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10 year mortgages?!
Where are all the 10 year mortgages gone? I signed up to one a couple of years ago, I was wondering if anyone knew of any long term mortgages? Thanks, Richard
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Mortgage 75% LTV Fixed 3 years
Hi can anyone offer any advice on good mortgages for the following: House value: £220000 Deposit: £55000 (75% LTV) Fixed for 3 years Repayment Term: 30 years Ideally want to keep the monthly costs down as low as possible but the ones with the low rates seem to shoot up after the 3 year term but I guess you just have to…
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Quick question about mortgage
My OH and I bought our flat 6 months ago (one bed) and Im now pregnant we plan on staying in the flat untill the end of 2011. Not sure of what kind of deposit we will need to put on new place , we have a mortgage for £65000 and had our flat valued at £80000.Our place is a fancy new build , all energy efficient , has its…
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hopefully a quick mortgage question
I have house with appx 250k equity Borrowing 87k against it to put down as deposit on new home. mortgage has been agreed but no papers signed. New property needs additional work that we hadn't budgeted for, how difficult would it be to re-arrange mortgage to borrow additiona 7k? Using a broker and have sent email ,but not…
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Help needed RE: Taking a name off a mortgage
Hi all, I need some help and I have absolutely no idea about mortgages so apologies if none of this makes sense, I'll start from the beginning. My boyfriends mom took him and his brother and sister on holiday 24 years ago. The dad was meant to go but something came up with work. When they got home he had emptied the house…
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endowment mortgage
does anyone know if a company can swap your endowment mortgage to a repayment mortgage without your knowledge or consent?
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Moving House Mortgage Query
My wife and I have found a new house that we wish to purchase, and I am little unsure on what will happen if we were to proceed with a potential move. At the moment we have a mortgage with Halifax which has £120,000 outstanding on it. The house we want to buy is on the market for £110,000 it has been reduced from £140,000…
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Split with ex & Credit rating plummeted but now circumstances have changed. Help!
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Change from Interest only to repayment
Hi, I currently have an interest only mortgage that I'm looking to pay off a lump sum and then overpay monthly. I'm currently on the SVR with A&L and they've told me that I can pay off as much as I want in a lump sum and per month. Could any one confirm this is correct (as I thought there might be a limit) Secondly, is…
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Can we get interest only as first time buyers??
Hello All, Thanks for taking the time to read and comment. My partner and I are hoping to buy a house in a few months time, we have a mortgage in principle - 90% 15k deposit 135k mortgage. Repayments are quoted at £850 a month. Which we can afford, but we are hoping to have a baby soon and my partner is studying outside…
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what to offer?
Bit inexperienced on this so any advice appereciated. I viewed a property over the weekend, which we really liked. It's up for £190,000 but agent says the vendor is willing to listen to offers. I could only afford £170,000 and realistically it's probably worth a bit more than this £180-182,000 at least. Any advice on…
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inheritance money
Hello, I'm soon to recieve £30,000 inheritance money (thats after all the taxes etc etc). I've recently bought a house with a mortgage, also part funded by the developer. House - £170,000 20% deposit from the developer £34,000 5% deposit from us £8,500 Mortgage of £127,500, over 35 @ £630/month The 20% from the developer…
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longest term fixed rate mtg available
as above really, got 2 years left on a fixed offset @ 4.99% and wondering what long, fixed rate repayment mortgages are out there?
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MSE News: House asking prices edge up
This is the discussion thread for the following MSE News Story: "The 0.3% rise during the five weeks to 8 January came after prices had fallen during five of the previous six months ..." Read the full story:House asking prices edge up
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Buy to Let Mortgage Without UK Salary?
I work in the middle east, my wife does not work but resides in the UK. We have the opportunity of buying a flat and can put down about 30 to 40% of the valuation price. So we would be looking at around 60% LTV. So we are looking to see if any banks etc would lend us the money purely on rental income rather than a UK…
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moving mortgage
how early do i apply for a new mortgage is it 3 months or 6 months? ta ta ta
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Credit Lines and raising credit score fast for re-fi!
A few years ago, I got into a little credit trouble. I let a school loan go into default, had to move home abruptly due to a loss in the family and had to break my apartment lease. That put a negative amount on my account where I had to pay penalties, etc. for breaking the lease. I sought out help from credit repair…
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Urgent help needed re debt management
Hi all, I'm in the process of applying for a mortgage to buy my mother's house and need urgent advice to see if my plan is viable. The reason being she has been off work with depression on and off for 3 years and pretty much buried her head in the sand in regards to bill payments. I had no idea of how serious her situation…
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Made redundant: Should I pay off my mortgage?
Hi there, I put this on the redundancy board but have now been advised to put it here. Hope someone can help! :) Hi folks, I was made redundant on last month and got a pay-off of about £18,000. Added to my existing savings, I now have a pot of very roughly 40,000. I also have a £33,000 endowment mortgage - I pay about £40…
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sole or joint?
hi im a ftb and i am 22 and been in full time employment for 4 years and currently earning £20000 per year i am considering applying for a £54000 mortgage with £6000 deposit and £2000 set aside for fees. i live with my partner and my 3 yr old but my partner is a student and therefor does not earn any money she is ok with…
