Reclaim bank & credit card charges

Archives for March 2007

Claim suspended - what does this mean?
I made my application for a claim with moneyclaim last saturday and have just noticed (like 5:30 so they are now closed) that it now says claim suspended. Any ideas as to what this means? Hope I haven't made a boo-boo as my summer holiday is riding on this (!)
Advice needed
Hi all, can anyone suggest my next course of action, I have followed the procedure on reclaiming bankk charges to the letter, ie asking for last 6 years statements, the working out my disproportionate charges, then I sent off a letter asking for full reimbursment today I have recieved a letter from my bank saying " they…
Lloyds - partial offer - final response?
I am attempting to claim £220 from Lloyds tsb cc. I have rec'd this today.... " It is regretted that you have decided not to accept our offer of £97.21 in full and final ssettlement of your complaint. However, I would like to clarify that our letter of 27th Feb 07 was the banks final response" Yours sincerely So end of…
defence
Has anybody had the bank put in a defence in court? if so,what was your outcome? Thanks
Should I claim Interest from Barclays??
Hi there new to this brilliant forum! Just wanting a bit of advice from people in a similar situation.:A Im just about to send my second letter to Barclays requesting my total charges back which are £1015. I have calculated that the intrest is £63.83. Is it worth asking them for this?? Wont it just annoy them more?? I know…
Debt has been sold on - can I still claim charges?
Hi, first time poster. I have various debts which have been "sold" onto debt collection agencies. Can I still claim back charges made by the original creditors or not? Normally, I would assume so, but I have put in a request to CapitalOne for a list of all the charges made to myself over the last six years (quoting the…
help needed
richsam help. i am overdrawn because of bank charges £800. in total £1100 this month and last , the bank said out of good will they will give half back, if i take this can i still claim the rest back using the letters from this site at a later date. if i take the half now at least when some money goes in i will have some…
Lied about income for loan-can he claim?
I'm asking this on behalf of a friend of mine although he has not asked me to ask you, if you know what I mean. Because of this, I don't know the ins and outs of his situation, but I have mentioned reclaiming to him and he was less than enthusiastic and here's the reason why:- This friend lied about his income (made it out…
help needed
:EasterBun Hello everone, We have gone through stages with Barcleys and have been offered £945 , the charges add up to £1260 .We are not in a great rush for the money, and we understand that it is our money.Just not sure what to do now.How do we take it to court and has anyone ever done that and not been given the…
Barclays charged me unfair!
Hi, I had a regular savings account with Barclays which ended in February 2007. There was an automatic payment setuped for £250.00 which was going from my Current account to the savings account. As the account was automatically converted in a standard savings account I thought the standing order which was created for the…
Someone Please Help
Hi everyone, I applied to Data Protection Manager for Halifax (using the template on this site) regarding 3 separate bank accounts and enclosed £30. I received list of charges but only relating to one account and only for Feb 2005 - 31st July 2006. In another envelope was a letter saying 'thank you for your letter blah…
HSBC - ?? please help someone ,
i have two accounts with hsbc, a current account and a credit card account. i got a list of charges from my credit card account through today. at the bottom of each statement it says : Summary Of Interest On This Statement Interest on standard balance ( cash) at 1.456% per month *.** Interest on standard balance…
Bank Charges
I sent a letter to Lloyds TSB 12 days ago and have just received a reply. Basically that they are looking into the problem and this could take upto 4 weeks. Do i give them the four weeks or send my second letter requesting more prompt action and the threat of taking them to the small claims court. ANY ADVICE WOULD BE…
More charges discovered - can i reclaim?
I've already written to Natwest requesting a refund of my charges and they have paid back the full amount of £680 I asked, and I signed a settlement agreement confirming the repayment. However I've now found more charges that I didnt calculate properly to the amount of a couple hundred pounds. Can I claim these back too?…
31st March deadline?
I am in the process of reclaiming bank charges and have asked bank for last 6 years statements. Is it true that the last date for reclaiming these charges is 31st March!!??
HSBC no response..
Afternoon all.. I sent off my letter with all the charges highlighted and clearly stated the charges that they owe me. I had it special delivered to the head office in London 2 weeks ago and I haven't heard anything from them! :confused: Do you think I should phone them? or I could send out the threatening letter to take…
claim stalling
I applied for my bank statements on 5 Jan 2007. They arrived towards the end of Feb. I used the calculator to add up my costs and claimed £2156.95 on 28 Feb 2007. I received a letter a week later saying they would get back to me in the next 8 weeks....... is this acceptable? Should I call them?
Judgement in my favour.....What next?
My claim at county court was given in my favour with payment FORTHWITH...How long do i wait for payment?
HSBC Defence?
Hello, I wonder if you can help me. My wife and I have proceeded with an online claim for bank charges though the courts for an amount of approx £5700.00 from HSBC. On 12th March we received an acknowledgement from the Banks solicitors stating that they wished to defend the claim. My understanding is that one of the…
Help with rejection letter
Hi, I know have been around here long enough to know but i have looked and cant find what i want. Is there a template for a letter saying thank you and only accepting refund as partial claim and wanting to carry on to get whole amount as it were. Thanks chicks xxxxxxxxxx

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Reclaim bank & credit card charges

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