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What MoneySaving fibs do you tell your kids?
A colleague tells his children, "The ice cream van playing music means it has run out of ice cream." So far it's never been questioned. Do you tell any little white lies of your own?
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Divorce CGT
Hi I’m just about to come
to the end of the divorce process, and am wondering about Capital Gains Tax
implications of our situation. We bought our house
for £165k in September 2006, marrying in 2013. The house had the mortgage paid off, and I moved out on 23rd October
2020. Our Consent Order was approved by
the judge on…
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Cheap school uniform deals
If you're looking for uniform for the kids, MSE's round-up of cheap school uniform deals is a good place to start. Do you have any tips of your own to share?
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Solicitors Letter
Early nineties the family home was put into a siblings name. The other one was told that they would get half after the parents passes. Late nineties the father died a will was made both children made executors. Mother wrote a letter of wishes 2005 said she had requested the sibling to give the other one a share when the…
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Wedding Present for grandson?
Please be gentle with me. My grandson has just married his live-in partner. They have been together for 5 years and have 2 young children. Given that (1) I don't have a relationship with him, and (2) I wasn't invited, do I buy them a wedding present? (And if so, what?) Background I don't have much of a relationship with my…
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Money Moral Dilemma: Do I give a gift when it's a 'pretend' wedding?
This week's MoneySaver who wants advice asks... I'm going to a family 'wedding' that has been years in the planning while the groom waited for his divorce to go through from his previous marriage. The couple have told the family he's now divorced and the wedding is going ahead, and they've asked for money as a wedding…
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Advice/Help needed
I recently found out that my wife had an affair. My solicitor advised that i shouldn't put adultery on my divorce as it would be impossible to prove. Instead they advised that i should put "inappropriate Relationship with a married man". I have recordings of her basically admitting it but i have been told i couldn't really…
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Deputyship questions and advice.
We are currently considering starting the process of applying for deputyship for an elderly relative who is 87. She has been in hospital for 10weeks after falling and breaking her hip. She was discharged twice but fell within hours of returning home and was readmitted. She was on the floor for 12 hours after the last fall…
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Biff, Chip and Kipper Books - Worth It?
While learning to read is a fair way off, thinking of investing in this set of books. Are they any good? I remember they were at my infant school but this was 20+ years ago. Are these still the same stories? Or have they been edited (thinking about some of Enid Blyton's books)? Any others I should consider?
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Letting go of anger and hate
First let me say that I know hate is a very strong word and I dont so much hate the person, I hate what she did and the effect it has had on the whole family. I'm holding on to so much anger and I know it's not good for me but I cant see a way past it. I fell out with a close family member that I was always very close to…
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Ex racking up CCJ’s on my behalf!
SOMEONE PLEAAASSSEEE HELP ME! In 2007 I bought a house in Manchester with my ex, soon after the “credit crunch” hit and we literally lost half the value of the house. In 2011 we separated and I moved back to London (I have not been to the house since!). We couldn’t sell the house because of the massive negative equity, it…
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How can I help my son?
I am so worried about my son and I am at a loss about how best to help him. I think the world of him and dont like seeing him as he is, so down I am seriously worried about his state of mind. I try to encourage as I have always done and emphasise the positives but he will just tell me that I dont understand and that he has…
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Ex still on mortgage
Hello, My partner’s ex-wife is still on the mortgage even though she moved out in 2008 and they divorced soon after. She has not made any contribution towards the repayments. The house was not mentioned in their divorce settlement papers. She has mentioned that she wants him to buy her out. Would she have a good case? Many…
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Power of Attorney financial decisions...
I wondered if anyone might have advice for me on this issue: my mother now lives with my sister as she needs full-time care. I have financial LPOA, and sold her house a while ago, because it needed more work than we were prepared to carrry out. I've invested the proceeds in the best paying safe bank accounts. My sister is…
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Normal break-ups
How do normal breakups work out? Just whats going on inside my head.I have been having a few health issues and my ex sent me a message asking what was wrong. She was always lacking in emotion.We had a few hours of messages, then nothing.I don't see us getting back together, but even tho it's been over a year since we went…
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Divorce and (rented) property
Hi I am commencing divorce proceedings and have a bit of a stumbling block. The property that we (self, husband, 3 kids (1 under 18)) live in social housing as joint tenants. It is an amicable divorce and my husband is happy to sever the joint tenancy and for the property to be in my sole name. Now, the thing is that if we…
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LPA consultation - make your views known
Posting this here because of the recent threads where LPAs are alleged to have been abused in the process of setting them up. The chance for anything who wishes to comment on the process and any additional safeguards.…
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Joint Tenants separating
Unmarried, joint tenants and now separating. Mortgaged property. I’ve put significantly more money into the property, 80/20. I can prove what I’ve paid on deposit, home improvements etc. House has increased in value by a sizeable sum as a result. Partner wants 50/50 of equity as joint tenant. Have I been naive here? I…
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Little Baby Bum
My granddaughter loves the animal sounds concert on Little Baby Bum. The Animal Sounds Song for Children | Nursery Rhymes | by LittleBabyBum! | Somewhere, in another episode, I saw a clip that showed a newspaper pretending to have a review of that concert (probably only 5 secs?). But there are hundreds of episodes, and I…