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Halfords MOT offer
I see the latest weekly MSE has a Halfords offer for cheap MOT. They did one last year....so I bought two cheap items. Registered for the voucher in store (as did my OH)....but the vouchers never arrived. I’d kind of forgotten until I saw their latest offer! Was I a one-off, or is my suspicion of Halfords being dodgy with…
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Compensation following a bus crash
Just after a bit of advice if anyone has experience with this type of thing. My friend was on a bus that crashed yesterday. She wasn't seriously injured but had to go to A&E today to checked and she's been told she has soft-tissue damage in her neck and symptoms associated with an existing long-term back injury have…
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UKCPS & DRP Court Court Action
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Toyota Warranty Giving Me The Run Around
Hey guys, got a 2 year old Rav 4 and the drivers side door card has really worn away, where I rest my arm. Now being a truck driver, and having driven trucks with over a million miles on the clock with no signs of wear, my 20k miles Rav, in my opinion, shouldn't be doing this. When I got it serviced at Toyota back in…
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Deposit Return paid over telephone
Looking for a car change and found one 30 miles away that we thought would fit the bill. Rang the dealer to have a chat about the spec and he convinced me to leave a deposit on the car to hold it as we could not get there for two days. NB This was to hold the car to view/test drive and was agreed verbally over the phone.…
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PCP pointers
My partner and I were looking to get a car on PCP early next year, hopefully after a flat purchase is out the way. I'm aware that financially PCP isn't usually the most prudent option but we're not looking to spend much. Online, a brand new VW Up on PCP comes in at a similar price to one a few years old, only with a…
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100+ miles a day, diesel or petrol in 2019?
I am currently looking at getting a new car. For the past 3 years I’ve been commuting to work in a petrol car, which is a minimum of 100 miles per day (there and back), which averaged out to 42-45mpg. I still plan on doing this journey for at least another 3-6 months at a minimum. With the new changes coming in the next…
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Napier Parking PCN HELP
I received a PCN from Napier Parking in the post and following advice that i found on different forums I appealed as was literally in the parking lot for 2 minutes - jumped out of my car to collect something and back in. I would have paid for parking but as they do not facilitate online parking I did not have cash and…
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Reversed into a 'friends' car
My Step daugfhter was visiting a friend from school for the afternoon, when my wife and i went to collect her, I reversed our car ( I have recently passed my test, but my wife is a long time driver, I am only a named driver on her vehicle insurance) and accidently overshot it and hit my daughters, friends, mothers car.. I…
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Possibly touched car in front whilst parking but no damage.
Yesterday after work I stopped off at a local shop to pick up a few things. I was parallel parking on the public street outside but as I was correcting myself my rear tyre was too close to the kerb, I edge forward ever so slightly and very, very slowly as I knew I was close to the car in front, and I may have ever so…
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Specialist insurance for 'occasional use' car
Hi, My sister and I and our partners hatched a plan to team up and buy a small soft-top roadster between us, to share for use on weekends and trips. It's going to be stored at my sister's as she has plenty of garage space and we'll all have keys to use it. What's the best way to insure this? Are their special policies…
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Cash purchase
Is it best to buy a car with cash or credit card. I don't have a credit card but if the protection is better then it might be worth getting one? How much in % would I have to use from card/cash in order to get protected? thanks!! Does a debit card offer the same protection?
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Company Car & 40% Tax Rate
Hello, I've posted before about choosing between a company car and keeping the cash alternative and now the 20% band has increased slightly, I'm tempted to look into a company car again. I'm eyeing up an Audi 1 which has a BIK value of £4,338.00 (my cash allowance alternative is £5080 and I know I get taxed on the higher…
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Council Issued PCN
Hi all, This is my first post so not sure if it’s in the correct place but here goes. I received a PCN from the council for parking on double yellow lines. The warden took a photo of the front and back of the vehicle and then handed me the print out telling me it was a restricted road (no apparent signage). Having…
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PCP Agreement question
Hi all, I have been looking at the options available to me for a new car and have been reading up on hire purchase, PCP, bank car loan etc and have a question about PCP. As I understand it, at the end of the agreed term I have 3 options - give it back, pay to own it or trade in and start a new agreement. If I take the…
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Are Servicing Plans worth it? - Peugeot Rifter
Hi all, I have a new Peugeot Rifter on the way. I haven't decided if I should go for a servicing plan or not. Can anyone advise if they're good value, or a bit of a con? I've been quoted £1029.88 for the next 5 services. Despite the vehicle being on finance, I intend to keep it for a very long time, so purchasing it…
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PCN from Smart Parking Limited
Hello everyone! Let me first say thank you to anyone that will eventually reply and help me and sorry for my english as it is not my first language. I have read the sticky topics looking for help/clues on what to do but I'm not sure whether my case is worth "contesting" or not and I would like to know your opinion on this…
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driver awareness course dilemma
Hi all, A bit gutted - after 30 years of clean driving, I find myself with not one but two minor speeding offences within a week. Both over Easter, one a business trip to S Yorkshire, one a family holiday to Dorset, both unfamiliar territory. I'm eligible for a driver awareness course instead of 3 pts, on both of them. A…
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Subsequent damage after an accident
In January a lady went into the back of my car (25mph). At the time of the accident I was distressed and having a panic attack, people started to beep their horns as both cars were blocking a roundabout. In my distressed state I started to move my car off the road and took it up onto the kerb. Little did I know how…
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PCP v Bank Loan?
I own a BMW 1 Series... It's worth c.£10,000. I would like a BMW X1... I've found several for £25,000-£30,000. Now, I'm undecided as to whether PCP is a better option than a Bank Loan or not? I understand the two options to look a little something like this... Bank Loan - £20,000 at 2.8% APR [ MY CAR c. £10,000 ] + […
