
Been advised from Lloyds via text they are nearing completion of the review of the claim and a letter with be sent soon. Is this a general text, or do they let you know if successful via text? Thanks
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PPI from the 1990's - too late?
When people were able to put in claims for excess bank charges being paid, I sent for my statements from Lloyds current and credit card. I was in a bad place at the time and didn't in the end claim the charges back although I know I should have done. I was in financial hardship purely because the bank had added on so much…
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Joint account ppi
I was not paid PPI compensation on a loan which I had jointly with my ex as he was the principle, even though we both paid the monthly loan debt which would have included the PPI payments and I was jointly liable for the loan payments. I have since heard that banks are in discussions with a claims agent who is questioning…
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PPI - Bank say they have no records
My mother-in-law had various loans, mortgage etc in the 80s and 90s and is pretty certain she had PPI on at least some of them. She also took out a stand alone PPI insurance policy with Co-op as she was told by Abbey when she got the mortgage she had to have some sort of payment protection. I have gone through the FSA…
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Fillin in PPI Complaint with only an account reference
I originally asked the Claims Guys to search. They came back with 2 lenders references for PPI with the dates taken out. For one of them I have no paperwork and the bank don't hold it either (written and asked). Was taken out in 2001 and beleive it was a loan, but not sure. The claim form asks amongst other things: 1:…
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Surely this isn’t right!
Apologies if this is the wrong place for this. I have a friend who took out a life assurance with Abby life £28,900 payable on death, permanent disability or diagnosis of critical illness. He has been told that due to administration costs there is no money left and the account holds no further benefits! He did have an…
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Have they found my account?
Just a quick one.... I recently complained about PPI being mis-sold to me back in 2001 (I have no paperwork, no proof, nothing to say I had PPI, but I'm pretty sure I did) to Lloyds, via a form on their website. A few days later I received a questionnaire to fill out and return, which I did. The letter contained the last 4…
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PPI Cover Disclosure
Hi all, I have recently submitted enquiries using the Resolver website - simply to ask companies that I have had business with in the past whether or not any of my policies/CC/Loans etc ever had PPI. Many of the companies have responded either Yes/No. However, Lloyds and Halifax have only sent me a claim form, asking me to…
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Question re credit card ppi
Does anyone know the reason why some people would have ppi on a credit card then others would not? I thought the thing was that if you had borrowed on a card, ie not paid off the balance each month then it was more or less guaranteed to have had ppi on, or have I got that wrong? Would they have just add ppi and not told me…
