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What next?
Hi, Just recieved a letter today from the courts saying that the hearing would take place on the 6th June.... I was hoping it wouldn't come to this... Has anyone actually been to court? Bit worried now :-(
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halkifax - missing statement entries
CAn anyone advise? Today I received my last 6 years statements in the post from halifax. However, i noticed that between the dates of august 2002 - june 2004 there were no entries. For that period it was shown as ACCOUNT RENEWED with two entries a debit of 800.63 and a credit of 338.35 (a missing 462.28). Has anyone else…
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Charges Applied After Settlement????????????
hey guys just had a lengthy argument with the halifax on the phone. Halifax settled and paid me just over £1000 afew weeks later i now have a bounced direct debit and they are charging me £39 which they will not return. Apparently in my agreement, i agreed to accept any future bank charges. Now the piece of paper with my…
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Students exempt from Count Court fees...
Sorry for those already in the know but i thought it was worth pointing out that if your a full-time student and thinking of requesting your bank charges back, dont be put off by the thought of stumping up the deposit for a court claim, If you can prove your a student in full time education then you can fill out the fee…
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Help with increasing RBS Account Charges
Hello!! Well, since finding this site I have now ordered my statements and gone through all the charges and find that I 'could' pay off my overdrafts with what they owe me. :T :T Letter going in the post today. Thanks to martin and this forum. What it also revealed was that my account has been 'upgraded' automatically over…
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HSBC- how long to wait??
Hi, sent off first letter to hsbc couple of weeks ago to claim £180 (i know its not a lot but was for going overdrawn only TWICE!!) and they have sent me a letter back to say they are looking into my claim. How long should i have to wait for a decision? It hasnt given any time scale on the reply, should i ring up to…
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Charged interest on CREDIT balance!!!!!
I'm speechless!!!! After carrying out a balance transfer from my Virgin credit card I realised I had overpaid and ended up with a CREDIT of £23 still on the account. I left it for a month or two but then used one of their cheques to withdraw my £23 to bring the balance down to nil. Ha Ha Fool me!! THIS MORNING I have…
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claiming against banks with existing credit cards
Has anyone claimed against a bank whom they have a credit card with ? and what happened to that debt ? I understand the paying back of an overdraft but what about credit card debt is this affected ? Can any one help
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HELP! not sure what to do now ......
Hi hope someone might help . i have just got a letter back from TSB after sending them the letter say i want my money back . the letter sent to me saying they are looking into my complaint and that their enquiries should be completeted within the next 4 weeks as long as there is not a delay which if so they will let me…
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Legal Help in Scotland
Hi everyone:- Please Help I've been through the reclaim process letter 2 ( I had already asked for list of charges and Lloyds actually replied with the info - free )the bank replied stating the charges were fair etc. I've now sent letter 3 which so far has had no reply. The problem I now have is in Scotland you can only…
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Lloyds tsb in breach? Information commissioner?
:mad: HI, I have sent a letter to Lloyds tsb, saying they were in breach as it was over the 40 day period for receiving my statements. I have still not received anything - so almost 10 weeks since I sent initial request and £10 cheque for my statements. Does anyone have the address of the commissioner to report them? many…
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Should I accept or not?
Ok yesterday I sent my stage four letter off, today I received a letter from Halifax offering me £294 in full and final settlement. I was requesting £378 in changes plus £78.15 in interest (£456.15) in other words I am being offered 2/3rds of what was requested. Need to know what to do, as these letters have crossed in the…
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Please Help.
Please could someone help me, I'm really not very good at this.:embarasse I sent a letter to my bank on 1/03/07 requesting my bank charges and I haven't heard anything back from them yet and my cheque hasn't been cashed. I want to phone them to make sure they received my letter (Ididnt send it via recorded mail-I realise…
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When do I exexute a warrant against Barclays?
How long do I give Barclays to pay me? I have won my claim and asked they pay immediately. Courts said I can send in bailiffs now if I like. What should I do?:money:
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Have The Banks Found A Loophole?
Sorry if this thread is completely un-true and pointless but my mate seems to think the banks have found a way around paying back people their bank charges, surely this isnt true or we would have heard more about it? I hope not as I have just turned down an offer from Barclays for £705.00 as I want the full amount back,…
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Letter requesting charges information
Hi, I am in the process of sending the letter to my bank to get a breakdown of all my bank charges. Can anyone please tell me, do you write to your bank's own branch that you bank in, or do you write to the head office of the bank? Thanks, C
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refunded charges
Hi, I was just going through some of my statments and wondered if you can clame for charges that were refunded at the time they were charged?
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skintasalways
Hi - we lodged a claim with the Halifax for reclaiming bank charges and they have agreed to refund the full amount and have said they will pay the monies directly back into the account. How long do they have to do this ? They have told us because of the high volume of people doing this, it could take some time but how much…
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HSBC repy to say they are investigating
I have applied to HSBC to recalim my charges giving them the 14 days notice and they have just replied to say they are investigating and will let me know when they have completed it, where do I go from here? do I sit back and wait or take action?
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So upset. Surely we can claim this back?
My son has a debit card. He is 19 and hasn't been in work long. He didn't want a credit card or cheque book as he was concerned about getting in debt. He has a debit card though, and believed that he would not be able to get money out if it wasn't there. He cashed some money out of a machine and was charged £1.50 (as he…
