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Claims Financial
I went down the route of claiming via the above company and so far they have done nothing except fire off a few letters. My complaint has been going now for three years and with no results in sight I have been doing alot of the donkey work myself. The work they have done completely contradicts what Lloyds say and therefore…
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PPi rejected
I have just been told that my PPI claim has been rejected as i wanted joint cover. I'm still going to argue as they took security against my house as well as the PPI. They also tell me that they were not regulated in 2004 and Central Capital were only regulated on 2005. Is this right? :(
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Black Horse questions
Hi - I have been trawling through the posts but can't find an answer to a couple of questions I have. I have successfully claimed back mis-sold PPI with Black Horse on 2 loans. I sent back 2 acceptance slips about 2 weeks ago. I called them as I was concerned about what I had been reading about some banks putting claims on…
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Citi finance surprise success ! !
OMG , how surprised am i ! I sent one letter to citi finance about 2 weeks ago asking to reclaim any ppi that had been added to my loan . I had a reply back last week saying they will look into my complaint . This morning received a letter saying the will be sending me a cheque for £2532 ! ! I didnt even expect a reply to…
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Brighthouse reclaiming?
Hi I know this is a long shot but cant find an answer anywhere! I have one payment left on a brighthouse tv. I have all the service cover and insurance on it. Is it possible to reclaim this or is it a silly question?
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Case referred to Ombudsmen for Final Decision
Have just had a letter from our Adjudicator who upheld our complaint in September explaining that Norton do not agree with his view, therefore our complaint is to be referred to one of the their Ombudsmen for a final decision. The letter asks if we have any further points or information that we would like the Ombudsman to…
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End for Greedy No Win No Fee Solicitors?
Read more: http://www.dailymail.co.uk/news/article-1324044/Kenneth-Clarke-hits-greedy-solicitors-scrapping-win-fee-deals.html
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PPI - Secured Loan - can i claim?
Hi, I he just been looking at my Secured Loan paperwork, which meets its 5 year annivesary next September. The small print states that at the 5 year anniversay if not claimed I may be entitled to a cashback payment equivalent to my insurance premium (£6,000). It says I have to write within 30 days of the natural expir,…
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PPI Template Letter
Is there a template letter for when you send off the questionnaire or first raise your complaint? I cant seem to find one ... x
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ppi have i got it,first steps if i have
hi all i have a loan with sainsburys for which i received a statement recently,on the opening balance(2yrs ago) i noticed 3 asterisks,which apparently means"inclusive of loan insurance where applicable". does this mean they have automatically added it,although i specifically asked for it not to be ???. i guess i should…
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Credit Cover Premium
Hi, I have just checked my cc online and have come across something called CREDIT COVER PREMIUM. Can someone please tell me what this is, and why I'm paying this. I not aware that I signed up for this. So is this like PPI and could this be claimed back. As anyone else come across CREDIT COVER PREMIUM. Any help / answers…
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GE Money or Santander???!!!
Hi everyone, i'm very new to all this so just getting started...:( I'm not sure who to write to. I have 2 store cards both were originally set up with with GE money but have now been taken over by Santander. I would assume that its GE Money i need to write to? Also, would i write the one letter for them both or deal with…
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GE loan and PPI help!
Please help me MSE as I don't know where to start!. I took out a loan in 2006 with GE money (through Compass Finance although the credit agreement header says First National and then handwritten Southern Pacific Mortgages) The amount was for £29,000. They added £4612.50 as PPI, although I already had BUPA, critical illness…
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Mbna reclaiming
Hi Guys, I sent a PPI reclaim letter/ filled in the form from the templete provided. Today I received a letter saying "that they cannot provide a final response because the standands against whicjh my complaint should be assessed namely the FSA policy statement on PPI complaints and guidence published by the Financial…
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Car Finance PPI Claim - Not sure what to do next....
Hi, Any help would be appreciated.... Not to sure what to do.:( Currently claiming PPI from Car finance, Took out 2006 Ended 2010 Agreement was with Capital Bank and Charles Hurst. Statements received from Bank of Scotland showing an insurance premium off £22.60 deducted each month for 49 months. I sent a letter on the 1st…
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ppi blackhorse
This is my first time posting so hopefully am doing everything right lol. I went to a ppi claim company called blue sky claims (big mistake), anyway rec'd letters back saying I was successful with my claim for around £1400. Blue sky want 25% + VAT but as I have a default on the loan (CCJ) so does anyone how will the money…
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Lost Documents - confused about data sent
Hi there, I entered and completed an IVA and was advised that I maybe able to claim back the ppi even though I entered an IVA. I have been trying to obtain my loan agreement from my bank of which I opened in 2004 but they do not have a copy. I sent through a SAR and they sent back all info on current accounts but nothing…
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Can I claim against DFS? It 6 years and 6 months ago since taking the agreement.
I was sorting through various financial documents today and shreddng bits and pieces, came across the Black Horse HP agreement with DFS, about to shred it and then noticed in tiny faint writing that I had PPI on the agreement, I had no idea at all, certainly didn't ask for it to be added nor the salesman asked me or my…
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Take the Banks to court to reclaim PPI
Issue proceedings like we used to with Bank Charges, they have no right to put claims unaffected by the Judicial Review on hold. The way forward. Don't let them off the hook!
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PPI decision overturned?
I wrote to welcome finance 2 years ago about being mis-sold PPI. They very quickly returned my letter and turned me down. I was going to go to the Ombudsman but I was going through a very touch and go pregnancy and really could not afford extra stress. Yesterday I received a letter telling me the decision had been…