We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help needed RE: Taking a name off a mortgage

KarmaAmelia_2
KarmaAmelia_2 Posts: 14 Forumite
in Mortgages & endowments
Hi all,

I need some help and I have absolutely no idea about mortgages so apologies if none of this makes sense, I'll start from the beginning.

My boyfriends mom took him and his brother and sister on holiday 24 years ago. The dad was meant to go but something came up with work. When they got home he had emptied the house of everything with any value, emptied the bank accounts and re-mortgaged the house and went to live with another woman.

She divorced him shortly after.

All this time he hasn't been in touch, hasn't paid any maintenance and has no idea whats going on. Its as if they didn't exist anymore.

The mortgage that his mom has been paying all by herself all this time is due to be paid in full in 6months time. But we have just found out his name is still on the mortgage and the deed to the house?

Any idea's how we can get his name off so that he has no claim to it? He hasn't paid a penny towards the house or the children in 24 years so we want to make sure he can't crop up and try to take his half.

Any advice anyone could offer would be greatly appreciated.

Thanks, Lois

Comments

  • dkmax_2
    dkmax_2 Posts: 228 Forumite
    Part of the Furniture Combo Breaker
    KarmaAmelia wrote: »
    She divorced him shortly after.

    What were the terms of the divorce settlement?
  • KarmaAmelia_2
    KarmaAmelia_2 Posts: 14 Forumite
    dkmax wrote: »
    What were the terms of the divorce settlement?

    I haven't a clue, I'll find out though and post. Sorry I really haven't a clue about anything like this and nor has she.

    Is there anything else I should find out too that someone would need to know to be able to help?
  • CloudCuckooLand
    CloudCuckooLand Posts: 1,905 Forumite
    Speak to the solicitor who dealt with the divorce.
    Act in haste, repent at leisure.

    dunstonh wrote:
    Its a serious financial transaction and one of the biggest things you will ever buy. So, stop treating it like buying an ipod.
  • KarmaAmelia_2
    KarmaAmelia_2 Posts: 14 Forumite
    CloudCuckooLand wrote: »
    Speak to the solicitor who dealt with the divorce.

    She can't unfortunately, it was just over 20 years ago that the divorce was initiated and completed and the same practice isn't in business anymore - thank you though.
  • Mallotum_X
    Mallotum_X Posts: 2,591 Forumite
    Part of the Furniture Combo Breaker
    Check with the law society, most solicitors that close will have some form of continuity, and there may be some paperwork still available elsewhere.
  • CloudCuckooLand
    CloudCuckooLand Posts: 1,905 Forumite
    Mallotum_X wrote: »
    Check with the law society, most solicitors that close will have some form of continuity, and there may be some paperwork still available elsewhere.

    Beat me to it...
    Act in haste, repent at leisure.

    dunstonh wrote:
    Its a serious financial transaction and one of the biggest things you will ever buy. So, stop treating it like buying an ipod.
  • KarmaAmelia_2
    KarmaAmelia_2 Posts: 14 Forumite
    Sorry this is probably going to be another silly question, whats the law society and how do I find it or find my local one?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture