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Car Dealer Increased APR!
Recently went along to a Citroen dealer with my ex wife as she wanted a C4 Grand Picasso. We had found a nice looking and reasonably priced used one online at this particular dealer. After negotiation dealer quoted £350 deposit, £231pm on 4 year pcp at 8.9% apr. Today they say Citroen finance have maxed the advance and so…
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Access Road & Parking & agressive caretaker
Hi, we have a problem with a very angry old man who caretakes for a property that we have access through. This guy has shouted and frightened my 6-year-old girls to the point of tears and brought me very close to bursting point. I've added some images so you get the idea of the issue. We are about to pen a letter to the…
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perils of car finance
My advice to people who are just about to buy a car on
finance, it is just my personal experience based on years of car ownership in
all it's forms. Believe me, I have learnt the hard way. DO NOT DO IT. Do not, ever take out finance to buy a car.
Whatever scheme you select, HP, PCP, PCH - avoid. As soon as you drive…
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Super cheap, cheapest of cheap head units
My standard head unit is poor. No USB, doesn't play CDs despite sticking a cleaning disc in. With the other issues with the car I'm reluctant on spending too much right now. Ideally I'd want one with Android Auto I think, but a decent one - and that's going to cost. So between now and then I hopped on Google for a cheap…
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Voluntary Termination of PCP - "Use of Vehicle"
Hi folks I've read through a number of threads of VT but unable to find a specific answer to a question. * I have a PCP agreement for a vehicle, and under the voluntary termination provisions, I notified the credit company on 01 September of my exercising my rights under s99 CCA 1974 to voluntary terminate the agreement. *…
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Car Radio Unlocking - Part 2
Hi all, I notice the previous Car radio unlocking thread has been closed (yesterday) so thought I'd see if I could start another as I cannot see any other thread!Anyway, I've a Blaupunkt CD43, Serial Number BP026318419367 which I took out of my car a few years back and now I want to refit I can't find the card the code was…
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Blown Head Gasket repair, Now Piston rings?
Blown Head Gasket Now Piston rings.Hi, I hope this is the right place to post this. I am at a bit of a loss right now with my Honda FRV 2005 Petrol 1.7 which has done just over 100,000 miles. I bought it in July for £1970 (well my partner went to the garage and bought it) Turns out the garage where conmen and a month…
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Cat N loss and informing DVLA
I have just received settlement for a non fault accident and have agreed to buy my Cat N write off back. I can't find where to notify the DVLA of the write off, but with the info that I am keeping the car and not scrapping it? Anyone able to help? TIA
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Problems after selling car
Hi All, Not sure if this is the right forum for my problem but im looking for advice. I sold my car just under 3 months ago. I drove it a long way (5 hours) to meet the seller who came with 4 of his mates and went over the car with a fine toothcombe. They noticed some damage to the front grill surround and some further…
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Cheap car insurance in Chester
Anyone in Chester recommend a car insurance company? My insurance has been around 400 for the past 10 years and the cheapest quote i can find after moving here is 800+
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Speed bump damage to cars
Hope this is the best board for this: We've just had a letter through the door from the council showing a plan to add several speed bumps to our street after several complaints about people speeding. The complaints are valid; it's become a problem and last year I witnessed a boy get hit which still haunts me, but I…
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PCP interest rates
Hi, I've been quoted an interest rate of 3.56% (6.9% APR) on a PCP deal to buy a car. The total interest payable figure quoted on the projection does not match my calculation for the percentage rate quoted (£19, 495 amount of credit, @ 3.56% charged at £3768.79) I've asked both the dealer and Santander to tell me how this…
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Carshop problems
Last year I bought a car from carshop on finance. I have a low credit rating so it was quite difficult. After finally being accepted I also took out the service and mot package. As soon as I took delivery of the vehicle I noticed there was a problem with the gears. Its an automatic car and the gears were sluggish between…
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Selling private/personal registration advice
Good morning, I have decided that I will no longer want to use the personal registration I have held on retention, and therefore would like to sell. I have looked at some online dealers, some commission is very high, some isn't reflected, some say no obligation but don't give a quote until you provide lots of information.…
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MOT advisories - Diesel Emissions Test
On my last MOT one of the advisories was - emissions tested to plate limit of 0.60.averaged 0.53.I fixed everything else but I'm not really sure if the above is a problem or not and if it is how do I fix it?I did run a bottle of something through it after the last MOT on advice from the local Milehams, it could have been…
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Buying a used BMW online
I am interested in buy a car from BMW, I found a car online that I am interested in. There is a option to buy online, the BMW site requests for £500 deposit to secure the car online. If when collecting the car from the dealer in person after securing online with the deposit, the car is not as described or has faults of…
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Brake pipe corroded and Front Suspension arm brush worn cost
Hi, I gave my chevrolet spark 2012, 33k run for MOT, I got below advisories Nearside Brake pipe corroded, covered in grease or other material front to rear (1.1.11 (c)) Offside Brake pipe corroded, covered in grease or other material front to rear (1.1.11 (c)) Offside Front Suspension arm pin or bush worn but not resulting…
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Buying a used car from dealership
Hello all. I have been needing a new car for a wee while now, however haven't yet taken the plunge. Over the last few weeks, I have done some research on which car I would like. I have narrowed it down to a car (Mazda CX-3). I have my finance approved and booked in with a dealer at the weekend. This will be the first time…
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Replaced engine failed a few days after install
Hello, Last week I paid c£4k to have a used engine and gearbox with associated new parts and labour to fit by a small specialist garage (garage A) with experience and a good reputation for the make of car that I am restoring. These particular cars have a reputation for being extremely reliable, provided they have correct…
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How to find car reg with partial reg
just had a car hit mine only got make nissan Model Quashci Partial reg VH60 then looked like ydy but isnt ! Any help gratefully received
