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Indemnity confusion
Hi there, I have received a letter from a solicitor and struggling to understand what it's meaning is. Is someone able to read and explain would be much appreciated Kind regards Brad "In relation to this claim,you are entitled to obtain full indemnity under the FSCS in respect of damages, the costs awarded to you opponent…
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Rear End Accident
Hi everyone Today 5 Dec whilst running my sister home from hospital a taxi company owned vehicle rear ended me with some force damaging the tailgate of my 2001 Kangoo which will know not open. The insurance company are saying they are going to right it off. This vehicle up till now has been faultless and only has 84000…
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Lost driving licence
Hi Asking this on behalf of a friend. Ordinarily, it is straightforward to apply for replacement, but this is the situation. Licence in maiden name Marriage cert in Italian Has moved. However, her passport is now in her married name. On that basis, is providing her passport number, NI number and addresses sufficient to…
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Car Finance Dismay!
Hi, new to MSE Forums but looking for some urgent advice. I purchased a car using finance a little over 2yrs ago over 5yrs. At the time the costs all worked out and it made perfect sense. However, circumstances have since changed and the car has become an expense I can no longer easily afford. Being my first financed…
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Car Finance
I'm not sure if this is the right place for this. I bought a car in August 2012, and then fell pregnant in Aug 2013. I could no longer manage the contractual monthly payments. I contacted the finance company and they agreed to reduce the payments, however I have still incurred a default. I have paid more than 50% of the…
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Urgent advice needed
Hi. I have just had a small car incident at a retail car park. I touched someone's car whilst trying to squeeze in a tight parking spot. Stupid mistake I admit. The damage was very minor, few scratches to the back. I reversed back and decided to move to another parking place. Whilst driving off I noticed a lady in the…
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Moped Parking Advice For Living In First Floor Flat
Would it be safe to park a moped on a street? if so what types of chains and security would I need? I don't think a scooter is possible to carry up stairs everyday.. I need my scooter to get around, but surely there must be a solution? i'm willing to pay for security..
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Clio Mk3 Headlight Bulb Change
Does anyone know how to get to the drivers side dipped headlight bulb on a MK3 Clio? I just went out to change the bulb on the wifes car expecting it to be a two minute job but there's no way I'm getting my hand in there due to an air conditioning pipe and some other bits and pieces in the way. Any ideas?
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AXA refusing DOC insurance on 'Van'
Any car insurance experts? I'm in a bit of a pickle. The other day I was driving a VW Transporter people carrier and hit someone, the third party has attempted to make a claim. The Transporter is not owned by myself, however i have fully comp on another car with AXA that includes DOC cover third party. The insurer of the…
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Did I negotiate badly?
My boyfriend found a car he liked and we went to look at it today. The dealer gave us a price for the car plus a "lifeshine" protective coating for both interior and exterior, total £12300. I said we'd take it for £11000 and he went to ask someone, he was gone for ages, not sure what took so long. He came back and said…
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Dealer selling car with wrong MOT details.
I have noticed some dealers are advertising cars with the wrong MOT details, for instance. http://www.autotrader.co.uk/classified/advert/201604102817541?onesearchad=Used&onesearchad=Nearly%20New&onesearchad=New&model=ESCORT&radius=1500&make=FORD&advertising-location=at_cars&sort=distance&postcode=cv66qb&page=1 And the MOT…
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Hastings direct - Nightmare!
Hi, I was wondering if anyone could help me with an issue with the wonderful Hastings direct. 2 weeks ago my car was parked up outside my house and it was hit and ultimately written off. I was called by someone who evaluated my car and I was asked how much I paid for it and said I only get back how much I paid. I told him…
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HGV parking on residential roads
Hello. Can any one advise on what the legal position is regarding HVG's over 3.5T parking on the road. not on kerb, which further narrows the road. The vehicle is a lo-loader sometime with a big box van on the back. My neighbor opposite also parks half and half so the road width is very narrow. The truck also obscures the…
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A little worried I'm going to get ripped off?
I bought a five year old Vauxhall Corsa from JCT600 back in August. At first the car and everything was spot on, but as time has gone on, the car has been getting a little sluggish to a point I'm struggling to drive it slightly. My step-dad recommended a place in our village that he goes to quite often for his car repairs,…
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Disputing Claim!
Help please! I was parked at the side of a road and my passenger door was wide open as my passenger was about to get out, then suddenly another car came past and hit my door. She stopped and we looked at the damage to mine and her car, and then she said she wasn't going to claim because there wasn't a lot of damage to her…
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Servicing Stop: AVOID!!!
Arranged to have a full service with Servicing Stop. Informed them no parking is available at my location. Their guy turned up, was shocked to find no parking available. I directed him to a nearby road where you can park for free after 11AM without a permit. The guy misread the parking sign and claimed you cannot park…
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Whiplash claims
Some people seem to think, that doing a claim for whiplash injury, is risk-free. After all it's no-win, no fee so what could go wrong! Well, if it's 'fundamentally a 'dishonest claim' here's a recent example - http://www.walesonline.co.uk/news/wales-news/whiplash-liars-busted-playing-rugby-12258692
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Parking Appeals.co.uk
Hi guys, I'll get straight to the point and hope someone can help me. I have read through various threads but still don't seem to know what my next step is. I parked in a private car park in June. My mate had previously parked there and said it would be fine (he has also been caught but has now stopped receiving letters ).…
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How to haggle buying a second hand car
Okay, so I am in desperate need of a car as mine is in Need or repairs that will cost more than the car itself. I've looked on auto trader and have seen some cars at private dealerships. What I want to ask is do I accept the price cars are marked at, or is there room for negotiation? Is there is how do I go about getting…
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How much wiggle room is there for cash payout from insurance company after accident?
Hi! I was recently in an accident which was entirely the other people's fault. They ran into the back of me while I was stationary and my car has now been written off. Though not a valuable car in monetary terms, it's an essential car to me for getting to and from work, and going anywhere from my middle-of-nowehere house.…
