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Ppi for 7 loans and 2 credit cards with lloyds - advice please
Good Morning All, Basically, way back in 1996, I had taken out 7 Loans with Lloyds bank, and also 2 credit cards. I had a call from Lloyds PPI people, asking about the 2 credit cards, but only 1 of the 7 Loans. They said that they already have enough info on these, to make a decision. But how can they make a decision,…
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Santander paid out eventually
Another example of Santander only paying once a customer issued proceedings and obtained a CCJ against them (although in this case an ex-celeb who also went to the media): www.thisismoney.co.uk/money/saving/article-4965652/Victory-Paul-Hardcastle-Santander-missing-savings.html It does appear to be a particular problem with…
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Natwest Gold Package Bank Reclaim
Hi folks, I have made a claim with natwest about a package account reclaim. I was 18 when I took out the bank account in 2008 after moving from Barclays were I had gotten myself in a financial situation by drawing money out as the cash machine was letting me over obviously going over drawn with no over draft. I felt the…
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Washing Machine PPI!
Hi everyone, this may be a question that i should be able to find the answer to myself but i can't! In my quest for PPI claims, i remebered that i bought a washing machine from Currys in approximately 2000. I went in with the cash, which my mum had given to me and was pursuaded to buy it on the never-never by a staff…
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Utility Warehouse Bill Protector in Retirement
Hi, I noticed that my mum is paying £2.00 per month extra for bill protection insurance - she is age 78, I can't see the benefit for her, it's a small amount of money, but if she can't benefit at all from it, surely it's been miss-sold to her, they have her date of birth on record. Any comments appreciated, before I call…
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Cardiff Pinnacle
Anyone have experience with this company refusing to investigate on the grounds of regulations not applying to a lender at the time of loan?
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PPI & Card Charges after loosing Job
Hello & good evening, I know this is the best place for advice of this kind. My partner had a Nat West credit card and had PPI on this...he started off with a £3000 credit card and after 3 months of paying lost his job and let them know but the PPI did not kick in...his debt with them rose to just over £5000 After trying…
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Mortgage PPI Plevin claim - who should I claim against?
In 2003, I took out a mortgage with Alliance and Leicester, who sold me PPI with the mortgage. I have not claimed until now, as I did not feel that the PPI was mis-sold under the original mis-selling criteria. However, I was never advised that A&L would receive commission for selling this insurance, so believe I now have a…
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Halifax Bank address
Hi Could anyone please tell me the correct address I need in order to try to reclaim Bank charges. Thanks Pam
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Successful Catalogue PPI reclaim over £10k!
Just received a cheque from Shop Direct (Very) for £10,542.89 for PPI reclaim! All done through the Resolver Tool so no money to pay to 3rd party. Initially made the claim in March 2017, took them till end of May to uphold the claim, finally received the redress calculation and cheque today! Well worth the wait (and plenty…
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Nat West rejected claim for packaged account fees to be returned
I have had NatWest accounts for years, starting with STEP, then advantage gold which was a low fee paid for account, then they upgraded the Gold to Platinum and increased the fees. I believe this was done by letter. I trusted the bank to give me reliable and suitable advice and accepted the new account with the increased…
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Nationwide PPI
Hi, I complained to Nationwide about PPI sold on 3 loans between 2000 - 2004. In 2012 they refused to uphold my complaint. I complained again this week under the Plevin ruling. However, they still refuse to budge. They say that " As the polices were sold on a non-advised basis we weren't required to confirm details of your…
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MBNA PPI refused
We have tried to reclaim PPI from MBNA but have been told they sent a letter Sept 2013 and we had three years to reply. We never got the letter or we would have made the complaint for the money. We went to the financial ombudsman but they are agreeing with MBNA that we are out of time. That we should have know before now…
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Blackhorse PPI
Hi everyone Just wondering if anyone has been the told the same by Blackhorse So I've always thought I would be due some sort of PPI but like many others I just have never got round to doing it. Finally raised a PPI complaint and Blackhorse called me tonight to go over more details as the loans were over 10 years old and I…
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Bank of Scotland, Ultimate Reward Account 2007 to 2008
I wrote to BOS complain about this account using a template from this site. The bank never replied to any letters so I escalated to the Financial Ombudsman Service (FOS). The Ombudsman contacted the bank who have sent the the FOS lots information about my account. The FOS have not supported my complaint citing information…
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Can i claim back notified charges?
Hi, About 10 years ago I had a YB account plus account which i was being charged for. But i lived in my overdraft so can I reclaim those charges? Also, Every month i was paying an overdraft arrangement fee starting from £25 upto £100 so i could still continue living. Making me more overdrawn. Basically, I ended up on Job…