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Credit Card PPI
I have payment protection insurance on a current credit card I am attempting to reclaim. I wanted to know if you can claim back PPI on cards you cancelled the ppi on or cards you have paid off and cancelled in the past 12 months but had for many years. Any advice?
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Barclaycard
Hi This is only my second post so be gentle please because I'm a bit of newb I've had my barclaycard for about 20 years...only realised that i was paying the ppi in May this year even though I've been a housewive for the last 6 years (in future will look at all paperwork carefully!). Rang to cancel it there and then..had…
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Mbna
Currently claiming PPI back from them. Anyone else had much experience dealing with them? Do they are argue the toss or pay up in people's experiences?
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PPI and "acknowledging" debt
Hi A friend paid part of a loan, fell behind on payments and it got sold to a dodgy agency. If they write to the original lender to ask for refund of PPI would the original lender pay to them or would the dodgy agency that now owns to debt? Would making the PPI repayment claim be what is called "acknowledging" the debt,…
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Egg advice please
I have received an offer without prejudice of approx £3100, but their calculations show that this was originally £3800, but they have deducted £700 from the PPI already. Any idea what this might be? I cancelled the policy in Jan 2008, but even payments since then would be approx £50 per month. Many thanks
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first stage letter?
HI i have used this first stage letter before and was successull, now i need it again and i cant find it on this site so what do i need to do now many thanks for any replies
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Really confused
Help lol I have not got a copy of the terms and conditions so do i write to the lender first and ask for a copy or do i fill in the questionaire and send it off. And another question although i have had my credit card for about 10 years i have not made a purchase for about 6 years but am still paying it off talk about the…
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ford credit ???
back in 2008 i went through a company to reclaim a ppi, i waited and waited and having been told of them that the financial ombudsman takes ages to reply, so last weekend i put a letter together to the ombudsman service and got a reply this morning, they had sent this letter to the reclaim company back in november 2008 and…
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Ppi refund advice please
Hi I'm new to the forum. I'm looking for a bit of advice regarding a refund offer from Citi on a loan. We originally went to them for refinancing, but have been back for top ups since. We were pressured into taking PPI, saying if we didn't then we wouldn't get the loan. I have today received a letter stating that they are…
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Welcome sucesss!!!!
Whoooo Hoooooo!!!!!:T:T:T:T Got a final response letter today advising me that my complaint has been upheld and i will receive £1190.81!!!!:rotfl::rotfl::rotfl::rotfl: Thanks to everyone here and to anyone whos sceptical or slightly afraid to diy it....GO FOR IT!!!! Ps My complaint was received 8/9/2010 so Welcome are…
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loans.co.uk
I used loans.co.uk to broker me a loan with first plus back in feb 2006. I recently contacted first plus regarding my PPI which I was lead to beleive at the time was a 5 year policy and the monthly payments would go down by £111 a month (the PPI portion of the monthly payments), after finding out that this is not actually…
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Barclaycard PPI claim question please
A while back after all the recent news on the misselling of PPI I decided to look through the credit cards to see if I was paying for PPI on any of them. I should have known of course, but when things are part of the original agreement you tend to take them as a component part of the product. I have had the card since the…
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How far back can I claim on a card that is still 'live'?
I've made a PPI reclaim on an RBS card I've had since 1996 which is still live (but not really used in last couple of years). They've responded that they are 'unsure' if I've been missold and are willing to make a good will offer of the ppi charges of last 6 years. I've spoke to them and been told that is all they have to…
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Blackhorse success!!!!!!!!!!
Can anyone advise approximately what to expect for refund. Loan amount £4,000 x 60 months. The loan was taken out in December 01 and settled in full in January 2003 early. The monthly payments were £150 per month of which £36.92 was ppi. It was single premium of £1,302. Can anyone enlighten me on calculations figures for…
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Another PPI
About 6 years ago i bought a sofa from DFS and had it on finance with Black Horse think i remember paying some sort of insurance for damages but not sure about sickness is there a possibility that i was paying it with them and would b entitled to something back. Thanks julie
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Can I claim PPI whilst in a DMP
Hi, Apologies if this has been covered elsewhere. I am considering claiming back payment protection on a Egg Loan. The issue is that I have a Debt Management Plan with my creditors. Can I still go ahead and re-claim. Many thanks in advance Jimmy
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HSBC - Help
Hi there I sent the first letter and questionnaire by recorded delivery 3 weeks ago. I have checked on the Royal Mail website and it has not been received yet. Going to check what is going on with Royal Mail tomorrow but wondered if anyone had had similar problems with HSBC not signing for mail? Thanks in advance:money:
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Claiming PPI
Hi Im new to this site and have just been reading about PPIs i have been paying it for years without realising. The reason im posting is that I have just had a phone call from a company called consumer money matters and they were the ones that informed me about this. Does anybody know anything about this company please?
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MBNA PPI on hold
I have a PPI reclaim with MBNA having sent in the questionaire I was asked to send proof of employment status at the time the policy was taken out, I sent the evidence in August and recieved a response on 17th September saying they will have a decision by the 28th Oct, I called them today for an update to be told all…
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'PPI Settlements' - genuine or a scam?
Hi there, I just got a phone call from a company called 'PPI Settlements' who claim that they would be able to get £2000 interest for me on a loan I took out back in 2002. Apparently all I need to pay is a £20.00 admin fee and a third of the refund to their solicitors. I feel stupid even asking this as I suspect I know…
