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Motoring

Archives for April 2020

Dealership cancels car finance agreement after i returned signed financial agreement
I had agreed a deal for buying a car off a dealership. The dealership and i had come to an agreement and finance had been checked with relevant companies and i was accepted. They drew up the finance agreement and i signed and returned it digitally as this is the way in which they are operating at this time only to be sent…
If prang car 1 do i need to inform seperate insurer of car 2 ?
I Have 2 cars - each with different insurer I had a prang at a roundabout in my first car, my fault (I think) Must I inform the insurers of my second car of the accident, obviously this one was not involved in a prang? If so can they increase premium mid term or refuse to insure me anymore? Is it likely to increase premium…
Car tax
Why does it cost £5 more to renew your tax online than in the reminder
Somebody has been in my car. Stolen items.
I go to my car and see everything has been thrown around inside. Stuff on the seats, from the glove box and side doors. The seats were pulled down and items taken from the boot. I think I mainly had car tools and oils in the boot in carry dividers that were taken. I don't see any sign of forced entry and I have both keys.…
Breakdown Company refused to attend - even though I was covered.
Hi folks, I hope this is the appropriate place for this. I took out an annual breakdown policy on my car with a company that were recommended on here. As I understand it they are a broker and they then subcontract the actual cover to various different companies. I paid them though. Halfway through the cover I bought a new…
HP Finanace V5 and Insurance
Hi, Trying help someone and get some information. Friend took the car on HP finance and would like to give the car and v5 to his partners son. He will still be paying for the car. What are the options?
Turbo Actuator Fault - Warranty Extended due to Lockdown?
I bought a used car in mid-February, doesn't have a manufacturer warranty anymore. It did have Arnold Clark 60 day used car warranty. At the very start of lockdown the EPC light and engine management light came on, although car is driving fine. I was able to get this checked at a local garage today (only garage which is…
Pothole claim: how much for tyre depreciation, please?
Hello, everyone. I damaged a tyre by hitting a huge pothole. A new tyre cost £170. I put a claim in to Oxfordshire County Council, who have just written back saying that because the tyre had 20,000 miles of use they would only pay £40. My question is: Should I accept that? It doesn't seem very much. I don't change my tyres…
Car insurance policy cancelled by insurers
My son insured his van back in March via an insurance broker called QuoteLine Direct, his insurance eventually was with Bollington insurance for a total sum of £560.62 which was paid in full. Yesterday he received a letter stating that his policy had been cancelled due to having 0 years no claims. He does have no claims .…
Driving schools
Are driving schools supposed to be operating during the Covid 19 crisis ?Just noticed one picking up a "customer" down the road !
Issues receiving a V5 for a vehicle bought end Feb. Cant get hold of DVLA
Hi, I bought a vehicle at the end of Feb this year. I had to tax it using the new keeper section of the V5 as I couldn't do it on line. I spoke to DVLA at the time and the V5 had been issued, to me, but not to my address. they wouldn't tell me where it had been sent. They suggested using a V62 document and taxing at the…
Voluntary Termination on VW finance advice
Hello All Would appreciate some advice on my current situation please. I have had a change cirumstances and want to had back my VW polo. I have not made over 50% payment and there is a shortfall to this amount of around £2300. I am planning on filling in the form and getting this done in the next few weeks. A very quick…
No police action for collision
Hi, I am seeking some information and guidance on a road traffic collision. Our 2 cars were parked in our driveway and they were both hit by someone who ran off without leaving any details. The front of one of the cars has been scratched, while the other one has been significantly damaged (bent axle, grid smashed, etc).…
RAC holiday ?
Having not used my car for 6 weeks due to the lockdown and with the possibility of months more I wondered if anyone has achieved a "cover holiday" with RAC. My renewal is 5 May but car is not being used.
Dent in replacement minibus from my insurance company
Good Morning To keep it simple. I was involved in a road traffic accident, non fault. My vehicle was written off and since then the insurance have gave me a hire replacement vehicle. Coming out of the supermarket today I've found a small Dent on the rear of the vehicle. Am I liable for this when the vehicle gets taken back…
Voluntary Termination on Car
I’ve requested a voluntary termination on my car, I’ve paid over half the value owed and they are accepting taking it back. I understand the issues surrounding covid-19 but they have said they are unable to collect the car currently and I should continue to make payments. That means I’m paying for two cars whilst one is…
Evans Halshaw
I bought my hyudia i40 with service plan and was told i could go to any evans halshaw garage to get it serviced, i bought the car 60 miles away and knew we had lots of evans garages close by, even with this covid 19 and me as a key worker my car needs to be serviced and mot`ed i have an evans halshaw garage within 5 miles…
Dual Mass
Hi, Does anyone know if a dual mass noise can be caused by a car sat for a period unused and then go after it's been used for a while? The reason I ask is I never had any noise prior to lockdown where it's been sat for weeks without use. However, I seem to have a very very faint noise which I suspect to be the dual mass…
VW golf purchased from VW dealers has had previous damage!
Hi all I'll try to make it as brief as i can. Colletted my 67 plate VW GTi from Blackburn VW on the day of lock down. Handed over my Audi as part ex, signed the paperwork and home i go! I get home to wash and spruce the car up, only to find its had damage to the front wing and been badly repaired and was not told this…
Website aggregator listing for new car
Can the group recommend any websites where you put the details of the type of (new) car that you are looking for into a search engine that then returns a list of current makes/models meeting your specifications? e.g. convertible, petrol. automatic, up to £40,000 etc.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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