Reclaim PPI & other insurance

Archives for February 2018

Store card claim rejected, but mentions Pelvin?
Hi All, I'm looking for a little advice here. I've attempted to reclaim PPI from Santander on a store card taken out in 2000. They have rejected the claim as a non advised sale. I'm happy enough to take it to the FOS and have done this for other claims before, but the last page of the letter says 'You may be due redress in…
Nationwide PPI claim declined
Hi All Put a claim in about six weeks ago, which came back today as declined, Lots of reasons given. Is there anything I can do about this?
First Direct delaying tactics?
I submitted a claim for Plevin through resolver on 8th December 2017, I know that the email was opened by First Direct on 9th December however when I finally got an acknowledgment from them it was dated 27th December, this advised complaint would be dealt with within 8 weeks. The 8 weeks were up on 22nd Feb and yet I've…
PPI Question
Is it better to use the resolver tool to reclaim PPI or use templates and do it yourself.Also, I am having trouble finding the reclaim templates.
Citibank
Hi, I am new to this forum but have been following Martin for years and was wondering if someone can help to track down the mortgage department of Citibank. my wife and I had a mortgage with them for some years but so far have had no luck in tracking down any mis-sold PPI. In fact we have been told that they don't supply…
Failed PPI claim when sick
I have a current claim where HSBC admitted I had PPI on a loan from around 2003 - I remember at the time I was employed and was off work sick and when I made a claim they told me I wasn’t covered. I was young and at the time just accepted that and it obviously put me in financial difficulty. Should I insist this is taken…
Barclays can’t find my Egg account
I have no paperwork, but submitted my claim to Barclays for an Egg card which I took out around 1999 and paid off around 2003. I gave my maiden name and all addresses. Barclays wrote back to say they couldn’t find any account in my name. Is there anything else I can do? Thanks in advance.
A bit of advice please
Hello I applied for PPI refund on HSBC mortgage and First Direct credit card using Resolver. HSBC and FD took forever to reply through Resolver, and their replies in both cases were: as I had signed a form with the PPI details, I had no case and they rejected my case. Surely this isn't correct, the whole point of PPI is…
Endowment & PPI
We had an endowment policy over 20 years ago when our mortgage was active. Can we claim PPI on it?
PPI Help please?
Having now received the final letter form the Finance company, my PPI reclaim has been rejected. Here is an extract from their letter giving the reason: We invited you to contact us regarding the amount of commission and profit share taken by us from the premiums you paid during your agreement. As per Financial Conduct…
Can I reclaim mis-sold mortgage life insurance?
Hi all, Can anyone advise on whether I have a valid reason to reclaim mis-sold life insurance when I took my mortgage out? I bought my first house for £95k in June 2005, taking out an £80k mortgage with Alliance & Leicester. This mortgage is now taken over by Santander following the A&L buy out and is still being repaid.…
Nationwide mortgage PPI Pelvi
I had MPPI with my nationwide mortgage that we took out in 1999. We moved in 2003 and updated/continued our MPPI with nationwide. In 2010 we ended our mortgage with nationwide. I have already had a refused PPI claim a couple of years ago but was now wondering if I could reclaim with the Pelvin rule BUT..... I didn't get a…
Accept this Plevin offer?
After being rejected PPI claim by RBS then Ombudsman agreeing with RBS I nearly threw all documents away in defeat. Then RBS wrote to me regarding the new Plevin case. After putting in a claim through Resolver on this site, I have been offered £661 but before I send back the acceptance form, Martin states that you…
Can I claim PPI
Hi, The answer may seem a resounding yes if it was mis-sold, but heres my partners situation. Before my partner met me, she used to get mortgage advice from The Mortgage Bureau. The way The Mortgage Bureau work is that they will look for the best mortgage on the market based on your circumstances, and will do this free of…
Do you think I can reclaim PPI?
Hi all, First off I have held a Lloyds Bank current account for 33 years. I think it was called Club Lloyds at the time, the Bank said I could only have this account and no other. It came with a Credit Card and an Overdraft for a Monthly fee, so anyway as I was ineligible for the other Current Accounts I taken it out. 10…
Halifax Mortgage PPI?
I was told some years ago, that if someone had an endowment mortgage, then they paid no PPI.....is this correct ?......I had such a mortgage back in the eighties with Halifax, unfortunately I can remember no other details of it at all, except that when the house was sold in the early nineties then we stopped paying, and…
PPI Query
Hi, I was just wondering when PPI generally stopped being sold on personal loans? I took out a loan in April 2010 with home shopping personal finance and am unsure whether it had PPI on it. I have sent off a questionnaire anyway but just wondered if its likely not to have been added in 2010? Thanks
Lloyds Letter Advice Needed
Hi All, I found out that I had PPI on my credit card when I took it out in 1997, the reason I took this was as I was told it would speed up the application, I never made any claims or I was not out of work. I have had two telephone calls from Lloyds asking about my circumstances around that time i,e was I in work, do I…
CMC "found PPI" but Barclay's claim none exists.
Totally new to this so please bear with me. Dad competed an initial (free) PPI enquiry via a CMC who wrote back to say they'd found he had PPI. As he's only ever banked with one bank, (Barclay's) and only ever had one credit card (Barclaycard) and never recalled agreeing to PPI, it seemed straightforward to check it direct…
Northern Rock PPI confusion
We took out a Northern Rock mortgage in 1998 and were persuaded to take out PPI. This policy was arranged by Northern Rock and called the Northern Rock Paysafe Plan. It was underwritten first by General Accident, then CGU Insurance plc (t/a Norwich Union). In June 2001, Northern Rock selected Pinnacle Insurance plc (now…

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