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MSE News: Student loan hike petition set for parliamentary debate
Politicians are expected to debate a retrospective hike in the cost of student loans following a petition...Read the full story: 'Student loan hike petition set for parliamentary debate after hitting 100,000 signatures' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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IVA Erudio Student Loan Query
Sorry if this question has been asked before, I did search... I have moved onto an IVA from a DMP (it was just going to take too long to clear with the DMP). I had a letter from Erudio Student Loans to inform me that they are exempt from the IVA process. I earn less than the threshold for deferment, and in the letter they…
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How to raise 45k please?
Hi, I was wondering if I could possibly ask some advice please... I am a 32 year old teacher with a permanent job based in North West UK, and I have been saving up to buy my first house/flat for a few years now. I will have 24k in savings by the summer. I have seen a small flat I would be very interested in purchasing…
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Student Loans Company - "Household Income"
Hi, new here, in some desperation, and would be grateful for a bit of advice: Student Loan Company gives out loans - why do they assess a student's entitlement on whole-household income as if it were a benefit (such as Tax Credits or similar)? My partner has not complained before about providing income information to the…
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Legalities of the loan
My daughter has been working since she was 16. She was the first ever apprentice to be taken on at her place of employment. Also employed at this place are a number of people between the age of mid 20s to 40s. My daughter is a hard worker who has frequently does overtime and as such has managed to save a lot of money. She…
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HP Loan Query
Hello All, I'm writing on behalf of my friend who last year took out a HP and has regretted it since and wanted me to try and sort it out for him. I have been trying to work out his settlement figure using the loan repayment calculator through The Guardian with the details on his agreement but they don't appear to tally…
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PayDay Loan Query
Hi Folks, Just come back from coffee with a friend, who after some difficulty last month took out a payday loan. If I had known previously I would have lent them the money, they know now incase of future needs. Anyway the payment was due yesterday, she believed it was for today (her payday). In the morning the company must…
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Bad credit and in need of help
Hi there, I'm currently in a bit of a jam. I have gotten myself into a little bit of debt with late payments etc and am in need of a loan of around £1000 to get my head above water but I appear to have bad credit. Does anyone know of any good lenders who would give me a loan with decent rates etc that would NOT require a…
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Nationwide Loan Settlement
So I have a loan with Nationwide and wanted a settlement figure but they quoted something like £300 over the balance to settle it. So did a look online and various people said that if you settle the balance minus the monthly DD payment that should clear it and work. I did that and the DD payment came out today but it shows…
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Wage slips/bank statements
I've just applied for a Zoopla loan and at the end of the application I was asked for wage slips/bank statement.I am self employed/sub contractor and as such I don't have a regular salary. My monthly income varies greatly depending when customers pay and my last two bank statements show a lower monthly average income than…
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Can someone that lent money to me ask for the money back early?
Hi, I'm new here. I borrowed £300 from a close friend and promised to pay £100 per month. I've paid £100 on time last month and will pay the same this week with £100 left to pay. She is now demanding that I pay the whole amount early (£200 this week). I don't have the spare cash to meet this request and she doesn't care…
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does this sound right to you?
Hello - Im not entirely sure if this is something to be concerned about, In a nutshell, my parents used to own a small business. They stopped trading but not before running up a 10k debt/overdraft. They made an arrangement with the bank to pay back £156 per month. Thata as much as they could afford as they both could only…
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Student loan from 1992
I am being continually harassed by phone, email,texts, and letters from Capquest Debt Collecters regarding a student loan from 1992. They say I owe £600+. I am now 68 and retired and my only income is my state pension etc. I do not think I need to pay this and have so far ignored their calls etc but it is constant and…
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Loan for kitchen purchase but with outstanding default
Hi I am looking for help with either a loan or an interest-free purchase for a new kitchen. The background is that I have been renovating my house which I purchased last year. Literally the place been gutted with everything put in as new. The project is almost complete and has been funded without a loan so far. As with…
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Need 75k- mortgage, loan or something else?
Hello, I am looking to buy my first home (a flat in the overpriced South). I'm currently renting. Here are my details, how should I proceed? Savings available= 175k. Scattered around multiple accounts, instantly available for the house purchase. I have built this up over the last 15 years working very hard. I know not…
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Advice please - a little worried
Hi all. Just had a phone call from 01933 806132 asking to talk about my loan application. I haven't applied for a loan, but they were insistent that I had and for the sum of £350. They said they had been passed my details from another company that I'd applied with but they hung up when I started asking more questions. I've…
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Student Loans
Morning all Sorry if this is in the wrong place ( please feel free to move it) but I saw the article (linked below) and panicked. I thought student loans ( whilst horrendous compared with what we had to pay back in the day - ie nothing/not much) weren't a bad deal and I have seen Martin say that we should stick with them…
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No Signed Loan Agreement
Hi All, New to the site so apologies if similar questions have been posted before. My partner recently applied for a post office loan online. She submitted all the info etc and it came back saying they were unable to make an instant decision and would contact her to confirm within 4-5 days. They called a couple of days…
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Student Loans - repayment strategy?
Hi, First time on the forum but I have used the site and forum for a long time for advice. I've read the guide for student loans and calculated my predicted repayment over 25 years based on my pre-2012 Loan. It suggested I would be repaying £28k (roughly) and I currently owe £22k. I would appreciate any advice on whether…
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Northern Rock
How can I check if I had ppi from a bank that no longer exists? From Chichibear