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Car damaged overnight - best plan of action
Hi there I wonder if anyone can help. Unfortunately someone has driven into my car overnight and damaged both passenger doors. Obviously they didn't leave a note and there was no CCTV. I have comprehensive insurance with protected no claims. Is its best to claim through my insurance (I know my premiums will probably go…
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RAC Vehicle Inspection - Waste of money and extremely misleading
The RAC Vehicle Inspection service offered by the RAC is actually extremely misleading and all the RAC actually do is a visual inspection of the vehicle (simply what a competent buyer of the vehicle would do - review the car externally, stop/start the vehicle, ensure there are warning messages/lights and go for a test…
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Best car to save money when doing lots of miles
Hey all. I'm in the process of trying to buy a new car , but am really struggling on what the best option is. I travel approximately 20000 miles per year so car value will depreciate relatively rapidly. I was considering a Tesla model 3 at one point because I thought I'd save a lot of money with electric over petrol/…
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Life of battery pack in EV car
As battery powered cars get cheaper, I'm thinking about buying a second hand model - especially as I live in the south-west (see proposed ban on diesel cars here in Briz...) What doesn't seem to get discussed much is what happens when the car's battery pack gets to the end of its life - is it possible to replace them? I…
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Car insurance for a couple of days
I would appreciate some advice pls. I am trading in my car for a new one in a couple of weeks. My insurance runs out a couple of days before I can pick up the new one but I need to keep it insured for those couple of days to keep it legal and to be able to drive it to the garage to pick up the new one. Unfortunately I am…
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Paid deposit by C.card so covered?
Hi all. I’m buying a car today and will be paying by bank transfer for £5,000. I’ve paid the deposit of £400 by credit card, am I right in thinking that I’ll be covered by the credit card should something go badly wrong?
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What to do with car insurance with car staying at different addresses?
I’ve done some researching but can’t seem to find anything that reflects my situation. Also I’m in no way trying to cheat the system (I can clarify if this isn’t clear!) which a lot of the posts here seem to be accused of! Probably rightly so to be fair haha. I currently live with my parents in Manchester but I am moving…
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PCH Charge
HI there, I recently finished an 18 month PCH deal with Santander Consumer on my car. I never missed a payment or anything like that, everything was fine until the vehicle inspection. I knew that I had one or two 'shopping trolley' dents on the car and expected to pay for them. However, the inspector noticed 'wheel…
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Thinking of swapping to an EV
Hi, just looking for a few opinions on the economic sense of swapping to an EV. Current situation is I have an 09 plate Focus Estate 1.6 Petrol. Not too bad condition but 135k miles on the clock, just had an MOT last month but may need a new cam belt in a few months been quoted £400. Commute to work varies as work across a…
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Bought RAC approved advice
Hi guys,. Just looking for some advice on a purchase made 02/04/2019. A little Fiat Abarth 500 2011 @49491miles I’ve barely done 3000 miles and the problems are endless and I’m unsure if I can get help putting the car right, the RAC warranty didn’t cover the problems. So the car had a 82point check, well claimed to. I’ll…
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Data Protection & 'ambulance chasers'
My first post! My wife had a car accident the other day that didn’t involve anyone else at all or any injury. We told our insurers, QuoteMeHappy, who are the only ones besides ourselves who know about this, and this morning she got a call on her mobile from an “ambulance chaser” . They said “we believe you’ve had an…
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PCP car finance quandry advice needed
I have a 2013 Volvo V60. Purchased 2017 for £14750 plus interest, total £16782. PCP agreement was 48 months so expires Feb 2021. Paying £243 a month. It does now seem a rather expensive deal esp as the car is devalued to/worth only £6k in just two years :( I'm unsure what's best to do. The car's mileage is almost 90k so…
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Car servicing costs?
The VW dealership I bought the car from is offering me a service plan where I can get the next 2 services for £430 but I literally have no idea how much servicing "normally" costs. Is it likely to be significantly cheaper if I go to an independent garage or should I just pay the little extra and go with the dealership I…
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"New" used car every year
Ive got roughly 11k to buy a car (looking at Jag Xf, Audi a4, mondeo etc) once I get it would it make sense to put £30 a week away and use this 1500 to put towards a similar model each year thus always having a car a certain age? Or would it make sense to keep it longer or go down the pcp route instead? Cheers
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Applying for an IDP whilst not in the UK
Hi, I'm a British citizen who's been living in Australia for a year and recently moved to Bali due to my Visa expiring in Australia (currently waiting for an invite for PR there). The trip to Bali was unplanned for reference. To ride a scooter or motorbike here in Bali you need an international driving license which is…
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Changing car on PCP?
A friend of mine was asking my advice but not sure of the answer They purchased a car on PCP in April of this year, so 7 months in Not a brand new one, was a year old when they got it They would like to change it for an automatic (been having knee problems) Basically is it possible to change the car?
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Compensation Claim
Hi all, I'm not sure this question is in the correct thread... Recently a national garage chain made a series of screw ups with a friend's car. They'd fix one problem and create another. The car is now in for it's sixth visit with them when only the first two, which were badly managed, were necessary. The subsequent visits…
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Can an insurance company speak to a named driver
Can a insurance company legally speak to a named driver on the policy i.e when the policy is not in the person's name My friend has a outstanding claim where he is the policy owner and his ex wife is named driver on her car....the car has been stolen, he has reported it but she is a bit mental and has called many times and…
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Another SORN question
Sorry for another SORN question. I see that there was a thread last week, but don't want to hijack that, and my situation is slightly different. I'm buying a used van that is going to be converted to a small motorhome. The vehicle has been sourced by the company doing the conversion. I have given them the money for it…
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Pleading not guilty to drink driving
Hi, I'm hoping I can please get some advice. A month ago my ex drove to my house extremely drunk. He then tried to smash through my front door (but didn't succeed) I called the police. By the time they arrived he'd stopped smashing his fists into my door and windows and was sitting in his car. He was arrested. The next day…
