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Natwest - Settlement Figure
Hi, a question for the natwest people out there. Is it true that the lending dept can't give out a settlement figure for a loan on a Saturday and that I have to wait until the Monday? It's no big deal, just a bit annoying.
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My Dad 'tricked' me into giving him £5,000 & now can't afford to pay me it back
Hi Guys, This isn't something I would have liked to have published in a forum but I don't really have anyone else to discuss it with. It's pretty long & complicated, but please bear with me... When I was 15 my Mum passed away leaving her estate to me and my younger sister. It all went into a trust fund, work pensions I had…
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Payday Express have taken all my money!!!
Hi, I've never posted before but I am SOOOO angry I have to ask for any advice or suggestions that anyone has on this one! I had a payday loan from Payday Express about a year ago - I think it was for about £500. I lost my debit card before the payment was due to come out of my account so the card was cancelled and they…
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Need to borrow a loan of £100k any recommendations?
Hi, My dad currently has a property that Im going to refurbish and the property is under his name however i need to borrow around £100,000 what is the best way you guys would recommend doing this? I would pay the debit off within 8-10 years. Any my credit is very good, what would you recommend people ? Thanks.
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Can I get a bigger loan and use some to pay it off early?
I need 5k for a new car but the rates are higher than for 7.5k loans. The repayment for 3 yrs on a 5k loan are the same as 5 yrs on a 7.5k loan. So, if I could get a 7.5k loan for 5 yrs, put 2.5k into a locked ISA for 3 yrs, then use it to pay of the loan in 3 yrs time? Is it do-able? Thanks
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Can you owe someone money without agreeing or realising you borrowed?
let say, I'm doing driving lessons, I pay the instructor in advance all the time but cannot prove it. Then one day I pay him in advance for lessons in the future, then he cancels the next two lessons when my test is due soon. So i decided to ask for my money back, then the instructor says "yeah but remember you did some…
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Student Loans Company - Overpayment
My partner has just received a relatively threatening letter from 'Smith Lawson Solicitors' suggest the student loans company overpaid her and they are taking the necessary actions to recover the amount. The SLC have made no attempt to contact her prior to receiving the letter from Smith Lawson. She is now panicking…
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fair credit rating loans
Am I likely to get an unsecured loan for £5,000 as I have a fair credit rating
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Door Step loans?
I last had a loan with a 'door step' company about 3 yrs ago, the payments were always made on time and the account was actually settled a few wks before it should of been! I recently went on my credit file to find out my score has dropped by a lot of points and it says i have an outstanding account not been paid and is…
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Loan / criminal conviction
Hi Guys, Im sorry im not sure if this is the right place but as its concerning a loan Im posting here :) Im hoping for some advice. Around 15 years ago I opened up a credit union acc in my name. My partner lodged 2000 into it and then not long after he convinced me to take out a loan of 8000 for him/us to decorate our…
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admin fees for loans search
My son has recently (rather foolishly) been looking for loans on the internet. Although he never actually got a loan he has been charged by 3 companies for admin fees. The fees were £19.99, £29.99 and £69.99. Unfortunately he is on jsa and only receives £105 a fortnight. He's closed his bank account (Because he cannot…
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Likeliness of being accepted for a loan...
Hi there, I'm looking to fund a move down to London, however having just left university I don't have the savings to fund it myself. I'm looking at a loan as a kind of last resort and trying to figure out how likely it is that I'd be able to get one. My situation currently is that I have an overdraft of around £800, and an…
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MBA funding
Hi Guys, Im planning to do my MBA in London Business school or such schools similar to LBS. I did some research on student loans/ bank loans for higher studies but most of the offers are well below the LBS or such schools tuition fees (£60,000). My current employer doesnt have a program to support MBA/higher study…
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Guarantor loans
Can anyone help please? My mum went as guarantor for me so I could get a loan as my credit rating is very poor. She has recently applied for an Argos card and been declined. She has other debts which are up to date & has not missed any payments ever, although she has told me that the 2 credit cards she has are almost at…
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Paragon Loans
I took out a secured loan with paragon for 50k in 2007, and i pay 400 a month for this, we have worked out that in 7 years we have paid them 31k but this has only wiped 5k off the loan, we where not made aware of the interest amount we pay each month, and it has now come to light that once the loan ends we are going to…
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Changing a loan from one place to another
Hi all, I'm hoping that someone on here may be able to help. My son has a loan with the dreaded Black Horse for a car. He would like to get rid of this loan and get one with someone that offers better APR but has been refused when looking to take one out. He has joined experian and this tells him that his credit is "fair".…
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Changing car - adjusting loan
Okay, I'm considering part-exing my car for another. I'd have to put £3,700ish down in cash. Finance situation - currently have a personal loan running with a settlement figure of £4,300 so I'd need to contact company and get a new loan sorted for about £8,000 which is virtually the cost of the car I want. So, overall I'll…
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loans for uk
evening all....has anyone heard of loans for uk as i have a fella keep ringing from this company claiming i have the loan i never applied for.....he's asked for my bank details ans ni number,wich i refused to give..... then he got shirty and hung up,who are these jokers ......???????and how do they get your details…
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Wentworth direct theft!!!!
I looked into having a loan and within 2 seconds of looking got a phone call from this company who didnt even tell me their name! i was then presurized into going through with the loan. they told me there was no charge. then i saw that there was a £69.95 admin fee on the e-mail. i phoned the next day and told them i did…
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Repay Loan?
Hi, I'm hoping you wonderful people might be able to give me some advice. I took out a student loan way back in 1996 for £2.8k, I graduated in 1998 & have been deferring repayments since. Current Interest rate 5.30% (RPI linked) Balance outstanding after 17 years is £4.5k Current salary £16k Need to earn £27k before I…
