We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joint Tenants separating

Unmarried, joint tenants and now separating. Mortgaged property. 

I’ve put significantly more money into the property, 80/20. I can prove what I’ve paid on deposit, home improvements etc. House has increased in value by a sizeable sum as a result.

Partner wants 50/50 of equity as joint tenant. Have I been naive here? I obviously paid out money in good faith and didn’t foresee separation. Anything I can throw at her? (Metaphorically for now)

Comments

  • [Deleted User]
    [Deleted User] Posts: 3,297 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Roger999 said:
    Unmarried, joint tenants and now separating. Mortgaged property. 

    I’ve put significantly more money into the property, 80/20. I can prove what I’ve paid on deposit, home improvements etc. House has increased in value by a sizeable sum as a result.

    Partner wants 50/50 of equity as joint tenant. Have I been naive here? I obviously paid out money in good faith and didn’t foresee separation. Anything I can throw at her? (Metaphorically for now)
    What does your Deed of Trust say? 
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 20 July 2021 at 1:50PM
    Roger999 said:
    Unmarried, joint tenants and now separating. Mortgaged property. 

    I’ve put significantly more money into the property, 80/20. I can prove what I’ve paid on deposit, home improvements etc. House has increased in value by a sizeable sum as a result.

    Partner wants 50/50 of equity as joint tenant. Have I been naive here? I obviously paid out money in good faith and didn’t foresee separation. Anything I can throw at her? (Metaphorically for now)
    Unless there is a separate agreement, 50/50 is likely to be the starting point. When property is involved, there should be at a minimum a time limited agreement in place in relation to this, likely with several exceptions. If you didn't do this, the matter will likely be on you.

    Your part in bold is not funny joke at all. Domestic violence is a serious matter and shouldn't even be joked about. It's in no way acceptable.
    💙💛 💔
  • Roger999 said:
    Unmarried, joint tenants and now separating. Mortgaged property. 

    I’ve put significantly more money into the property, 80/20. I can prove what I’ve paid on deposit, home improvements etc. House has increased in value by a sizeable sum as a result.

    Partner wants 50/50 of equity as joint tenant. Have I been naive here? I obviously paid out money in good faith and didn’t foresee separation. Anything I can throw at her? (Metaphorically for now)
    Unless there is a separate agreement, 50/50 is likely to be the starting point. When property is involved, there should be at a minimum a time limited agreement in place in relation to this, likely with several exceptions. If you didn't do this, the matter will likely be on you.

    Your part in bold is not funny joke at all. Domestic violence is a serious matter and shouldn't even be joked about. It's in no way acceptable.
    Completely agree, my apologies. It’s all just very frustrating, you think you know someone and then the depths people are prepared
    to go to. 
  • Contact a good solicitor, depending on the sums involved.
    Or bite the bullet and agree 50/50, sort it out and live a good life.

    And, as an aside, that was funny to anyone with a sense of humour.
    (imminent thread deletion and spanking...)
    I started out with nothing and I still got most of it left. Tom Waits
  • Contact a good solicitor, depending on the sums involved.
    Or bite the bullet and agree 50/50, sort it out and live a good life.

    And, as an aside, that was funny to anyone with a sense of humour.
    (imminent thread deletion and spanking...)
    I hope the thread doesn’t get deleted: it should serve as a reminder not to be naive, blinded by love etc and that you shouldn’t trust anyone when money is concerned. 
    LBM: August 2006 - £12,568.49 ——  DFD: 12 March 2012
    MFD: 30 March 2019
     »The road to DF is long and bumpy » Greensaints 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.