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Reclaim bank & credit card charges

Archives for October 2017

A Possible PPI Claim Enquiry - Thank you
Hi Martin Lewis, the Money Expert Team and Members, I hope this message finds you all well. Thank you for accepting me on your membership forum site. This is my first post on here, so I hope I have done it right and come on the right posting forum? I wondered if you are able to help and advise me please on something I…
bank charges
my bank over the years has authorised debit card payments from my account, then charged me after the sale for going overdrawn. can i get these charges back????
Reclaim PPI
Can anyone help me please ? I have PPI, but I took it out through a broker, can I still claim for this ?
Monument Credit Card
Hi there I'm hoping to get in touch with whoever is currently the successor to Monument Credit Cards, from back in the day (early 2000s). Does anyone on here know an address I can write to to talk about payment protection insurance? I've run a search and don't see any recent threads. Thanks in advance for any help! Mark
PPI Advice Needed
Hi, I have an IVA. Is it ok for me to claim PPI from a credit card I had in the 1990's? Is it ok for me to look at my credit score? Thanks
Lombard Tricity Finance
Hi all, I was bored last night and went through some paperwork... I have a Lombard Tricity Finance statement dating back to July 1991 which shows a balance of £9.13CR (I had bought carpets from Allied Maples Group). Now, I'm not sure if this had any PPI attached to it - but I am confident that I was never refunded the…
How to complete ombudsman paperwork for packaged account charges?
Hi I am new to the forum but have used the actual website quite a lot. I recently tried to claim my charges for having a packaged bank account and was successful with one bank RBS but not with Halifax. I have been paying Halifax for approx 5 years for a packaged account. I have never used any of the benefits and to be…
AA Personal Finance Reclaim
Had a reply from a reclaiming firm. AA Personal Finance has no records of a loan I took out 15 years ago. However the AA have stated they will look into any account numbers I have. Of course I have no Paperwork. Is a firm with a legal department required now? Or should I just give up?
Santander - help needed re writing to them
Hi I have found paperwork from years ago that shows I had PPI on an Abbey National loan + Santander have confirmed I had PPI on a store card which I think is Debenhams. I am sure that I never discussed PPI with anyone so it would have just been added. I need to write to them about both but could anyone advise me as to what…
Reclaim package charges on French HBSC account
Hi everyone! (This is my first ever 'post' or 'thread' so be gentle!) I'm looking for help and advice. I opened an account with CCF, Calais in 1991. This became an HSBC account after they bought CCF. I had been given a Premiere account (I think from the account opening, but certainly when HSBC 'took-over' in 2000). A…
Mbna / mbna europe query
Good morning lovely people - I am after a little bit of info and I'm hoping you can help. I have recently been sorting through my OH's accounts filing complaints for mis-sold ppi. A complaint against MBNA (credit card) was upheld and paid. My query is that I have discovered paperwork from MBNA Europe dating from 2001 and…
Santander commission - more payout
Hi - watched a video in which Martin explained that for loans already paid out on PPI claims no further claim could be made, regardless of the new stance re commission >50%. Santander recently wrote to me about a loan I took out which I believed had been sorted so queried and their CS advisor explained that they were…
Halifax offering refund
Hi I'm very new to this and just after a bit of advice. A few years ago when I was younger, and sillier, I decided to apply for an overdraft on ny bank account online. I was approved £1000. I believe this is only because my account also had my sister's student loads being deposited into it (as she has no current account)…
Reclaiming unfair charges from Spanish Bank
Can anyone help me please? I sold my property in Spain in 2015. I had a spanish lawyer who had power of attorney and handled the sale on my behalf. Since then BBVA have continued to place charges on my account for Buildings Insurance and Residents Tax. I went to the bank in Spain personally this year and they agreed to…
Every little helps
Hi I tried to claim PPI from Tesco back in 2003 and got rejected by both Tesco and the ombudsman. I used resolver to claim my Pelvin insurance and today got back £8516.16 never give up thanks MSE and resolver off to book a holiday :j
Every little helps
Hi I tried to claim PPI from Tesco back in 2003 and got rejected by both Tesco and the ombudsman. I used resolver to claim my Pelvin insurance and today got back £85416.16 never give up thanks MSE and resolver off to book a holiday :j
PPI for deceased relative. Unsure of policies held
Hello I'm looking for some advice please. My father who passed away last year had a number of credit cards in the 90s and possibly loans? I'm unsure of the details of these and I have no paperwork related to them. All I know is he paid back money over a period of time. Is it possible to make a PPI claim without knowing any…
Are FSA completely useless?
Is anyone else having issues with FSA? My partner and I put in a joint complaint about TSB. To cut a story short about them doing things that on their TV advert they said they wouldn't do. If you recall the advert. The comeback from FSA failed to engage the points that we had made they upheld that TSB had sent me an E-mail…
Stolen debit card used with pin
The other day my card was stolen and as soon as I realised this it was reported, unfortunately there had been a number of transactions made by chip and pin (guessing I've been snooped on and pickpocketed). My limit of 300 and been used and after this the card has been used in the branch for 900 they have then traveled to…
M&S PPI rejection - now letter re high commission level
Hi all, a few years ago I wrote to M&S to start a PPI miselling claim. I took out a charge card with them in the early 90's after being pressured by a sales assistant on the shop floor. She told me that I would only be accepted for an account if I took out PPI. I had recently taken out a mortgage and had an income…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim bank & credit card charges

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