We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice needed

Hi all, can anyone suggest my next course of action, I have followed the procedure on reclaiming bankk charges to the letter, ie asking for last 6 years statements, the working out my disproportionate charges, then I sent off a letter asking for full reimbursment
today I have recieved a letter from my bank saying " they are really sorry to hear of my complaint and can i get in touch with them if they have missunderstood my concerns, and if I dont get in touch they will just continuing an investigation and will try to get abck to me in the next 4 weeks

Do I just wait for the 4 weeks or do I need to do something else
Any advice would be greatly recieved

Thanks
Steve

Comments

  • 1192ROBIN
    1192ROBIN Posts: 20 Forumite
    Hi Steve

    send a letter asking for the full amount by return of post and explain to them if you do not hear from them in this time frame you will take legal action to re claim your monies.

    after the seven days if you have not received your money make a claim against them using MCOL Money Claim On Line https://www.moneyclaim.gov.uk
    after 14 days if the Bank has not responded to your claim , you can then ask for Judgement by default. Do not communicate to and fro with your Bank tel them what you are about to do and then let the courts take over.

    best of luck Robin
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.