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Posted complaint
Anyone in the same boat? I posted my endowment complaint to the large company whom i have been with for twenty years, they are now saying that i must take my complaint to the company who were responsible for taking out the mortgage. The estate agent who i bought my house from was the provider? I thought i had bought my…
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Cheltenham and Gloucester Problems!!
After the nightmare that we have just had with our mortgage with the C & G, i thought i'd let you all know, and if anyone can offer any advice on what our options and rights may be, they would be gratefully received!! After receving a mortgage offer with C & G, we first chose to pay for a full Homebuyers report for what…
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Mortgage in retirement
Over how long can mortgages be taken out? My current one takes me up to retirement but I should have a pretty good pension and I'm just wondering whether any mortgage companies allow the term of mortgage to run into retirement, thus lowering my current payments...could I go on paying until I'm eighty? ninety? a hundred?!!!
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Looking for a 100% mortgage..
My girlfriend and I are currently renting a small apartment in Manchester. It's rather pokey, in a rough area of Salford, and we've had to make around 10 complaints to the estate agent so far ranging from broken appliances to insect infestations. We've decided we want to buy our own place as soon as possible, however we…
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claiming charges on mortages
A few years ago my bank charged me for selling my flat early. Can I reclaim these charges?
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Am I Making The Right Decision (ftb)
I had an offer accepted Fri on house for £206500. I have been in talks with L&C regarding mortgages and today I have received an illustration that they strongly recommend based on the information that I have given to them. I carried out triple credit agency check recently on my boyfriend because he will be the main…
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* Keyfacts questions for Nationwide fixed rate of 5.3% *
Hi all. I'm getting a mortgage in principle and have searched around and am getting different quotes, I've looked seriously into nationwide for the following: £145,000 mortgage over 30 years - Monthly repayments of £811 (we're also opting to pay the reservation fee of £499 in the mortgage rather than upfront) It's 5.3…
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Mortgage For Someone With No Credit History?
I have a friend who is returning to this country having spent the last 10 years working in Thailand as an English teacher. He has a job sorted here paying excellent money and wants to sort out a home ASAP. He is looking at buying a property for approx £250,000 and has a 10% deposit. Can anyone recommend a financial…
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Endowment problems
Hi Been trying to sort out my endowments for years now. The problem is that we bought our endowments via our lawyer and have had no joy with our missold problem. Been in touch with all normal agents ie fsa ect, still no joy any body any help.:mad:
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Was told mortgage exit fee being refunded, not received
Called Halifax on 6th Feb after reading about it on here. Was told £125 exit fee would be paid back to me and would take up to 28 days. No cheque was received so I called on or around 6th March and told my money had been processed but not actioned or words to that effect. She was putting an urgent note on and I should…
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first time buyer who to mortgage with
Looking to buy a flat in edinburgh for about 125k My salary is as follows: 22602 + 10% guranteed bonus per anum. I have a 10% deposit for a 125k flat, therefore the question is i need to borrow 112.5k Where should i be looking and what rates will be available. must be capital repayment.
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cheapest two year/three fixed!
I need a mortgage for about 185k on 36500k annually but previously been looking at 5yr fixed, is the longer you fix the cheaper the rate you get? I have a family member that can lend us the full amount and the will fix the interest for me under any decent bank rate i can find, but they will take a while to get hold of the…
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Drawdown mortgage for house extension
Hi there, My first post so please excuse any mistakes or lack of protocol...... My partner and I have arranged a drawdown mortgage (moving from Abbey to A&L) to build an extension to our existing house - we have 4 kids but only 3 beds and worst of all, 1 toilet at the moment :eek: We should clear 76k difference when it…
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£7k available to pay off mortgage or loan
Hello all, I have a mortgage of around £215K, which is going to last 30 years.The first 15 years are fixed at 5.19%. I have a personal loan of around £7k, which costs me £125 a month. I have inherited 7K and would like to know should I pay it off the motrgage balance or completely pay off the Loan. If I paid off the loan…
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Fixed @ 5.6% for 10 years?
Had a word with our bank to see if there was any packages they had to reduce our monthly mortgage payments and we could fix it at 5.6% for 10 years. I was wondering if anyone out that has fixed their mortgage for this long and how do they feel about it? I'm a bit worried by doing this we'll make a mistake although in…
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Mortgage and a loan???
Hi hope you can help! I am to purchase a house for 95k. I am wondering whether to get a mortgage for 80k over 25 years and a loan for 15k for 10 years and would use as a deposit. The theory behind this is that rather than pay 95k over 25 years we could split it and after 10 years when the loan is paid then our Mortgage is…
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Reclaiming Meaf Fees!
I have written to my mortgage lender about the fees I paid when we cleared the account but have heard nothing back. The Problem is I have a lot of different adresses for the C&G and so am not sure whether they would have got it. Should I write again or leave it a while longer, it has been over 26 days now, Also would it…
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Advice on Portman mortgage 3% rise!!!
Need some advice please. Have a Portman mortgage of £33,000. 11 years left to run. Have been staying with Portman waiting for payout from merger with Nationwide but still waiting. Don't even yet know how much we'll get. Just had a letter this morning to say they are raising our rate to 7.24%!!!! We would like to start…
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Mortgage dvice Required Please?
I have a £37,000 mortgage, with 3 years left (out of 25 years). I am on endowment (Standard Life), where I pay £70 pcm. I recently got a misselling claim for £5,000, which I paid off mortgage, bringing it down from £42,000 to £37,000. My current payments are £180 pcm interest only and I overpay £30 pcm. I do not know what…
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Duplicated, please remove
Duplicated, please remove
