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PCP Car Finance End
Hi all, So my PCP car is up in December (meaning there are 2 payments left). I know all my options, and want to hand the car back and I have a bank loan for my new one. However I am wondering how much I can expect to be charged for giving it back. I know my alloys are pretty scuffed, and I have a damaged bumper as well as…
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A rant about roadwork lane closures and those who "police" them!
So at the moment the A303 near Stonehenge is currently being crippled by delays cause by a land closure on a major roundabout. To facilitate the lane closures one lane of the dual carriageway is closed for about half a mile on each side. Of course, this should cause done delay but unfortunately the problem is hugely…
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Black box car insurance
Is it true if you have a black box in your car for the insurance company to monitor what you're ever doing, and you park somewhere different at night to where you said in the applicstion, they can invalidate/cance!/void your insurance? Seems ridiculous and a bit of a Mickey take to me? It's one of the reasons I've just had…
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octavia vs focus
Hi all, looking to buy an estate car for my family. narrowed it down to couple cars and can not make decision. octavia 2010 1.9diesel 105 one owner from new or focus 2011 1.6 tdi 115, last owner had it for only a year and timing chain not done. both done circa 120-130k my heart seems to want focus as it comes with usb/…
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Potential engine problem?
Today I drove for about 20 minutes and when I parked the car and turned off the engine, something under the bonnet kept running, it sounded like a fan or some kind of motor and was pretty damn loud but the engine itself was definitely off. After about 10 minutes of not knowing what I do I decided to start the engine and…
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ULEZ Fine
Hi there everyone. Hope someone can advise me out there, though I realise I may not have much of a leg to stand on! I have amassed a high charge on an unpaid ULEZ charge from earlier in the year, though I did speak with TFL who said there was nothing attached to my reg number plate. Unfortunately I hadn't updated my VS5…
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Other party disputing claim 2 months later.
Can anyone give me some advice on a stressful insurance claim. In July someone went into the back of me as I waited at a busy roundabout , they admitted fault at the scene offering to have the repair done at their “ cousin” which I declined. I phoned my insurer once I got home and was told that it was a clear case of non…
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How are most cars stolen?
Does anyone know of any info about how cars are stolen? Are they hotwired? Is that even a thing these days? Or are the keys stolen to allow the car to be taken? Without the keys, can my car be stolen? I've seen a thing called an Autowatch Ghost and wonder if, with that installed, is my car literally theft-proof (short of…
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VT finance on car due to illness
Hello! My first forum post but i've used this place for a long time, even to beat a parking ticket which took around 3 years, so i really appreciate any input you may have. Recently i've been diagnosed with a type of brain tumour that sadly doesn't allow me to drive, the DVLA have been notified and I now have to get public…
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Emergency Assist breakdown cover
The breakdown cover page was updated yesterday but Emergency Assist are still not listed, this is despite them being really popular on Groupon and Trust Pilot - and by far the cheapest cover. Does anyone know why MSE doesn't list them? I am concerned that if something looks to good to be true..
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Front coil springs
Hi all I have a 59 plate bipper tepee with 53000 mileage Back in 2015 front n/s coil spring needed replacement so both were replaced at main dealer. Car failed mot 2016 due to n/s coil spring not being seated correctly. This was repaired free of charge by another dealer but in same franchise as the original dealer - the…
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Vauxhall Insignia Error Code
Hi guys, Bought from a dealer on saturday, my new 1.8 petrol insignia (13). Third drive since i bought it, i have error code 4 showing up. I have 3 months warranty which of course i will use! There was a problem with the car which i had them fix before i took it of course - a coolant leak. I have read code 4 is A/C off.…
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Coolant level / service query
While doing a routine under-the-bonnet check (oil dipstick etc) the other day, I noticed my coolant level was on the MIN line. My car (2018 Ford Fiesta) is due its first service (18,000m) in 11 days time (almost 2 working weeks worth of driving). Should I wait until then and get the garage to top it up, or should I buy…
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Lease company has been liquidated
Hi, I have a car lease that is due to come to an end in June. I haven't been contacted about this but after finding the website has been taken down and after a quick search via Companies House, I have found the company has been taken over by liquidators. I have no idea where I stand in this regard. Will they seek to…
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Car insurance cancellation fee
Arranged a new policy 3 weeks before renewal due only for the car to fail its MOT. Policy cancelled before it is even in operation and One Call want a £50 cancellation fee. Is this fair? I find it desperately unfair of course but I wondered what others views are? All documentation was sent by email so there's no printing…
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Insurance non fault claim
I had my car MOT’d and 3 weeks later went on holiday. While I was away somebody crashed into my parked car left outside my home and shunted me 4 feet down the road. I reported the incident to my own insurance company. Other person admitted liability. Neighbours had taken details and photos. My car was taken to the repair…
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Service/MOT car I'm selling?
Changing car next year to keep my car allowance - it's gotta be done by April 1st so I'm aiming to switch in Febuary. The MOT on my current car is due on the 11th April and tax in May, though I understand I can get some of the tax cost back. Just trying to work out what I need to be budgeting for... It's an old car ('05…
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Unable to return deposit!
Hi All. Highly unusual case this one, any help gratefully appreciated. Former car dealer asked to sell a fairly high end classic car on behalf of the owner at a commission, if sold. All monies are to be paid directly to the owner of the car. Advertised the car etc and had a viewing not long afterwards. An offer of £70k was…
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Speed awareness course attendance?
Just completed my 2nd speed awareness course. On the first one the instructor was kind enough to let everyone know that our attendance was confidential and no other insurance company or any other organisation will ever know we had attended the course unless we divulge them. He mentioned some insurers factor attendance to…
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Ford Fiesta weird overheating issue
My 10 year old Ford fiesta (petrol) has started over heating. It only happens on a long drive - after 40 miles or so the temperature warning light comes on. The engine bay seems too hot. The coolant levels are all fine as is oil. Putting the heating on full stops it overheating. The car was MOT'd and serviced 3 weeks ago.…
