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Motoring

Archives for August 2021

Haggling and am I better off waiting?
I currently have a 11yo Megane. Next service im due a timing belt change, battery is Likley to fail soon, tyres will need changing within 12 months/before service, handbrake isn't as strong as it could be its done 93k miles and never had a new clutch. And occasionally get an beeping sound when cornering/breaking. But the…
getting Topcashback for car insurance query ?
So current car insurance with LV much cheaper than anyone else and has Topcashback . Looking at renewal and LV still the cheapest ... BUT ... like most topcashback offers it says " Cashback not available for renewals" . However !! .. what if you let current policy lapse on last day ... and wait a couple of days ... and…
Private sale - car with finance
Afternoon, I'm helping my sister sell her late husband's car. Got an interested party looking tonight, seems very keen. Car has some finance on it, the sale price will clear it with a little extra. The buyer wants to clear this on his card, I'm guessing so he knows it's done. I did say we could log in after he'd…
Car Financing
Hi all! New here so I'm not sure if this is in the right category! I decided to buy a new car in June. The dealer and I agreed a price and they offered me a price for my current car which is still on finance. As the settlement figure was less than the price, the equity has gone down as the deposit on the new car. Since the…
Battery needed jump started before test drive
Hey guys, Viewed a 2nd hand KIA venga 1.2 2012 54k mileage today at a reputable well known dealers in NI, it wouldnt start when when we set off for test drive so dealer had to jump start the battery. Exprssed concern re this and he brushed it off as 'we leave the doors and windows open during summer for a lot of our cars…
Our 11 motoring tips to drive down the accelerating strain on your finances
Anyone who drives will know that costs are speeding into top gear. For example, petrol prices have risen to an eight-year high - up 21p/L from a year ago, average used car prices have jumped by £1,000 versus a year ago, and UK car hire prices are up by 84% compared with last year... Read the full story here: Our 11…
What should I do is think my MOT was unsafe?
Last week, my car passed its MOT. I asked the garage if they had found anything wrong and they said they just changed a few bulbs but everything else was fine. I then drove a few hundred miles away for a week's holiday. Mid week, the car started making a strange noise. My family initially reassured me it was nothing…
Cruise Control installation Clutch position sender
Confused! The van I'm working on has a redundant connector with a black and green wire. This connector was loose and didn't plug into anything. The cruise control loom has a white wire and this is meant to be soldered to the green wire. Done that, but no clutch position data gets received. The green wire is just a constant…
Overpaying on PCP as mileage has not been as predicted
Greetings - When I took out my PCP agreement in Jan 20, on a used vehicle, my predicted mileage was 25,000 a year. Last year I did about 4000. This year I'm likely to do more, but much less than 25,000 per annum. I'm therefore massively overpaying on my PCP and having spoken with the finance company I've been told there is…
Not at fault collision
Hi my car was parked outside my girlfriends house and was struck by a driver looks like it’s a write off we both are on the mid wil his insurers pay for damage
What do I tell the DVLA?
Sorry if the category isn't really appropriate, but it was the closest I could find. One of the items I may 'inherit' with the house purchase we are making is the previous owner's - now deceased - car. Any idea how I would go about squaring this with DVLA? Had a look on their site, there's nothing that looks to fit this…
My first car - newbie what shall I go for....
Hi guys I'm looking to buy my first ever car, i have a budget of around £2,500 max and ZERO idea where to start. I've looked on auto trader and they have quite a lot in my budget but they could be selling me a write off so i have no idea what to check for, so was thinking of a dealer if they are any good. I'm looking for a…
Car is an appreciating assett. Sell for profit?
Almost two years ago to the day, we took delivery of a Mini Clubman Cooper S Exclusive, on a PCP deal with a substantial discount on the RRP. At the time we bought the car, we were both office based and commuting every day. Now we both work at home and we have another vehicle (Peugeot Partner Van) in the household. The…
too many options to consider (car buying)
Looking for some advice re getting a new car as the options feel overwhelming. Buy usedBuy new Private Garage Finance Pcp pch Loan Purchase outright Lease The Kia ceed is appealing to me I hear there is a facelift model due out towards the end of the year. Once this happens I guess it's likely the existing models although…
I have automatic driving licence for 8 years i want to take the test in manual
So i passed my test around 8 years ago in automatic and have basically driven for all of the 8 years maybe 6 years if i want to take lessons in manual car so i can take the test in manual how hard will it be for me anyone has done this?
Help with Multicar insurance
We have a multicar policy with Admiral which started a few weeks ago, 1 car is registered to me and I am the policyholder but the main driver is my husband and I am a named driver, 2nd car is registered to my husband and he is the policyholder but I am the main driver and he is a named driver, this was because my car is…
Used car recommendations under 8k
Im looking for a used car under 8k to replace my Astra. Suzuki Balenos seem good value compared to similar spec Astra or Focus. https://www.carshop.co.uk/used-car/SUZUKI/BALENO/HD19VCP
Renewing licence and moving home.
Ideas welcome. I need to renew my licence as I will be 70 in November, however I am also moving house and will have a new address in a couple of weeks and will have to send off for a new licence then as well. Does anyone know if the two can be combined? If not which should I do first, I'm assuming change of address as that…
Hyundai ix35 gearbox woes
Hi all, bought a car of Car Shop. Took it back with the gears clicking in 2nd and fourth. They Sent to a gearbox specialist they said the gearbox oil was filthy. They changed that. Still the same. Gearbox specialist said it was a heavy gearbox. Not to worry. By this time the warranty was out. Car shop wasn't interested. 9…
Getting good insurance quote for non-UK Driver
Hi, Both my wife and I are from North America. I've lived here 11 years and about 6 years ago I took the UK driving test. My wife has a Canadian license that she can exchange for automatic UK license. We have a kid and need to get a car, but all the insurance quotes are very high - especially when adding my wife. I want to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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