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Whole of market broker required
hi, i understand that the rules of MSE say that mortgage brokers cant tout for business on here, but can i ask you to contact me? If so i would like someone to PM me! Seen house i ant to buy - need a DIP before estate agent will take my offer seriously - so quicker the better really!
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Remortgaging whilst on maternity leave
Hello All, I'm thinking ahead as my 3 year fixed deal isn't up until April 2008. However, at that point I will be on maternity leave and when I return to work in June 2008 I will be reducing my hours to 3 days a week. My question is: when I apply to remortgage can I state my income as my full-time salary (as technically I…
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Who buys endowments?
Can anyone suggest a reputable company that offers a fair deal with endowment trades? I'd appreciate pointers particularly from people who have actual experience.
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advantage mortgages
has any1 had any troubles with them? we have been wait a fax from them for over a week now. the last time my sols phoned them they said they would send it within 48 hours! the 48 hour will be up the end of today. if the sols dont get it they will phone them again. is there anythink i can do to make them move quicker?
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wrong forum possibly - surrendering insurance
hi I have decreasing term assurance. I pay a certain amount each month which insured a small amount of depreciating mortgage (started at 36k) BUT included an investment element I need to surrender as need the cash. Company, cis have offered £1560, is there a chance I could sell somehwre else and get more where? Thx Lisa
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Do i have any hope of getting a morgage?
Hi guys basically her eis my situation, i have a 15k deposit for a house, my job pays just 20k a year but i get around 5k in overtime a year + afew bonuses usually works out around 1k a year i think. I also buy and sell quite abit on ebay making around 100-200 a week (wouldnt want to rely on this though) i have no…
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bristol and west mortgages
hi can any one tell me where to look or can i claim back an early repayment charge. was tried in for two years redeemed mortgage one day befor the two years was up but still may 24 monthy payments can i still claim. any advice from anyone would help.
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Moneybackmortgages mortgage find
I need some advice. I have found a mortgage fixed for two years at 5.34% with no lender fees with Abbey. We were looking to overpay but have found better deals at present without this. I am concerned I am tied in for more than the two years but only because Im not up on mortgages. It says something about early repayment…
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Cant get onto London and Country
Is it my computer or is the site down?? Can someone let me know if they can access the site please Thanks Kacy
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Do I have to surrender my endownment?
I am thinking of selling my house to move into rented. Reasons 1. Over commited struggleing to pay bills as just gone self employed. 2. Need larger house. 3. Need nicer area for schools. What I would like to know is, I have a repayment and an endownment mortgage with the same company and I want to know if I have to…
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help needed to find mortgage
I am trying to find a mortgage that will give me £70000 for under £600 a month over 13 years. The house value is £170,000. I've been looking at doing fixed rate for the first two years? Any help or advice greatly appreciated. Thanks in advance
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Tax implication on selling or surrendering endowment policy
Hi, I hope someone can advise me on this: I have a 25 year endowment policy (with profits linked) which was started in March 1999. The policy was taken out to repay a £105,000 mortgage obtained at the same time, and as with many similar policies the projected value on maturity is now much less than originally quoted, with…
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Apr
Ive been trying to find a mortgage and noticed they all say the APR for comparison. If its low does this indicate a good deal or have I got it completely wrong?:confused:
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Mortgage cooling off period?? - can i cancel?
when you sign up for a mortgage (a remortgage in this case) do you have a cooling off period where you have a right to cancel within so many days? does this vary between different providers or is there an industry standard? is there o fee within this period or again does this vary? my girlfriend went into the halifax (who…
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Please help!
Hello, My husband and I are thinking about buying a flat. Before going to the bank we would like to know how much we can hope to borrow. He is employed on £36000. I am self-employed with a net income of £5000 Now, the problem is I am a NEW self-employed (only 3 months). I have regular income and can prove it, but obiously…
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Paying capital gains
I will try and keep it short :confused: I bought my house over two years ago off my partner & his dad (the deeds where in thier names) I got a 45k mortgage in my name only. We had about 20k of the money which went on a family holiday, new kitchen,bathroom etc... Theres still a lot of work to do on the house before we can…
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How can l get on the propert ladder????
I dont know if anyone can help me with this. This is my first time on the chat forum altho l have been a regular visiter. I am 26 year old single girl trying to get onto the property ladder and finding it very difficult. I dont earn enough on my own to get a morgage and dont have the best credit rating. After much…
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john charcol mortgage?
anyone heard of john charcol mortgages, have seen an article about them in the mirror and I need a self cert, right to acquire mortgage and they are offering all types of mortgages.
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Self Cert Versus Fastrack
Hi all. I've been dealing with Broker X (whole of market and fees free), on the recommendation of this site, who has come up with a self cert mortgage (as I am self employed and cannot prove my income) at a rate of 6.04%. I was happy with this and thought that would be the best deal for me but having just done a little…
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Group of Financial Companies, GFC, who are they?
Hi, I have been pestered by phone calls from an Indian Call centre (well I think anyway as always Indian accent!!). I have tried all attempts to stop the calls, from being nice to them, being angry with, being rude, not answering, answering but not talking...anything to show that I am not interested. But they still keep…
