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Lloyds Bank - valid claim?
Hi, I am in correspondence with Lloyds Bank, having written to claim back £540. They have responded (not unsurprisingly) to say no, because the charges I am claiming are not 'default' charges. Among other charges, I am claiming back the £10 fee incurred everyday that I went over an agreed overdraft limit. They…
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Halifax Charges
Hi this is my first post here so hope I am in the right place. I am in the process of claiming back charges from Barclays which form the bulk of the overdraft I had with them - I opened a 'parachute' basic bank account with Halifax as they as expected terminated my account. A couple of things; Firstly someone paid in…
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halifax made me an offer...
Hi ive been trying to claim £531.00 from halifa plus interest which totals to £666.70. i recieved a letter saying that they will give me the original £531.00. should i accept or make a point and go for the interest as well? im not too sure if im just being greedy...
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is there a code of pracrtice for banks to close accounts?
hi, just had a letter off a+l to tell me they closed my account, 7 days notice but all my DD's were cancelled from yesterday. they claim they must have wrote to me earlier to tell me but i didn't get anything from them. also i had 28 days notice (SUPPOSED TO HAD) but to my maths it's been 2 months. so is there a code of…
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Help!
My husband has written to Nat West to ask for the repayment of £950 worth of unfair bank charges. He has an overdraft debt of £860 (£500 authorised), mainly made up of monthly and other bank charges. We are currently dealing with the consumer credit counselling service to sort out debt problems and pay Nat West an amount…
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Do the banks send you a cheque?
I'm sure they don't, but do the banks send your money (once you have accepted their offer) by cheque, or simply credit your account. Surely, if people are having their accounts closed, that wouldn't work, would it?
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Charges refunded then more....can I ask again?
I am so annoyed at the Royal Bank of Scotland, they are a very ignorant business to claim they have the top customer service, anyway. I had £500 refunded about two months ago, I logged onto my account to see a direct Debit I had set up has now came off instead of Friday, I went £7.00 into unauthorised overdraft, I quikcly…
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OT: Reclaiming unpaid wages
I had a job before working in a shop a few years ago. The contract said I should get certain premiums such as time and half after so many hours, double time after so many hours, etc. I did a lot of overtime but they often refused to pay me anything more than standard pay. I can't remember how much I was due but I worked it…
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Unsure and need advice please
In January this year I decided to claim back my bank charges from the Bank of Scotland. I asked for my bank statements for the last 5 years in the branch and was told I would have them within a month. On the 21st Feb I phoned them and they denied I had asked for them. At this point I phoned the Financial Service Obudsman…
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Student Loans Company
Dear All, Awaiting responses from HSBC and Capital One + GE Capital bank. Received a response from Ikano Financial services in approximately 3 days detailing all charges! Just goes to show how quickly companies can turnover the required information!!!! They even returned my £10 cheque.... Now to claim! Probably a stupid…
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In A Real Mess - Can I Claim?
Hi all, Just wondering if you could help as I'm not sure if I'm entitled to claim or not... I have a natwest current account which for the past couple of years have incurred quite a lot of charges that I'm hoping to claim back. I had quite a good wage and had regular payments to the account. In May 2006, I moved town and…
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who do I write the cheque to???
I sent my initial letter with a cheque for £10 to Ambrose Wilson. They returned a letter with a questionairre attached, the front letter asks me to fill in the questionairre, write a cheque for £10 to the 'above company' which is on header paper for JD Williams & Co and to send proof of identity BUT when I looked at the…
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How much in Court costs?
Can anyone tell me an approximate amount I'd be charged if I take the bank to court to reclaim circa £3,000 over a six year period? (I know that I'd get the costs reimbursed if I win). Thank you.
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postycon needs help again
hi i have sent in my threatning to court letter to tsb no reply the time is up this friday, because i am exempt from paying court charges how do i do it it wont let me on line , i am with a dmc who have paid all my debts since 1995 but now lloyds are threatning me with solicitors if i dont clear my over draft and loan , is…
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Claiming charges..
I sent my letter to natwest asking for my charges to be returned but this morning i got a statement stating that £28 will be taken out of my account on friday and the end of april for an unarranged borrowing fee.. I called them and asked what this was for and they said cause i went overdrawn on the 28 feb and didnt put any…
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Ive Made A Big Boo Boo
hi everyone, ive sent the first letter asking for money to be returned giving 14 days, i then sent the second letter giving 7 days (still no reply from lloyds). ive now started court proceedings. ive just been going through this website again & realised i should have give them 14 days for the second letter. does this mean…
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Help with template letter
Hi Everyone Sorry to sound a bit thick but I was reading over the template letter on CAG for reclaiming from the bank. I have copied the following from the letter and wondered if anyone could help? Im not too sure how I know how much overdraft interest has been taken. Any help would be appreciated Thanks What I require I…
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big bad Barclays
To date I have asked for my statements on the13th of February it took Barclays a month to respond and I received my statements by the 13th of March 2007 They returned my cheque for ten pounds and informed me that this was a free service they offered isn’t that nice well it seems that they had charged me £1551.06 this…
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Please Help
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Slightly concerned....
Hi guys. new to the forum and very impressed!!! I've started to try and reclaim some charges from Barclays Bank. I rang them on the 7th March to ask for my statements and a very helpful chap said that he would get the issue looked into immediately. I them received a letter advising that I would have a reply on 2nd April. I…
