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Real Time Claims
I paid this company £200 over a year ago to investigate if I was entitled to reclaim PPI, I was told at the time I would be refunded if they were unsucessfull, to date they do not return phone calls answer letters or reply to complaints left on thier website, I am at a loss as to how to communicate with this company to try…
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Friend signed mortgage 16 years ago - broker been taking cut every month since - help
Hi My wifes friend has told her she got a telephone call from a company she gave her details to that she is due around £7,000 from a miss-selling mortgage around 16 years ago. She is due to receive the money because the broker didn't give them the whole of market choice and also took a percentage every month (I assume from…
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MBNA Letter
Hi guys, Hoping someone has some advice for me please :) I've received a letter today from MBNA to say that I may have been missold PPI on a credit card I had with them starting in 2006. I knew I'd had PPI on a card with them previously (I thought it was earlier than 2006 so maybe another letter to come) but didn't have…
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How long for PPI cheque from LLoyds to come through?
Hi guys, After recently accepting an offer from LLoyds approx 4 weeks ago still no word, just wondering if anyone has accepted from them before and how long it took? Thanks Jeff
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bank smart
I am using a CMC for my PPI and bank charges, I know rather stupid lol anyway its bank smart and I have had a claim upheld for Llyods and before they can pay out they say they need my credit file does anyone have any experience of this and know hy they want it thanks :beer:
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PPI offer Royal Bank of Scotland
Hi everyone My husband has just had a letter to confirm that his complaint to RBOS has been upheld. It is in respect of 2 loans and they are suggesting a pay out of £2,537.16. Loan 1 PPI was £1327.50 from August 2003 to October 2007. Loan 2 PPI was £484.50 from June 2002 to August 2005. They have calculated the £2,527.16…
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Reclaim CPP article discussion
Hi! This is the discussion thread for the Reclaim CPP Card Protection guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks folks :) ,
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MSE News: Vote 'yes' for CPP redress
"A refund scheme for up to seven million people who were mis-sold card and identity protection products from insurer CPP has been announced. But it will only go ahead if enough victims vote for it, so we're urging you to say 'yes'..." Read the full story: Vote 'yes' for CPP redress Click reply below to discuss. If you…
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Barclay card ppi what next....got paperwork
So i have been sent the paperwork from Barclaycard which proves i had ppi for a few years till 2006 (when i asked why a few charges where on there and got them stopped) I dont recall much as i got the card in 1998 via a phone call then they sent me paperwork to sign and send back hey presto. Now i don't remember the cover…
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PPI on Lloyds Classic Credit Card 2002-2005
Hi. I have an offer for PPI redress on missold PPI for the above product. I do not think that the offer I have been given is accurate and am struggling to get the information I need from Lloyds or the ombudsman. So if anyone here can help I would be very grateful. How was the PPI was calculated on this card - my…
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Clueless and unsure of footing
So Around 2002 I took a loan with HFC - was told the PPI would make it go better after an initial rejection then had to go with a guarantor in the form of my father as well. Loan accepted and after a short while it got into problems. Ended up consolidating it into an interest free repayment plan for the total of the loan…
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PPI Reclaiming Fiasco
I was contacted by a company (Redress Claims Ltd) to tell me they could possibly get money back to using the legislation for PPI claims. I was taken in by this company and stupidly gave them details of my credit card account where they took almost £3000 pounds from my account. I did not feel too bad at the time as they…
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loans.co.uk ppi
Can anybody please offer me some assistance. I took a Loan back in 2006 through loans.co.uk.I did have single payment ppi on this with interest on top of this. Also the ppi only covered me for 36 months. I did in 2008 cancel the ppi as I didn't think I needed it and was given £755 back. The actual ppi was £2528 and…
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Lewis Waterman and Query Regarding Ongoing Claim
Hi, About three years ago I decided to approach Black Horse finance regarding PPI that had been levied onto a loan I had taken out, even though I was self employed at the time I had been informed that I would not receive a loan without taking it out. Now this was in 2005 but the loan had been topped up a few times, each…
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Help!!!
Hi everyone, im new to forums, so please bear with me if im in the wrong place or do anything wrong!!....But i thought this was the best place to go for some advice. I have written to my bank Lloyds to claim back on PPI wish i believe was missold to me back in 1999. I received a PPI refund for 3 loans dating from 1999 to…
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Halifax ppi refund. Not sure if I should accept.
Hi. New to this so hope someone will be able to advise me please. Few months ago applied for refund to Halifax for refund of ppi on old settled mortgage and loan. Got offer for mortgage of £6072 which effectively was £3007 ppi payments and £3020 interest. They didn't break it down further than this, but as we had borrowed…
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Clueless about PPI et all!!!
Hi I'm sorry if this is something that people frequently post about but i am really unsure if i am over insured??? I currently have a mortgage with the associated repayments, building & contents, life and PPI Insurance for the mortgage. For the 1st few years of the mortgage I had opted not to take the PPI as I was and…
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Trouble calculating paying tax on a winning claim. Help!
I have received an offer of a PPI refund to which I have signed and sent back. The amount was for £2791 :beer: It was broken down thus... PPI REFUND £2791 Deductions £0 8% INTEREST £0 Total refund £2791 Could someone help approximate what tax i would have to pay on this amount? Thanks in advance.
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HSBC PPI help needed from those in the know!!!
I received the letter from HSBC saying I might be able to claim PPI back. Its been more than 2 and a half months and after a written letter 3 phone calls 2 messages though my internet banking I'm still waiting for a reply. Now the information I need is for someone to clarify if HSBC LIFE UK LTD is the same as PPI?? I was…
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What happens when SAR letter fails
Can anyone advise what I should do next. I had a mortgage with Cheltenham & Gloucester from 1987 to around 1998. I have sent an SAR request to the correct people who have now replied saying that they "have been unable to trace a mortgage account (the most likely reason could be that the account relates to a mortgage that…
