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Over 50s MoneySaving

Archives for October 2009

Employers attitudes towards older staff 60+
I am just over 60 and was self employed for many years but now sold my small business. But I still need to work to keep my sanity but wondered if it was worth applying for jobs. I know B&Q and some others have a record for employing over 60's but I couldn't do the type of manual work expected as I have never done this as I…
Do you get a draft will before signing
my Mum wanted to update her will no major changes just executors changes and minor legacies, solicitor got her so confused that she ended up signing it but it was nothing like she intended,i have made an appointment to take her back , can i go in the room with her to make sure the will is what she wants or surely they…
Lending deposit for a house.
(I hope I have chosen the correct board for this post. Mods, please move it if necessary.) I am thinking of offering a long term loan to my child (married with good job) to enable them to move to a larger house. How I see it is that it will be theirs eventually, so as long as they pay the interest I would get on it, I…
Will Aid
For anybody who needs a will note that will aid starts next month http://www.willaid.org.uk/ "Make a Will - Make a Difference Will Aid is the UK's most enduring and successful charity Will-making scheme. In November, you can have a basic Will professionally drawn up by a solicitor free of charge. Solicitors are generously…
Over 50s ISA Limits
Who knows about these? Anyone looking to invest more money into the new savings? It seems to me that the majority of over-50s have no knowledge of these changes or of how they can save money tax-free. Was this deliberate by the government I wonder? So they can announce an initative and look pro-active if pushed, but…
house sale
Friends whose father has just gone into sheltered housing are wondering what to do about his mortgage-free property. The father would like to sell it and split the capital three ways- himself, and each of his 2 grown up children. He is 61. Children are wanting to be sure not to do the wrong thing ( they have Power of…
where can I buy clothes for old person
where can I buy clothes suitable for an 80 year old woman . first off she needs a new coat ,but needs to be warm and have a hood . After that we will work on everything else .
Court of Protection treating families like criminals
So says this worrying article in today's Mail On Sunday. http://www.dailymail.co.uk/news/article-1222764/Secret-court-seizes-3-2bn-elderly-mentally-impaired.html Another good reason to have an LPA. (I posted a while back about one for my mum - I'm definitely gonna try and get one sorted - and one for me and OH too.)
Winter season flu jab gave me a severe cold/flu. How about you?
I posted this yesterday but it and all the answers have disappeared, so will try again. Some 30 odd years ago the firm I was working for decided that it was in their interest to give everybody a flu jab. Unfortunately, it didn't work out as they planned, as everyone including myself went down with a most severe dose of…
Selling vintage fur coat
Where can I sell a vintage real-fur coat? The fur is from a now protected species - snow leopard - and I'd prefer not to sell on ebay.
Contesting a Will
I'd really appreciate any advice from the forum. My mother died a number of years ago, father remarried shortly afterwards, despite many warnings from both relatives and work colleagues about the woman. Through her insane jealousy she has caused many problems over the years between father and relatives/friends, gradually…
chairlifts
never mind..I couldn't delete it
hospital plan insurance services advice please
This is my first posting so apologies if I inadvertently breach etiquette. I am trying to help my elderly mother with her paper work, she has dementia. This is a bit over whelming and I am desperate for sound advice. She has a host of policies for Hospital plan Insurance Services for which she is paying over £30 a month.…
Any hope for a smoker?
My fried who is 64 , smokes probably 18 cigs a day, has a nasty cough. How likely is he to die of a smoke related illness
Club 55 Rail travel - £25 return
Did you know that you can travel almost anywhere for £25 return if you are over 55? You need to make sure that the stations you are travelling to and from are served by First Great Western. (For London, just type in London, rather than a specific station.) For instance,I cannot travel from my local station, Honiton to…
Tidying up family photos etc
There comes a time in life when it is a good idea to do some drastic tidying. Most of us have been through the trauma of going through a loved-one`s possessions either when they become unable to cope or have passed on I decided to face facts head on and a few months ago I started on the family trees. That is now completed…
Pension warning
Something has happened to a friend of a friend that I find unreasonable and would like to warn others about it. At age 56 this woman was medically retired from an office job at Tesco. She was diagnosed with breast cancer and had a mastectomy then about 18 months later a reconstruction. While all that was going on one of…
Buisness account and rental income
Hi, Is it Important to have Buisness account if you have rented out your property? I have mine with Natwest and it charges me 10 pounds every month as a handling fees. Would be be okay to receive the income in a normal personal current account so as to avoid the charges? or would this affect tax returns at the end of the…
online will writing services- any good? advice needed please!
Hello all, I'm not over 50, but I am hoping one of you will know or be able to help. I was wondering if anyone could recommend (or NOT recommend IYKWIM) online wills services. I had a quote from a proper solicitor and they wanted over £200 each for me and my other half which we just cant afford. I am not legally trained…
Probate questions
My mother in law died a few weeks ago and the family are thinking of doing probate rather than handing it over to a solicitor. I did my own mother's a few years ago and very straightforward but I was only executor, only person to inherit and no house to sell. So 3 sets of questions if anyone can answer any of them. 1 We…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
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Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
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Applied for South West Trains 'boundary fares' compensation? Act now to claim it
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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