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pension pot to buy property

Hi can i use my pension pot to buy my mothers house for her . Which i get when she dies?

Comments

  • Andy_L
    Andy_L Posts: 13,097 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    no

    (min length filler)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You cannot access your pension pot until you get to 55 (i think that is the age or it could be 50, even then you would only get 25% cash and the rest would be for a pension, which is why you put it there in the first place.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Is there anyway of getting my money back as my pot has been raped
  • dunstonh
    dunstonh Posts: 120,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi can i use my pension pot to buy my mothers house for her

    Thankfully not. The awful proposals that did exist a few years back never took place.
    Is there anyway of getting my money back as my pot has been raped

    No.

    What makes you think your pension pot is so bad?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • purch
    purch Posts: 9,865 Forumite
    my pot has been raped

    Pillaged shurely ??????? :confused:
    'In nature, there are neither rewards nor punishments - there are Consequences.'
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We are all in the same boat re our pensions
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • dunstonh
    dunstonh Posts: 120,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You take the rough with the smooth and you average it out. And look at times like this as potential opportunities. You cant just have good years.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    How can you be so certain that you will get your mother's house when she dies?
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • How can you be so certain that you will get your mother's house when she dies?
    Because she will leave it to me in her will, as i have paid for it
  • purch
    purch Posts: 9,865 Forumite
    How can she if it's not hers?

    If your Pension 'Pot' bought the house (not that it can, but IF it did) then it would be your pension pot that owned the house.

    Not you, and not your Mum.
    'In nature, there are neither rewards nor punishments - there are Consequences.'
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