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medical retirement pension and abroad
Hi I am a chronically disabled man who is in employment but I have been on sick leave for over a year. My consultant has advised me that because my disability is progressive and am not going to improve I should medically retire from work. My employer has medical insurance which they have told me should cover me. My…
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Your Pension Overseas - how much is it really worth?
A lot of people recently approached me to find out how best to maximise their UK pension overseas. :exclamati Common problem - with the rate of Sterling/Euro weakening in past months, UK pensioners living abroad receive less and less for their years of hard work. But, do they deserve to be victims of current recession?…
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Investing my Pension in my own Ltd Company
The current climate means bank loans are not so easy. I wish to buy another company and have a private pension that has been untouched or unfunded for 10 years. I wish to use as collateral. Is it possible to use a SIPP to invest in my own company?? Or is there another way to use the Pension assets as collateral. 25% is not…
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Section 32 N.U. Due next month! HELP!
My selected retirement date is next month when I am 60. My retirement pot is £190,000 in 2 policies one of £136k and the other which was a compensation payment for the first one being missold. There is a guaranteed pension of £6,700 at 65 on the main policy guaranteed for 5 years with 50% spouse pension. NU is allowing me…
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How to stop pension credits
My grandmother passed away quite recently, in the process of sorting out bank accounts. However I have came across a post office account which is getting a weekly pension payment plus disability living allowance. First question, who do I write to for canceling future payments (I cant find a national insurance number) and…
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pension pot to buy property
Hi can i use my pension pot to buy my mothers house for her . Which i get when she dies?
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Senior Life Settlements Investments (SLS)
Has anybody any experience in a drawdown investment product 'Senior Life Settlements Investments (SLS)' run by 'Rockingham Retirement' which is offering a 10.25% return on a ten year investment? I would be grateful of any advice prior to making a commitment Jay
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Pension Query!!
hi I wondered if anyone would be able to give me any advice, I'm not sure if it is a little specific but I would appreciate any input!! Short story - I am planning on going to university this coming September, I'm 25 years old, and did not go earlier as I left school at 13 after the death of my father, and couldn't cope!!…
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Pension pot drop......
I've had a pension for the past 20 years, the first 18 with Scottish Widows, which did poorly, I decided a change would be good. I'm a cautious investor and was advised 2 years ago to change to the L&G policy which invests in the 'distribution fund'. This I was told was a good solid pension with minimal risk. Today however…
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Can my father give his house to me?
Hi there, I hope I'm not avoiding an obvious sticky thread but I don't know anything about what I'm asking so wouldn't know what to look for. My father, I hope and guess isn't within 7 years of death, but something I am trying to find out about is whether I could buy his house from him for £1, or could he give me the…
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Pensions: How Much I Can Put In
I was interested to see your thread on pensions and the very complicated way of trying to work out tax relief!! My question is now, if you want to receive 40% tax relief on all your contributions how much can you put in if for example you earned £100k. If you have a personal allowance of £5225 and the next section of…
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S2p
I posted something similar but onto another thread in error. I am really sorry if I offended anyone by doing this - it was a genuine mistake - but I dont know how to move it so will start again. :o I have received a letter from Barclays this morning saying I needed to decide whether I want to contract back into S2P. I…
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S2p
I posted something similar on another thread - but do not know how to move it. I am very sorry if I offended anyone in doing this. I have received a letter from Barclays today saying I need to decide whether to contract back into S2P. I have a pension plan with Barclays from about 20 years ago which has next to nothing in,…
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Use of Pension In Debt Management
I have a interest only offset mortgage - outstanding amount is £120000 which is approx 25% of property value. I also have a company group private pensional pension - which lo and behold - the current valuation of the fund is £120000 ish. I am 38. My priority is pay off the mortgage debt. Is there any way at all of using…
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The Miracle and Misery of Compounding
No question, sorry, just thought I'd share this with you. As part of my working routine, I put together a free daily pension news update for members of the public, trustees, financial advisers and employers on the more interesting pension and retirement related articles which have appeared over the previous 24 hours.…
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NI contributions and pension credit
I am currently self employed and getting working tax credit, my NI insurance is credited. I've just done a pension forecast online and they say I need to pay 3 years to top up my NI contributions (about £760) If I am only getting state pension in a couple of years time and its about £9 less than the full amount won't it be…
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Best StakeHolder Provider?
Can anyone comment on who, from their experience, is a good reliable StakeHolder pensions provider? I have a stakeholder at the moment but am not that enamoured with the customer services and was thinking of moving to a different provider....:confused:
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Company pension stopped
Wonder if anyone can clarify the position for me? The wife works for a company that has untill this year been a subsidury of Norwich Union. She has subscribed to the pension scheme for the 2 1/2 years she has been entitled to. The Foriegn venture cap Co has stopped the pension scheme, only saying that further details will…
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Final salary pension advice urgently needed
I am being made redundant after 11 years and have been offered a hefty redundancy payout which is practically tax-free. Another department in my company has just offered me a new job which pays exactly the same money as before and my continuous service will be honored. Unfortunately the company are refusing to let me keep…
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hubbys pensions
Help!! My hubby has never really taken much notice of his pension schemes, he has moved job several times each time starting up a new pension. Is there a way of finding all his pensions and lumping them together... I have no idea who they are with and neither does he. He worked for about 4 different companies over a 12…
