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Is Barclays one of the baddies?
I put in a claim on my PPI with Barclays in August.They acknowledged receipt of my letter rgen sent me a form to fill out stating my reasons for cancelling.They said they would have it resolved by the 18th Oct 2010.I have just phoned them today 21 Oct to be told that they are still working on it.:mad: I asked if I could…
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Mis sold Gap insurance Can i reclaim??
Hi there everyone. I purchased a car 2 1/2 years ago from a dealer. I part exchanged my previous car to get it. The dealer sold me a 5 year gap insurance policy for £500 and added it onto my finance agreement. In the last week i have sold that car. Looking over the Policy documentation i had for the gap, an exclusion of…
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PPI calculations help
Hello, I wonder if anyone can help with a PPI refund calculations. The bank are using the FOS guideline to calculate the settlement figures. I'm trying to check their calculation for compound interest and was hoping to get some help with the figures or formula to use Statements for the period are no longer available so…
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Request for terms & conditions - Lloyds
Before starting on a PPI complaint I have requested the original T&C's of the credit card I took out with Lloyds in 1999. After reading MSE I wrote a letter based on the templates and included a cheque for £1 as suggested. Today I had a response fom Lloyds and it would seem it isn't only PPI that they are reviewing: "…
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can i claim money back?
hi everyone this is my first post and i hope someone can help me. i took a £15000 loan out with hsbc afew years ago and im sure i was paying back about £20000 + with insurance. but i paid it off afew yrs ago but i havnt a clue wen i took it out with them. how do i get all the info off hsbc to see if i have i can claim…
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PPi Reclaim / Norton / First Plus - urgent help needed please.
Hi all. After 3 years since my first letter, I heard from the Financial Ombudsmen regarding the PPI claim that I made from Norton (loan with First Plus), they agreed with me that PPI was mis-sold and that I would hear from Norton within 3 months regarding my refund. I got a letter from Norton today. They claim that the…
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direct debit mortgage insurance problem
Problaby not going win this one and might be subject to a lot of flack, but here goes: Mortgage and insurance policy with santander should have stopped when we changed mortgage provider in Aug 2008. the mortgage payments did stop, but we have only just discovered that the insurance policy direct debits have still been…
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re claim ppi success !!!!!!
after browsing this site a few weeks ago,i thought i may as well give it a try.i printed off the first of martins forms,filled them in ,and sent them off to santander,expecting them to send it back saying sorry etc. to my surprise in less than three weeks ,i have received a letter from them offering £756 refund,plus…
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Late complaints to FOS after 6 month deadline
The normal FOS deadline is six months after the consumer receives the firm's final response. In May this year, the FSA temporarily extended this limit for complainants who received a final response between 28th November 2009 and 28th April 2010. That extension ends on 27th October. The regulator says it will make its final…
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how do i work out what to claim for
i have now got the info back from advantage finance how do i workout how much i should claim for. first claim £274 start date 21/05/2005 interest rate 48.32% claim two 1276 start date 23/02/2006 interest rate 23.63% :question:
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Claiming back using section 75
Not sure if this is the right forum, but any help would be appreciated. Back in Feb 2010 I paid £1500 on a credit card to Kerobo claims who said that they could wipe of another large credit card debt and claim back ppi insurance that was invalid. To cut a long story short they have done nothing and now the ministry of…
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lloyds
just an update on huuby claim on a cancelled ppi on his credit card.LLoyds have been with helding the original agreement have recieved a letter from the fos stating that it is still waiting consideration by the ombudsman does this mean that the adjuicater upheld it and lloyds have rejected it as we have had no letter…
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nat west and ppi reclaim
ok, took out a natwest loan, was told i had to have the ppi in order to have the loan, being forces there was no chance i was going to suddenly loose my job or not have funds to pay it but they said it was part of their policy that ppi be included. paid the loan off in full early aswell so what would be the best course of…
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Help with a NEW Lloyds PPI Claim?
Hi, I've just got round to looking at the PPI Insurance that (I believe) was probably mis-sold on my Mother-in-laws' Credit Card. With the new info on Lloyds stalling/holding claims etc have I left it too late to begin a claim? Many thanks in advance :) ps I also cancelled her PPI in July on the above card but she is still…
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interest on missold ppi
Hi Folks just wondering, if ppi missold, should we also be able to claim interest on any premium paid (and if so at what rate)? I had a policy missold on a 5-year personal loan just expired this month. Cheers
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HSBC Loan - how do I know?
Hi all, apologies if I've missed something obvious in the FAQs, but I've read through my loan agreement and haven't been able to spot anything obvious about PPI. Is it safe to presume that I haven't been mis-sold PPI on this loan? It's a HSBC loan taken out in 2006 and now only has 3 payments left (woohoo!!). Also, I…
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Ppi on an endowment policy
Can anyone inform me whether you can claim back mis-sold ppi on an endowment policy or is it just loans & credit cards?
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Go Martin Lewis....
Martin giving it some http://www.parliamentlive.tv/Main/Player.aspx?meetingId=6713 (approx 9.52 on the player!!) (cheers to EXC for this on LB)
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unsure of who to claim from
Having bought some windows from St Helens Glass we we sold a loan and ppi from GE Money throught St Helens Glass we were never asked if we required ppi we have wrote to Ge Money and they have said its not their responsibility we should contact St helens glass but they are no longer trading so can anyone tell me who to…
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PPI claim
Hi I wonder if you could give me advice, I want to claim back my PPI but don't have any documents relating to the loan. Can I claim it back without the account number? Many thanks
