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Motoring

Archives for November 2020

Massive Hike in Car Servicing Parts Prices
I always buy my servicing parts on Black Friday for the year ahead. Normally buy from Eurocarparts. This year the price seems much higher especially for Mann filters. Crazy prices. So a major service is going to cost me £40 instead of the normal £30 excluding pollen filter. Bosch filters seem to be much cheaper but I…
Car insurance claim. No Fault on either side No payment on either side . Who to sue??
Hello Forum. I had a collision in 2018. I was about to exit of the small roundabout an a vehicle approaching of the right ignored the giveaway sigh speed up and intended to drive off in-front of me. We collided his off side rear damaged and my offside front damaged. I believed it was his fault and i thought it will be a…
Winter tyre recommendations
Looking to put winter tyres on my car this year, having thought about it but not got round to it previous years. I've had a quick look on black circles but am somewhat baffled by the options. I think I would prefer to avoid budget tyres (though I use them happily the rest of the year) but among the known brand there is…
Want to get a hybrid but parking would be on-street. Chances of exhaust theft?
My car is an old diesel and I will be upgrading shortly, and would love to get a hybrid. I'm concerned about the stuff I'm reading about people getting their catalytic converter stolen repeatedly. Apart from being very expensive, it presents a serious problem when insurances start refusing to cover, which seems to happen.…
Car Finance
Hi everyone, I wondered if anyone would be able to help/make any suggestions. Me and my partner have a Merc which is on finance, we have paid almost 3 years of it and still have 2 left. However, the engine kindly decided to blow and after having Mercedes look over it, the work to get it repaired is more than what the car…
Car Insurance Claim
Hi, my father started an injury claim with LV= which is going through their solicitors Lyons Davidson. The accident occurred a year ago today 26 Nov 2019. My father is 87 years old and never had an accident before. This is the first claim he has ever done. The solicitors have only just organised for a medical, a year…
Uninsured speeding
Hi all I got caught speeding in my girlfriends car I’m fully comp on my own policy and over 30 I always thought I was insured 3rd party on Other vehicles but as the ticket came through I delved into my insurance and I’m not covered I’ve sent the letter off and now I’m absolutely shi**ing it does anyone have any advice…
Lease car mileage out of whack
I have a lease car with leaseplan which due to covid I am waaaay under the miles. As it stands I am about a third the milage I should be, and I can't see anything changing to bring it where it was. Has anyone had any luck in renegotiating their lease agreement milage down at all?
ZIPCAR PCN appeals.. Anyone had any luck??
HI everyone! Wondering if anyone can shed some light on Zipcars policy when dealing with PCN appeals. I received a 'moving violation' and I believe I have acceptable grounds to appeal, as the sign was not clearly visible and its a new restricted access lane they have just introduced. I have sent a mail to zip car stating…
Claiming private car allowance
Hi does anyone know where on the self assessment form I can claim private car allowance? We’ve calculated that it will be over £2500 & I’m employed but using my own car. Just can’t find where on the SA100 to actually give the info? I’ve held on for ages 3 times to the help line & web chat but haven’t managed to get…
Stood up by mechanic after unsuccessful fix and now being ignored.
Hi guys.A couple of weeks ago my car started making an awful rattling sound when the clutch was depressed. I took it to local garage who said it needs a new Dual Mass Flywheel (DMF) but they couldn't fit it for a couple of weeks due to Covid backlog. Living rurally with three kids and one car, I looked around for someone…
When vehicle diagnostics go wrong.....
Hello- I own a 2008 Ford Galaxy. It’s done 78k miles and has a full service history and probably worth no more than £4000. Back in June/July time this year it developed electrical issues which drained the battery down- RAC were called out on a couple occasions to get me going.There was obviously an electrical fault with…
New to motorcycling
It's probably a midlife crisis (39 years old) but I'm really hankering to do my bike license. This is the third time in the last 15 years where I have reached this point. I've previously studied for the theory before backing out at the last minute. This time I really want to take the next step. So I'm asking here for some…
Something other than Astra /Focus/Golf?
Only because she doesn't want to limit her options. Sister has pretty much decided to replace her diesel Golf. She's come away from the £8k finance idea on an older car to just getting one about the £4k range. Her searches have been on the 3 mentioned so far. Wondering if something is more suitable. Plus a bit of a…
Audi broke my car
I have a 2010 audi a4 avant 2.0 tfsi. Last week the amber engine management light came on while I was out so parked the car on my drive and called an audi service garage and booked it in for a service and diagnostic session. I was told £500 for 2 services and £60 for diagnostics I told them what had happened and that the…
PCP final payment mileage penality
Good Evening, just a quick question. I am looking to buy a brand new car on PCP to keep my monthly payments as low as possible. This is why I would go for the lowest mileage. 8k a year. It would be 36 months PCP, I do want to keep the car at the end of the term. Does it matter if I do more then 24.000 miles by the end of…
Faults with business lease car
So I make a complaint to Mercedes Benz Finance about the number of faults and safety recalls my X Class has had since day one of my business lease in April last year. I asked to reject the vehicle following the near 3 months the car was in the garage. They refused this and offered me 2 months payments back plus £150…
Switching car tax from direct debit to one off payment.
Any advice please would be welcome. My car tax is currently paid up to the end of the month, and is being paid monthly by direct debit, but I want to pay for the year in advance by debit card, and I can't figure out if there is a way to do it online. The advice on the gov website is to cancel the dd with my bank, but it…
To buy or not to buy?? 🤷‍♂️
I was after some advice really. I currently own a 2010 1 series which I've had for 4 years, and someone I know is going to be selling their 335d X drive GT in a few months. I know I will be offered the car at a couple of grand less that it will be worth so will get a very good deal if I do decide to go for it. I was…
Mazda 3, Honda HRV, Volvo V40
Need a new car soon and like the three mentioned above. I would have to pay a premium for the Honda as they seem expensive used, but I like the low boot lip. Mazda looks most fun but Volvo is very well equipped. Anyone have any experience of these models. Difficult to view them at the moment, but I don't fancy buying one…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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