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Benefits
I seem to remember reading something about bank charges and benefits. Some term saying that they can't charge you if your own only income is benefits, or that they can't charge so much or... I don't know. A friend of mine is claiming and he only has benefits at the moment - can you tell me if it's true, and/or if it applys…
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they only wanna give me 50% help??
[/b Hi All, I Been Following The Stages, All Well, Until Now!, They Are Closing My Account, And Offering Only 50% As A Goodwill!, Im Due Around 2400, 2800 With Int, I Dont Want To Accept That, What Do I Do Now? Ask For A Higher Amount Or Proceed With Court? Please Help, Ps, I Did Threaten Them With Court, This Is How I Got…
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Letter after asking for list of bank charges
Hi All, I have got an account with HFC and recently i wrote to them asking for a list of bank charges made to my account, using the first template letter and £10 cheque. I received a letter saying: Thank you for your letter of complaint regarding the fees and charges, which have been aplied to your personal loan plus. You…
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Help- If I ditch Co-Op before they charge me, will it affect my credit rating?
I've successfully claimed back £245 from the Co-Op... that may not sound like a lot compared to some, but its more than a week's wages, and they have taken it in the last 6 months due to just 2 breaches, of less than £50 each, both repaid within a week. The problem is that in the time it took to get the money back, I had…
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how long
i ahve wrte to bank asking for money back ,how long should i leave it b4 i tell them i will be taking them to court , any help would be gratefull
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advice on a number of claims
Am heady with success about getting money back against A+L wandering what I am entitled to go for as well. Goldfish credit card closed down four years ago but don't have my number can I get statements on my name and address alone? Store card charges? Halifax credit card where I had an interest freeze for about 3 years…
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Money Claim
Hi guys, Filling out a MCOL but what should i write in the "Particulars of claim* part at the end?? Thanks
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What actually happens in court?
Today I have received a letter telling me that HSBC have filed a defence and so we will be going to court. I have no experience of courts and would be very grateful if somone could actually tell me step by step about the process, including such things as: - Do I have to go, and if I don't, what happens? - If I go do I need…
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Ooops...only given them 7 days
Hi Moneysavers! I am in the process of reclaiming over £2000 from the Abbey All going ok, I sent off, got all my statements, sent the statutory "Pay up or else" letters, and recieved their standard "We are looking into it, please allow us 28 days" rubbish....And that is when I sent my final demand or I take you to court…
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Actual Court
i started to reclaim my charges in dec 06, all was going fine, i offered and counter offered. took HSBC to the small claims and one day before the deadline ran out! a defence appeared on moneyclaim. i now have a form and another £100 bill for the court service. they owe me nearly £3000 but am panicking about the court…
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Please help-dont know what to do now-bank turned me down
hi, i have recently been trying to reclaim my bank charges, using the templates i got off here,i even used the one saying i was going to take them to court,and the HSBC have just wrote to me saying that the charges were fair and basically im not getting a penny :eek: . im owed roughly £1800 and believe me the charges were…
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Do i need to make contact?
Im just waiting for my online banking to be set up so i can work out back dated charges, but do i need to ring the bank or anything to inform them that i am preparing to put in a claim, can i just go straight in for the throat? Im very nervous about starting this but have got my figures to over £1500 and i could do a lot…
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requesting statements
Hello I am with Barclays banks, and i have the marjority of my statements, but I m missing 44 pages. Should I ask the bank directly for these 44 pages or should i send martin Lewis's template letter with enclosed £10 cheque? Many thanks
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Help Needed on Next Step
I have today received an offer from Barclays offering to pay me a good gesture of £1840 out of the £3031 that they owe me. Can anyone please tell me the next step i need to take as i do not feel that this is an acceptable offer. Thanks
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help!!
hi there got to the stage where i cant complete the online court thing because lloyds are defending all the claim, is this ok?? and what do i do next? Dave
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Bank reply after small claim requested what next?
I got to step 3 - wrote to the bank to ask for my money, with a 14day response time. Their (Halifax) time ran out on 21st March, I waited until after the post had been on Saturday 24th March and still no reply so I missed out step 4 (I thought 'why should I give them an extra 14 days warning'). and went straight to step 4…
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quick question; working out interest when refunds given
Hi :) I'm on my second lot of claims for my MIL (sigh) and this time it's about £2084 from her current account with Natwest. My problem is that she has had various refunds throughout the 4 year period that I am claiming.... How do I include the refunds within the balance on the Interest Calculator? It won't let me do…
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can i claim for 5&half yrs NOW & other 6months once bank sends statements
of course LLoyds TSB didnt make it easy for me missed out all of dec 05-dec06 and march01 - sep 01 used online to get the 06 missing year and have wrote back asking for 01 6 months (both of the mising ones funnily enough were where i had most of the charges - strange that isnt it) anyway sick of hanging around for them and…
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Can I reclaim charges from mobile phone companies?
I was charged £25 at least twice for non payment of my mobile bill of £46.80. Can I reclaim the charges?
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Should I miss out Step 4??
So I got a reply to my first letter from HSBC saying that they are looking in to it and will get back to me in due course (It's now over 14 days since I wrote to them) This I take to be an incomplete and/or unsatisfactory response, and therefore I will proceed with further action. My question is, do I lose by skipping step…
