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Name spelling mistake on MPPI?
gh123
Posts: 39 Forumite
Hello,
I was trying to reclaim PPI with a company to do with a Mortgage but I now understand from forum searches that this is a different thing - MPPI, not PPI.
I therefore am unlikely to win.
However, they have misspelled my first name on the paperwork to a different version of my first name.
In legal terms, would this invalidate legal documents and if I were to attempt to make a claim on the insurance to cover my mortgage for a year, would they use the misspelling to try to wriggle out of it?
In that case, could I argue that the insurance was invalid?
On much of the correspondance they have spelled my name correctly, but on the important stuff, they have got it wrong.
These are old documents which i found from 19 years ago.
Any help would be appreciated, thanks.
I was trying to reclaim PPI with a company to do with a Mortgage but I now understand from forum searches that this is a different thing - MPPI, not PPI.
I therefore am unlikely to win.
However, they have misspelled my first name on the paperwork to a different version of my first name.
In legal terms, would this invalidate legal documents and if I were to attempt to make a claim on the insurance to cover my mortgage for a year, would they use the misspelling to try to wriggle out of it?
In that case, could I argue that the insurance was invalid?
On much of the correspondance they have spelled my name correctly, but on the important stuff, they have got it wrong.
These are old documents which i found from 19 years ago.
Any help would be appreciated, thanks.
0
Comments
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No. .0
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I asked more than one question. What is the 'no' to?
Thanks.0 -
Both of them.0
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You are completely wasting your time with that kind of legal argument. A minor spelling mistake didn't invalidate your insurance, nor would it preclude you from claiming on it or even complaining it was mis-sold (as long as your complaint is not that your name was incorrectly spelt)In legal terms, would this invalidate legal documents and if I were to attempt to make a claim on the insurance to cover my mortgage for a year, would they use the misspelling to try to wriggle out of it?0 -
I therefore am unlikely to win.
Its more a case of you being statistically unlikely. Not quite the same.
it depends on the distribution channel. Banks have a higher uphold rate on MPPI than IFAs, mortgage brokers and estate agents (these three have very low uphold rates).
noIn legal terms, would this invalidate legal documentswould they use the misspelling to try to wriggle out of it?
No.In that case, could I argue that the insurance was invalid?
No.These are old documents which i found from 19 years ago.
So, pre-regulation anyway, unless its a bank sold product.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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